On this day of the Democrats being surrender monkeys, this comment to one of my posts shows how neoliberals just don’t get it and why we’re in this mess.This dude is supposed to be one of our allies, but efficient pricing and protecting landlords is more important to him than preventing homelessness

I will keep saying it until I am blue in the face. Rent reporting needs to be positive-only. There is no amount of "credit building" boost that is worth risking making ANY families homeless

It’s wonky. It’s technical. For my Fair Credit Reporting Act geeks out there

I did not realize until this moment how invested I was in Mamdani winning. I think this means I’m legally required to move to NYC

Our official statement on the Vought’s CFPB attempt gut the 15 state laws that ban medical debt from credit reports

“It’s bad enough that millions of Americans may be priced out of health insurance coverage & end up burdened with #MedicalDebt. By trying to invalidate state laws protecting patients, Trump’s CFPB is doubling down." @chichiwu.bsky.social #ProtectConsumers www.nclc.org/trump-admini...

Trump CFPB to nullify 15 state laws that ban medical debt on credit reports. As millions face steep insurance hikes (the issue behind the govt shutdown) not only would they saddle these consumers with medical debt, they want to trash financial report cards too news.bloomberglaw.com/business-and...

I caught a glimpse of Mamdani at Grand Central on Sunday, and it was electric, the crowed adored him. And one of the most gratifying aspects is that he’s winning despite false attacks of anti-semitism because he cares about Palestinians

The future leaders of the Republican Party

I never wanna hear again "it's too radical to call for abolishing ICE". If US manages to survive and keep democracy, that better be the goddamn first priority in any Democratic platform

While Trump whines about how the left is the only side engaged in political violence, it appears that his folks just engaged in terrorism against a sitting judge. Imagine if FOX gave this 10% of the coverage it gave to Kirk.

CFPB had been trying to help renters. Without it, renters are vulnerable to abuses that take advantage of our broken credit reporting system, e.g.,debt collectors parking dubious back rent & damages claims onto credit reports, preventing renters from obtaining new housing www.vox.com/policy/46235...

JUST NOW AT THE UN…

1/ A woman with dementia moves into an apartment in Colorado. A few months later she passes away unexpectedly. The family gets a bill for $4140. By dying, she “broke her lease early” A landlord gone rogue? No. It was a billionaire property management company called Greystar.

Oh crap. Now I need to cancel my Disney Plus/Hulu subscription #Kimmel #F—kFascism

We’re in full-on authoritarian times. ABC caved to FCC pressure to cancel Jimmy Kimmel for saying the truth about Charlie Kirk. But the Fox guy who said kill all the homeless people gets to stay on the air www.nytimes.com/2025/09/17/b...

The nationwide movement to eliminate #JunkFees for renters has reached #Massachusetts, where landlords are now forced to share the total price of what they are renting out with a future tenant before asking for any personal information. #mapoli #ProtectConsumers www.newsweek.com/map-shows-st...

Be careful of signing up for rent reporting. It might not help your credit score, you may end up paying in substantial $$ fees, and it may cause a lot of harm if you’re late. 90% of landlords check credit and a late rent payment showing up on a report can block you from getting a new apartment

The amount of censorship against saying the slightest criticism against Charlie Kirk has been terrible. Yet its the right complaining about cancel culture #hypocrisy

This is the right wing’s solution for homelessness. Horrifying

The mortgage fraud claim against Lisa Cook is false, per documents obtained by Reuters. Bill Pulte's accusation, the sole pretext Trump used to fire her from the Fed, was that she claimed two homes as primary residence. These docs show she did not. www.reuters.com/world/us/fed...

This guy couldn’t be bothered to say a single word when one of his political allies assassinated the Speaker of the Minnesota House.

SCOTUS: considering race as one factor in a college applicant's file is blatantly unconstitutional ALSO SCOTUS: considering race as one factor in targeting whom to detain and deport is cool cool cool

I can’t do much about saving Democracy but I did help get a law passed that will spare you some spam calls & texts when you re-finance your mortgage

US Citizens have had their car windows smashed out and been dragged away to spend hours, sometimes days, in ICE detention. Very few have "promptly" gone free after being run down by heavily armed masked men jumping out of Penske trucks Let's be fucking real here

So now that Rump has gone after their sacred cow, the Fed, will the banks and Chamber of Commerce types finally take a stand? I won’t hold my breath www.washingtonpost.com/business/202...

U of Chicago was also the home of Law & (Classical) Economics, which also screwed everyday people. The irony

The CFPB Personal Financial Data Rights rule has best-in-class privacy and consumer protections. So of course the Trump-era Bureau wants to change it 🙄 Consumer groups sent a letter strongly supporting the current rule and urging Congress to do the same www.nclc.org/resources/co...

Deportations and detentions will inflict a lot of damage on the US economy 1/ paulkrugman.substack.com/p/iceing-the...

Another Friday afternoon bad news bomb

Judge Katsas, useful idiot, this morning on left. AG Bondi this afternoon on right.

Seizure medication, wheelchairs, Social Security cards, dentures, urns of ashes, work uniforms — just some of what's been thrown away during cruel, degrading, utterly counterproductive homeless sweeps. A good time to revisit this gutting @propublica.org story:

It can't be emphasized enough: the tents Trump wants to sweep are only the most visible sign of an exponentially larger, hidden disaster. A vast world of homelessness exists out of sight. Ignore the causes, try to arrest your way out, and the pressure will build until it bursts back into view.

Show some love for your local library

BBC International Editor Jeremy Bowen has confirmed that the entire Al Jazeera team in Gaza City has been killed.

Fixed it for him: "Last night in New York City, a single mother and her children slept at a homeless shelter because I, as governor, showered luxury developers with tax breaks, cut NYCHA funding, gutted rent laws, blocked tenant protections, and oversaw the loss of 150k+ affordable units."

Sharing a bit of good news, a consumer protection bill that actually passed Congress!

Interesting how much resentment this photo created from white conservatives who assumed that the dismantling of DEI meant elite schools would return to the 1940s.

Another New Jim Crow practice that serves as a barrier to generational wealth in Black communities and contributes to the racial wealth gap, which we see reflected in so many indicators (including credit scores)

Israel’s war in Gaza has killed 18,500 children. These are their names: www.washingtonpost.com/world/intera...

This #DigitalLibrary article from @chichiwu.bsky.social brings readers up to date on three fronts: litigation involving the #CFPB rule, new state legislation, and how consumers should respond to the voluntary actions by the big 3 reporting agencies. #ProtectConsumers www.nclc.org/digital-libr...

My op-ed in National Mortgage News about Pulte's move favoring VantageScore over FICO and what it means for home buyers and consumers (hint: it's not good) www.nationalmortgagenews.com/opinion/pult...

Medical bills and medical debt are a crushing problem for tens of millions. The Trump Administration is making it worse in so many ways

A horrifying statement published today by the Editorial Committee of the Agence France-Presse (AFP) news agency. "Without immediate intervention, the last reporters in Gaza will die" Translation from French to English by @cnorristrent.bsky.social:

Watched this last night, it only made me depressed. Too many people waiting for a Superman. He’s not coming to save us folks.

a good arbiter of how close we are to bad hybrid regime shit is if the political comedy shows start getting pulled for whatever reason

CBS canceled Colbert’s show just THREE DAYS after Colbert called out CBS parent company Paramount for its $16M settlement with Trump – a deal that looks like bribery. America deserves to know if his show was canceled for political reasons. Watch and share his message.

Oh f*%k. Now we know we’re in authoritarian regime deadline.com/2025/07/the-...

More bonkers stuff. Pulte & FHFA are letting VantageScore use its latest, most advanced scoring model (version 4.0) to compete against Classic FICO, a 20-year-old score. He's making FICO compete with one hand behind its back. Is Pulte out to get FICO? www.fhfa.gov/policy/credi...?