Evening all — lots of traffic as brown envelopes land and scary AA numbers appear. We’ve added a free modeller and a Scheme Pays estimator. Some charges are 5-figure, but the real cost using scheme pays varies by age, retirement plans, and longevity. youtu.be/IgcR9-6rH9M?...

I know some with 6-figure numbers- it’s ridiculous!

Evening all — lots of traffic as brown envelopes land and scary AA numbers appear. We’ve added a free modeller and a Scheme Pays estimator. Some charges are 5-figure, but the real cost using scheme pays varies by age, retirement plans, and longevity. youtu.be/IgcR9-6rH9M?...

1/⚠️‼️24/25 BACKPAY WARNING: Scary looking 24/25 growth? In our concierge cases we are seeing lots of cases where backpay hasnt been reallocated to March 2024. If you use our concierge service, as we have your TRS and your payslips we can detect this and tell you how to fix it. Lowering your 24/25

1/⚠️‼️24/25 BACKPAY WARNING: Scary looking 24/25 growth? In our concierge cases we are seeing lots of cases where backpay hasnt been reallocated to March 2024. If you use our concierge service, as we have your TRS and your payslips we can detect this and tell you how to fix it. Lowering your 24/25

Important update! 👇👇 Youve got mail! 📧 youtu.be/qwlG6B72NSU

ICYMI: Missed the YouTube live with @medicaccountant? 👇 The new FREE pension modeller launches Mon 10th Nov 2025! 🚀 To be released in batches & already oversubscribed, join the queue to save your slot!: bit.ly/GPFTinterest Get a sneak preview! 📹 #Pensions #KnowYourNumbers #AnnualAllowance

This video is brilliant: buff.ly/1zyTWmM Seems a total slam dunk that owners of private jets should pay fuel duties. Doesn't it? The answer is annoying. Thread:

ICYMI: Missed the YouTube live with @medicaccountant? 👇 The new FREE pension modeller launches Mon 10th Nov 2025! 🚀 To be released in batches & already oversubscribed, join the queue to save your slot!: bit.ly/GPFTinterest Get a sneak preview! 📹 #Pensions #KnowYourNumbers #AnnualAllowance

2/8 First up: FREE AA Modeller! Covers Annual Allowance growth for 23/24, 24/25, & 25/26 – including for GPs. Perfect for 1995, 2008, or 2015 schemes (even 2015-only). Added legacy 1995 years too. No more guessing – get accurate estimates! 📈 #KnowYourNumbers #FixWhileYouCan

OK this 👇 won’t keep you on the edge of your seat with drama —but it might just save you ££££ in not going blindfolded into a tax trap! Less entertainment, more essential—register now and outsmart the risks 👊 bit.ly/GPFTinterest #KnowYourNumbersUnlike #TheTraitors

OK this 👇 won’t keep you on the edge of your seat with drama —but it might just save you ££££ in not going blindfolded into a tax trap! Less entertainment, more essential—register now and outsmart the risks 👊 bit.ly/GPFTinterest #KnowYourNumbersUnlike #TheTraitors

1/8 Just wrapped an epic YouTube live (2/11/25) with @medicaccountant – specialist medical accountant! 🚀 We dove into an upcoming FREE pension modeller (out this week, fingers crossed!) Watch: youtube.com/live/uJ-saj8... #Pensions #Doctors #AnnualAllowance

8/8 Launch capacity? Already maxed with IT provider – we’ve hit the limit! 😱 Join the queue & be amontst first in line (free modeller too). Spots filling FAST– register today: bit.ly/GPFTinterest Let’s secure your finances! 👊 #JoinTheQueue #KnowYourNumbers #StopGuessing

1/8 Just wrapped an epic YouTube live (2/11/25) with @medicaccountant – specialist medical accountant! 🚀 We dove into an upcoming FREE pension modeller (out this week, fingers crossed!) Watch: youtube.com/live/uJ-saj8... #Pensions #Doctors #AnnualAllowance

Wow well over 1000 have signed up to be the first to receive my new modelling tools👏. Registration is the only way to initially get your hands on this (its not a download). So if you want to know your (or check) you growth 23/24, 24/25 or 25/26 - for free - see 👇 bit.ly/GPFTinterest

NEW: Watch my latest YouTube covering 👉 Pre-budget pensions tax speculation mania 👉 £100k tax trap 👉 2008/2015 & 2015 only now covered in my modeller (for GPs / hosp docs) but only if you register!! 👇 bit.ly/GPFTinterest youtu.be/SQMYrMgyQys Pls shr/RT/whatsap etc

NEW: Watch my latest YouTube covering 👉 Pre-budget pensions tax speculation mania 👉 £100k tax trap 👉 2008/2015 & 2015 only now covered in my modeller (for GPs / hosp docs) but only if you register!! 👇 bit.ly/GPFTinterest youtu.be/SQMYrMgyQys Pls shr/RT/whatsap etc

New video yesterday 4/10 below or via youtube covering #tapertaxhell and new tool to show how not to #PayToWork Please watch and share/RT etc! youtube.com/watch?v=Xjqp... Register here to be first to receive details bit.ly/GPFTinterest

New video yesterday 4/10 below or via youtube covering #tapertaxhell and new tool to show how not to #PayToWork Please watch and share/RT etc! youtube.com/watch?v=Xjqp... Register here to be first to receive details bit.ly/GPFTinterest

BMA and particularly @goldstone-tony.bsky.social have done some good work there - but fundamentally accountants can't change the law. If you do private practice there are some (limited) routes to move things, but for pure NHS folk like me the accountant advice is just to do less work!

I hadn't realised Dr Goldstone has made it here - just using his great tool which has given me some unpleasant warnings - well worth a look as there's still time to reduce large tax charges. (unfortunately for @rthonwesstreeting.bsky.social one of the main answers is not to take on extra work)

1/2 THOUGHT FOR THE DAY: The media would have you believe NHS staff have had "bumper pay rises" and all is well, but the data released this week show another story👇. Real terms pay in the NHS remains⏬whereas its🔼for others. Everyone will be 👀 @PayReviewBodies very closely

The BMA has called for the NHS Business Services Authority to self report to its regulator over repeated failings and maladministration in relation to #AnnualAllowance. www.bma.org.uk/bma-media-ce... Read our letter to Michael Brodie below

ICYMI‼️ *super important* thread consultants in Engl & Wales I've taken over £2600 off my 24/5 AA liability for not paying for false psuedogrowth... yr 18 consultants could save over £7k. Watch carefully & read whole 🧵for instructions. Pls repost/shr inc those not on social youtu.be/nIVu3NRawPw

I would be better off not working for 3 months this year because of AA - complete madness - #PayingToWork

ICYMI‼️ *super important* thread consultants in Engl & Wales I've taken over £2600 off my 24/5 AA liability for not paying for false psuedogrowth... yr 18 consultants could save over £7k. Watch carefully & read whole 🧵for instructions. Pls repost/shr inc those not on social youtu.be/nIVu3NRawPw

Missed youtube this evening watch👇 & see my NEW FREE tool. Look at the example below for 24/25 - member earns £11k gross less (avoiding tapering ... AA tax bill DOWN £20.2k (from post tax earnings!) Launch video: www.youtube.com/live/CNYcurb... Free Tool: bit.ly/Goldstone232... Pls share

Amazing work Tony. Thank you.

Missed youtube this evening watch👇 & see my NEW FREE tool. Look at the example below for 24/25 - member earns £11k gross less (avoiding tapering ... AA tax bill DOWN £20.2k (from post tax earnings!) Launch video: www.youtube.com/live/CNYcurb... Free Tool: bit.ly/Goldstone232... Pls share

Thanks and typo corrected!

NEW & IMPORTANT: Annual allowance free tool coming for 23/24 (for self assessment estimates) and also 24/25 to help planning around what could be some very large tax charges with pay awards! Join me this evening at 7pm for the pre release! Please share / RT (and D/L your TRS!) youtu.be/8CyBWbHAYho

NEW & IMPORTANT: Annual allowance free tool coming for 23/24 (for self assessment estimates) and also 24/25 to help planning around what could be some very large tax charges with pay awards! Join me this evening at 7pm for the pre release! Please share / RT (and D/L your TRS!) youtu.be/8CyBWbHAYho

1/ THOUGHT FOR THE DAY: Whilst I'm grateful for the changes to LTA/AA, the AA and the dreaded #taper still remain. And here's your regular reminder why its PARTICULARLY unfair, and stupid, in the NHS (from @BMA_Pensions @TheBMA evidence to DDRB). Short 🧵pls read & share

1/ THOUGHT FOR THE DAY: Whilst I'm grateful for the changes to LTA/AA, the AA and the dreaded #taper still remain. And here's your regular reminder why its PARTICULARLY unfair, and stupid, in the NHS (from @BMA_Pensions @TheBMA evidence to DDRB). Short 🧵pls read & share

Dr Tony Pension-Guru Goldstone is here! Highly recommend a follow.

1/#RPSS UPDATE: from NHSBSA. Now saying 90% of those affected by error by 16th Dec 24 (previously said 3rd Dec) - For 10% members still waiting for a corrected RPSS BSA will write to them by same date with an update, aim by End Feb '25 (deadline 3/12 after RPSS) www.nhsbsa.nhs.uk/public-servi...

Plus the date on this replacement RPSS is 14/11/24, but I only received it in post today 3/12/24. So if the 3 month time window for submission is now reset, to what date is that going to be? If HMRC are basing the timescale on the letter's date, I've lost almost 3 weeks of time already.

1/2 Hi Kate - sure its below - As we ebb closer to financial year end & have November pay slips (month 8) you might want to review a video 👇 if you at risk of annual allowance #TAPER With pay awards & DDRB in 24/25, you might need to TAKE ACTION if www.youtube.com/watch?v=43jn...

1/2 Hi Kate - sure its below - As we ebb closer to financial year end & have November pay slips (month 8) you might want to review a video 👇 if you at risk of annual allowance #TAPER With pay awards & DDRB in 24/25, you might need to TAKE ACTION if www.youtube.com/watch?v=43jn...

If you are an NHS doctor you have to follow this account. #pension

If you are NHS doctor and can only follow one account 🩺

1/2 RPSS UPDATE in England & Wales on -erroneous statements - - people who havent received an RPSS yet www.nhsbsa.nhs.uk/public-servi...

“He just couldn't bring himself to say that the health service was overwhelmed despite all of the examples that you and I would think 'this is a system that's overwhelmed'." Dr Phil Banfield, discusses Matt Hancock's appearance at the Covid Inquiry last week. youtube.com/watch?v=UI1d...

1/2 RPSS UPDATE in England & Wales on -erroneous statements - - people who havent received an RPSS yet www.nhsbsa.nhs.uk/public-servi...

Hello Bluesky!