For certain renters, the risk of reporting a missed or late payment can render these programs’ benefits moot. “Those late payments show up on [your credit report], and it’s like the kiss of death for landlords,” says @chichiwu.bsky.social #ProtectConsumers @cnbc.com www.cnbc.com/2025/11/04/r...

This #DigitalLibrary article from @chichiwu.bsky.social breaks down the #CFPB's new guidance that claims the Fair Credit Reporting Act #FCRA preempts all state credit reporting laws -- the 𝐩𝐨𝐥𝐚𝐫 𝐨𝐩𝐩𝐨𝐬𝐢𝐭𝐞 of the its 2022 interpretive rule! #ProtectConsumers #ConsumerLaw www.nclc.org/digital-libr...

Next week, @nclc4consumers.bsky.social will be on Capitol Hill for Consumer Justice Lobby Week, urging members of Congress to end forced arbitration #FinePrintTraps & prioritize judicial nominees who understand #ConsumerLaw & have advocated on behalf of everyday families. #ProtectConsumers #CJLD2025

A new @nclc4consumers.bsky.social report shares survey results from Tzedek DC and 200+ other providers and details barriers to relief for victims of #CoercedDebt—fraudulently opening accounts in a victim's name or coercing them into taking on unwanted debt. www.nclc.org/coerced-debt...

“This is completely unprecedented,” Shennan Kavanagh @nclc4consumers.bsky.social told NewsNation. The dismissals cover “a wide range of long-standing, systemic and extremely harmful practices that impacted hard-working families and consumers.” #ProtectConsumers www.newsnationnow.com/politics/cfp...

The court has affirmed @departmentofenergy.bsky.social's effort to reduce gas heating bills. Those who rent will especially benefit because the standards will end sales of very inefficient heating systems often installed in rentals. #ProtectConsumers #EnergyEfficiency www.nclc.org/court-uphold...

Learn more about the impact of the Home Energy Assistance Program in the Bay State and why lawmakers must save this critical program. #LIHEAP #HEAP #mapoli #ProtectConsumers www.youtube.com/watch?v=hKeC...

Diane Thompson, deputy director at the National Consumer Law Center believes there are lurking risks beneath the digital payments provided by the biggest U.S. tech companies. “They’re all beyond the purview of regulators." #ProtectConsumers via @forbes.com www.forbes.com/sites/jeffka...

𝐖𝐡𝐚𝐭’𝐬 𝐇𝐚𝐩𝐩𝐞𝐧𝐢𝐧𝐠 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞 𝐒𝐀𝐕𝐄 𝐏𝐥𝐚𝐧? The most affordable student loan repayment option is 𝐜𝐮𝐫𝐫𝐞𝐧𝐭𝐥𝐲 𝐛𝐥𝐨𝐜𝐤𝐞𝐝 𝐛𝐲 𝐭𝐡𝐞 𝐜𝐨𝐮𝐫𝐭𝐬, and Congress decided to eliminate it by July 2028. #ProtectBorrowers studentloanborrowerassistance.org/whats-happen...

Our official statement on the Vought’s CFPB attempt gut the 15 state laws that ban medical debt from credit reports

An estimated 1.73 million vehicles were repossessed last year, the most since 2009.

Borrowers have been left on their own to defend themselves from debt collectors. “There is no way the private bar or the states can identify & address the scope of the zombie second mortgage problem,” said Diane Thompson @nclc4consumers.bsky.social. @bloomberg.com www.bloomberg.com/graphics/202...

“It’s bad enough that millions of Americans may be priced out of health insurance coverage & end up burdened with #MedicalDebt. By trying to invalidate state laws protecting patients, Trump’s CFPB is doubling down." @chichiwu.bsky.social #ProtectConsumers www.nclc.org/trump-admini...

“The right to force telemarketers and robocallers to stop calling is an essential protection...We’re pleased to see the FCC was responsive to concerns about unwanted calls.” #EndRobocalls #ProtectConsumers www.nclc.org/fcc-backs-of...

Don't wait - 𝐫𝐞𝐠𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧 𝐜𝐥𝐨𝐬𝐞𝐬 𝐓𝐎𝐃𝐀𝐘! Register to attend the 2025 Consumer Rights Litigation Conference (CRLC) & Class Action Symposium in Washington, D.C. November 13-16. #CRLC2025 #ProtectConsumers www.nclc.org/event/2025-c...

The Consumer Federation of America found that top #insurance executives netted more than $134 million in #compensation last year.

“Coerced debt creates financial insecurity, the leading reason survivors stay in or return to an abusive relationship,” said Andrea Bopp Stark at NCLC. “This report shines a light on the need for laws to provide relief." #DomesticViolenceAwarenessMonth #ProtectConsumers www.nclc.org/coerced-debt...

Consumer advocates view most EWA providers as profiteers taking advantage of low-wage workers in a largely unregulated market. The workers can too easily be duped into paying excessive fees & tips for EWA agents they’ve never met. #Fintech #ProtectConsumers www.paymentsdive.com/news/earned-...

Don't miss this discussion spotlighting #CoercedDebt this Domestic Violence Awareness Month. Carla Sánchez-Adams from @nclc4consumers.bsky.social joins @americanbar.org to explore how economic abuse functions as a form of coercive control and more. youtu.be/W1cxm2l8HgI #DVAM #DVAM2025

“Community action agencies rely on CSBG to administer programs that help families struggling with unaffordable energy by helping families enroll in energy assistance and making homes more weather-tight and efficient," said Olivia Wein @nclc4consumers.bsky.social www.nclc.org/local-non-pr...

“The right to tell robocallers to stop calling, and hold them accountable in court when they don’t, is a critical line of defense,” said Patrick Crotty @nclc4consumers.bsky.social. “The FCC’s proposal threatens to strip away that right.” #EndRobocalls #ProtectConsumers www.nclc.org/new-rules-wi...

The government shutdown is preventing Congress from extending telehealth and in-home hospital care programs that expired on October 1. Millions of Medicare patients utilize these essential services. stateline.org/2025/10/10/s...

Formerly incarcerated people are almost 10x more likely to be homeless than the general public. Does this look like a society that cares about “reform” and reentry?

As the government shutdown drags into a fourth week, it is only worsening the fair and affordable housing crisis. NFHA needs your support to call on Congress and urge them to fully fund #fairhousing programs. To Take Action 👉🏾https://bit.ly/4kHAgp4

The American people need to be able to trust in our judicial system. It’s what we fight for every day in court.

If the company-specific do-not-call requirement is scrapped, consumers who aren’t on the National Do Not Call Registry would have 𝐧𝐨 𝐫𝐞𝐜𝐨𝐮𝐫𝐬𝐞 𝐭𝐨 𝐬𝐭𝐨𝐩 𝐭𝐞𝐥𝐞𝐦𝐚𝐫𝐤𝐞𝐭𝐞𝐫𝐬 1/2 @consumeraffairs.bsky.social #ProtectConsumers #EndRobocalls www.consumeraffairs.com/news/consume...

Robocalls are public enemy #1, yet the FCC's Brendan Carr has boasted an approach of “delete, delete, delete” to the scant regulations that are in place to police the billions of robocalls Americans receive every month. @consumerfed.bsky.social #EndRobocalls #TCPA consumerfed.org/the-federal-...

#CRLC2025 attendees will be fortunate to hear plenary addresses from @raskin.house.gov, a leading voice in defense of the U.S. Constitution & award-winning financial journalist @michellesingletary.bsky.social @washingtonpost.com 𝐑𝐞𝐠𝐢𝐬𝐭𝐞𝐫 𝐛𝐲 𝐎𝐜𝐭𝐨𝐛𝐞𝐫 𝟐𝟗! #ProtectConsumers www.nclc.org/event/2025-c...

“The FCC is obligated by Congress & the American people, to reduce unwanted robocalls and telemarketing,” said Margot Saunders, senior attorney @nclc4consumers.bsky.social “This proposed rulemaking falls woefully short of that obligation." #EndRobocalls #ProtectConsumers www.nclc.org/fcc-proposal...

“Instead of removing effective protection against robocalls, the FCC should address the increasing number of unwanted and illegal robocalls plaguing telephone subscribers,” said Patrick Crotty @nclc4consumers.bsky.social #ProtectConsumers #EndRobocalls www.nclc.org/fcc-proposal...

Judge Illston suggested that the White House budget office had “taken advantage of the lapse in government spending & government functioning to assume that all bets are off, that the laws don’t apply to them." #ProtectConsumers @tonyromm.bsky.social @nytimes.com www.nytimes.com/2025/10/15/u...

🏆We’re celebrating our CEO Ariel Levinson-Waldman being named the 2025 Nonprofit Leader in the Washington Business Journal's Health Care Innovator awards! www.bizjournals.com/washington/c...

The rise in debt-collection complaints also suggests debt collectors may feel emboldened, some consumer advocates say, by a presidential administration that has gutted the federal government’s consumer watchdog effort. #CFPB #ProtectConsumers @usatoday.com www.usatoday.com/story/money/...

Proud to join the RASE 5-year anniversary, celebrating 5 years of community-driven work against systemic racism in Rochester. Our Senior Attorney Ruhi Maker spoke on urgent housing needs (2-min mark), and Jill Paperno shared resources from our Police Reform Project. 🔗 13wham.com/news/local/r...

“While Congress made all borrowers eligible for I.B.R. this summer, the Dept. of Ed has not yet implemented this legal change, meaning at least some borrowers who should be eligible for I.B.R. now are being denied." #ProtectBorrowers #DefendStudents @nytimes.com www.nytimes.com/2025/10/10/b...

“Klarna,” in Swedish, means “to become clear” — an irony not lost on Berman, a frequent #BNPL borrower, who said she had never felt so adrift, confused and depressed as in the years she was spiraling into buy-now-pay-later debt. #ProtectConsumers @nytimes.com www.nytimes.com/2025/10/07/m...

"#Americans owe more #debt than at any point in history," said @erinwitte-cfa.bsky.social, director of consumer protection at the nonprofit Consumer Federation of America. @usatoday.com

October is Domestic Violence Awareness Month and NCLC Senior Attorney Carla Sanchez-Adams sits down with Maleaha Brown @americanbar.org to discuss coerced debt and economic abuse in this on-demand session. #DVAM2025 #ProtectConsumers www.youtube.com/watch?v=W1cx...

A zombie mortgage, an old, written-off loan that suddenly came back to life, cost the Amables their home. And they aren't alone. Learn more from @bloomberg.com #FairHousing #Foreclosure #ProtectConsumers www.youtube.com/shorts/JYcSh...

Join NCLC on 10/20 to explore the NCLC Digital Library Student Loans Practice Suite. Learn how to optimize the NCLC's vast collection of legal tools & resources to pinpoint exactly what you need to defend your clients. #ProtectConsumers #ProtectBorrowers #ConsumerLaw www.nclc.org/event/nclc-d...

Rising home prices have made the debts, bought for pennies on the dollar, profitable. Investors can foreclose on a property and resell, or pressure homeowners to pay, collecting years of accrued interest and fees, says Andrea Bopp Stark @nclc4consumers.bsky.social. www.bloomberg.com/explainers/z...

#California! Good news for car buyers. @governor.ca.gov just signed the Combating Auto Retail Scams Act, to make buying cars more affordable & less risky. Imagine having 3 days to return a used car for ANY reason, for a refund. Game changer! @consumerfed.bsky.social www.gov.ca.gov/2025/10/06/g...

“We need all hands on deck to combat fraud,” said Carla Sanchez-Adams @nclc4consumers.bsky.social. “Financial institutions & payment providers need to ensure criminal fraudsters are unable to open accounts & receive stolen funds." @consumeraffairs.bsky.social www.consumeraffairs.com/news/new-nat...

𝐓𝐡𝐞 𝐄𝐚𝐫𝐥𝐲 𝐁𝐢𝐫𝐝 𝐝𝐢𝐬𝐜𝐨𝐮𝐧𝐭 𝐞𝐧𝐝𝐬 𝐓𝐎𝐃𝐀𝐘! Make sure you get the best rate to attend the 2025 Consumer Rights Litigation Conference (CRLC) & Class Action Symposium. Register now! #ConsumerLaw #ProtectConsumers #CRLC2025 @consumeradvocates.bsky.social www.nclc.org/event/2025-c...

Researchers tracked workers for a year after their first payday advance and found that advances doubled in frequency, with 3 in 4 borrowers taking out more than one loan in a two-week period. #StopTheDebtTrap #ProtectConsumers @crlonline.bsky.social @nytimes.com www.nytimes.com/2025/10/03/y...

The U.S. Court of Appeals for the First Circuit will hear oral argument on Tuesday, Oct. 7, in an important case that may determine if people held in federal and state prisons, jails, and ICE detention facilities can have affordable phone and video calls. www.nclc.org/appeals-cour...

Don’t wait! The 𝐄𝐚𝐫𝐥𝐲 𝐁𝐢𝐫𝐝 𝐝𝐢𝐬𝐜𝐨𝐮𝐧𝐭 for the 2025 Consumer Rights Litigation Conference (CRLC) & Class Action Symposium 𝐞𝐧𝐝𝐬 𝐭𝐨𝐦𝐨𝐫𝐫𝐨𝐰 - 𝐅𝐫𝐢𝐝𝐚𝐲, 𝐎𝐜𝐭𝐨𝐛𝐞𝐫 𝟑𝐫𝐝. @consumeradvocates.bsky.social #ConsumerLaw #ProtectConsumers www.nclc.org/event/2025-c...

CFPB had been trying to help renters. Without it, renters are vulnerable to abuses that take advantage of our broken credit reporting system, e.g.,debt collectors parking dubious back rent & damages claims onto credit reports, preventing renters from obtaining new housing www.vox.com/policy/46235...

“The lawsuit alleges that D.R. Horton and DHI Mortgage were running a ‘Monthly Payment Suppression Scheme' … They preyed on people’s faith in the American Dream of homeownership to lure them into unaffordable, deceptive deals.” #FairHousing #ProtectConsumers www.nclc.org/homeowners-s...

October 1, 2025, is Energy Efficiency Day, but efficiency is year-round! Save Money. Cut Pollution. Create Jobs. #EEDay2025 #ProtectConsumers