One year into the Trump administration and the CFPB's work has been dramatically scaled back while consumer complaints are up by 89%. Now, when household worries about affordability are increasing, the CFPB needs to be preserved, not torn down further.

In a victory for all consumers and working people, the CFPB will be funded again, thanks to a court order. Over the past year, the agency, which has returned $21 billion to harmed consumers, has been attacked on all sides and pushed to the brink of insolvency.

EPIC added another action to our long history of fighting against robocalls this week by joining a comment to the FCC. EPIC joined @nclc4consumers.bsky.social and @consumeradvocates.bsky.social in urging the FCC to adopt measures to better protect people from unwanted calls. epic.org/epic-joins-c...

"The higher prices of goods and services are also likely playing a role in the increase in overdraft fee revenue, [NACA senior policy director Christine] Hines noted. 'I think it also really gets to the point that if people are struggling, the overdraft rule would have benefited them a great deal'"

We are excited to introduce another NACA Fellow! Please meet Markie Jacobson... www.linkedin.com/feed/update/...

NACA's comment to the CFPB on its proposed rule to gut fair lending protections: "The proposed rule...will cause significant damage to borrowers and lenders, triggering uncertain and risky conditions..." www.consumeradvocates.org/comment-lett...

"D.C. deserves a justice system that stands up to slumlords, senior scammers, wage theft and junk fees without fear or favor." NACA has an op-ed in The Hill this morning opposing the attacks on DC's judicial Independence. Check it out here: thehill.com/opinion/cong...

Happy Friday! NACA is excited to introduce the first of our three 2-year Fellows. Learn how Leeandre Alexandre is launching his career in consumer law: www.linkedin.com/feed/update/...

Meta's attempt to force a class action into arbitration after years of litigation in court demonstrates the real reason corporations use forced arbitration clauses. It's not because arbitration is faster or cheaper, it's to avoid facing claims against them. #EndForcedArbitration

If we want to ensure that our laws can effectively police corporate misconduct, we have to regulate or prohibit the contractual fine print that denies people their day in court, including arbitration clauses, waivers and contractual traps..." #EndForcedArbitration

"[Forced arbitration] strips away a veteran’s right to a public trial, forcing disputes into secret proceedings that overwhelmingly favor corporations. For those who fought to defend the Constitution, being denied their day in court feels like a betrayal of the very rights we swore to protect."

The concerted attacks on the CFPB have transformed it from consumer watchdog to corproate lapdog. It's clear that under Russell Vought's leadership, the Bureau is more interested in helping corporations evade accountability than it is with preventing harm to consumers.

AI companies should not be insulated from accountability when they harm consumers, but that's what preempting state AI regulations would do. Consumers deserve better than to be treated as collateral damage in the name of innovation.

The new CFPB director nominee is nothing more than a transparent bid to keep Russ Vought in the role as he continues his dangerous deregulatory agenda. Consumers deserve real leadership that will prioritize their needs, not the interests of big corporations. #DefendCFPB

Cryptocurrency ATMs have become hubs for fraud and scams but victims seeking accountability may be out of luck because many of the companies operating these machines use forced arbitration clauses designed to keep claims against them out of court. #EndForcedArbitration

The new CFPB keeps handing out more corporate get-out-of-jail-free cards: nearly 2 dozen consent orders against corporations accussed of discrimination, charging illegal fees, and more have been dropped.

Russell Vought's shuttering of the CFPB abandons American consumers — leaving them vulnerable to corporate abuse and scams. “Never before in the CFPB’s short history have we seen such an almost complete abandonment of its obligations under the law."

Russell Vought's gutting of the CFPB has been devastating, with the majority of staff being fired and numerous enforcement actions against corporate wrong doers being dismissed. Now Vought is saying he is shutting the agency down — a move numerous lawmakers are now questioning.

Potential rule changes could completely eliminate CFPB's oversight of subprime auto lenders. This change would come on the heels of the collapse of a major subprime lender and at a time when auto loan delinquencies and repossessions are spiking.

You can tell forced arbitration has gotten out of control when even fast food restaurants are using it to avoid accountability! We need the #FAIRAct now to #EndForcedArbitration.

The CFPB's overdraft fee cap rule was supposed to go into effect earlier this month, but Congress voted to overturn it. Now, consumers continue to face steep, exploitative fees as the cost of living keeps rising. Even financial institutions recognize that this is a problem. #ProtectConsumers

Have you been the victim of a #scam? A NACA consumer attorney shares some immediate steps you should take:

The CFPB is no longer protecting consumers because its employees have been ordered to stop work, its budget has been slashed, and new leadership has dropped dozens of enforcement actions against lawbreaking corporations. Wrongfully shutting down the CFPB will expose millions of consumers to harm.

"[C]ompanies like arbitration. Because the proceedings are secret, the rulings cannot be appealed, and the corporations are paying the arbitration firms, which means those firms are incentivized to make corporate friendly rulings or risk losing the business." #EndForcedArbitration

“Instead of fighting #scams and discriminatory lending practices, this administration is focusing its resources on helping #crypto companies obtain loans and establish bank accounts,” @adamrust.bsky.social tells The Banker. #CFPB

#SB766 allows consumers to return faulty vehicles, improves car pricing transparency, prohibits unnecessary & costly add-ons to their cars, & more! @benallenca.bsky.social We are proud to have been part of such an amazing group of advocates led by @autosafety4all.bsky.social! #ProtectConsumers

Are you practicing good digital hygiene? Here's what consumer protection attorneys have to say about simple measures you can take to help protect against #Scams.

NACA is proud to be one of the 41 groups joining this amicus brief in support of the petition for a full review in a case challenging unlawful mass firings at the CFPB.

NEW REPORT: The deliberate dismantling of regulatory safeguards in #fintech, #payments, and #stablecoins shows a collective refusal to remember what led to the last economic collapse. “If #policymakers fail to recall this truth, they are destined to relearn it the hard way.” @adamrust.bsky.social

Buy Now, Pay Later apps are hiding a multitude of sins in their fine print: high interest rates on longer term payment plans, and even forced arbitration clauses that take away consumers' right to go to court when things go wrong.

Last year, the 9th Circuit found that Ticketmaster's unfair, one-sided forced arbitration clause was unenforceable. Yesterday, SCOTUS declined to take up Ticketmaster's appeal. Ticketmaster will now have to face the allegations against it in a public court like it should have from the start.

#California! Good news for car buyers. @governor.ca.gov just signed the Combating Auto Retail Scams Act, to make buying cars more affordable & less risky. Imagine having 3 days to return a used car for ANY reason, for a refund. Game changer! @consumerfed.bsky.social www.gov.ca.gov/2025/10/06/g...

News about this data breach comes just days after Discord users report having to sign a new ToS that included a forced arbitration clause and class action ban. With consumer privacy on the line, it's clear that we need to #EndForcedArbitration and pass the #FAIRAct.

Forced arbitration has stolen the right to be heard from countless servicemembers, veterans, seniors, small business owners, and more. Congress needs to listen to everyday Americans, not corporations and #EndForcedArbitration.

Ticketmaster has been using forced arbitration and class action waivers for many years now! They recently updated their terms after a court struck down their previous arbitration clause for being too unfair. You can read more about it here: jacobin.com/2025/09/tick... #EndForcedArbitration

Act now! The 𝐄𝐚𝐫𝐥𝐲 𝐁𝐢𝐫𝐝 𝐝𝐢𝐬𝐜𝐨𝐮𝐧𝐭 for the 2025 Consumer Rights Litigation Conference (CRLC) & Class Action Symposium 𝐞𝐧𝐝𝐬 𝐭𝐡𝐢𝐬 𝐅𝐫𝐢𝐝𝐚𝐲, 𝐎𝐜𝐭𝐨𝐛𝐞𝐫 𝟑. #ConsumerLaw #ProtectConsumers @consumeradvocates.bsky.social www.nclc.org/event/2025-c...

Wondering what steps you can take to protect yourself from scams? Watch now as consumer protection attorneys share some important tips:

When there’s no accountability, there’s no incentive for lawbreaking corporations to change their ways. The first step to keeping companies honest is by ending forced arbitration so they can’t sweep wrongdoing under the rug anymore. Pass the #FAIRAct

Just when you thought forced arbitration clauses could not get more ridiculous: Now, even parking your car can mean giving up your right to a jury trial or to join a class action. We need the #FAIRAct to #EndForcedArbitration ASAP. From clpblog.citizen.org/arbitration-...:

Must-read comment from @bettermarkets.bsky.social highlighting how disastrous rolling back CFPB supervision of non-bank auto lenders would be: Consumers submitted complaints about 870 nonbank, non-captive lenders but only 0.5% of them or less would be subject to CFPB supervision under the proposal.

Even banks agree that massively scaling back the CFPB's oversight over major nonbank auto lenders, debt collectors, credit reporting agencies, and international money transfer services is a bad idea. Read the comment submitted on behalf of consumer groups to the CFPB here: tinyurl.com/4s6ydx7k

New from our blog: from AI chatbots to a "mistake" by Tesla, here are 5 recent cases demonstrating why we need Congress to pass the #FAIRAct and restore access to justice for consumers.

One of the biggest lies spread by corporations is that consumers and workers voluntarily agree to #ForcedArbitration. Most people don’t know a forced arbitration clause is part of their contract, and the contract is typically "take-it-or-leave-it." #FinePrintTraps #FairAct #ProtectConsumers

New CRL Report “Escalating Debt: The Real Impact of Payday Loan Apps Sold as Earned Wage Advances (EWA)” Data show apps multiply costs and financial insecurity for borrowers – puncturing industry claims #StopTheDebtTrap #ConsumerProtection #DebtTrap https://loom.ly/XzG2Q6k

There’s no judge & there’s no jury. Through forced arbitration, employers & corporations have created a private system of justice where the constitutionally created protections of our legal system don't apply. That’s why consumers, workers, and small biz need the #FAIRAct

As attacks on the CFPB continue, the message being sent to victims of fraud could not be more clear: you are on your own. If members of Congress actually care about protecting their constituents, they should be calling to restore the CFPB's funding and workforce.

⚖️Through forced arbitration, employers & corporations have created a private system of justice where the constitutionally created protections of our legal system don't apply. That’s why consumers, workers, and small biz need the #FAIRAct @consumeradvocates.bsky.social

A welcome move by the FTC to rein in Ticketmaster and Live Nation, who have attempted to use forced arbitration to keep consumer class actions against it out of court.

From his experience as a litigator @blumenthal.senate.gov knows that forced arbitration is "un-American." Thank you to Senator Blumenthal for reintroducing the #FAIRAct to #EndForcedArbitration and restore harmed consumers' and workers' freedom to go before a judge and jury.

WATCH @hankjohnson.house.gov on why we need the #FAIRAct to #EndForcedArbitration: "You can't get a cellphone, or a credit card, or even a job nowadays unless you sign away your right to a jury trial because that's what every corporation is requiring."