@mariacbooker.bsky.social
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It was a privilege to attend the launch of the Poverty Strategy Commission’s framework for tackling poverty this morning, having been involved in the advisory group. Thinking about what we at
@fairbydesign.bsky.social
can do to help make the suggested social contract a reality 🤔
20 days ago
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reposted by
Fair By Design
about 1 month ago
Our Head of Policy
@mariacbooker.bsky.social
on today’s new report into targeted energy bill support ⬇️
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How can inclusive design become business as normal within Government, regulators, & firms? If you are interested in this topic- we would love to hear from you!
@fairforyoucic.bsky.social
www.linkedin.com/pulse/how-do...
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How do we promote inclusive design at every level in financial services?
The Government is expected to publish its Financial Inclusion Strategy later this year. It is essential that this is shaped by people experiencing financial exclusion using the principles of inclusive...
https://www.linkedin.com/pulse/how-do-we-promote-inclusive-design-every-level-financial-maria-booker-1ry6e
2 months ago
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reposted by
Fair By Design
2 months ago
Today The FCA has published new analysis on the motor insurance market which shows many of the factors that have increased the cost of car insurance are outside of consumers’ control. Here is the response of our Director, Rebecca Deegan.
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Fantastic paper on how we can tackle the poverty premium in motor insurance from our Director Rebecca Deegan...
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2 months ago
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Fair By Design
2 months ago
New Financial Services Growth & Competitiveness Strategy reiterates Treasury's intention to review regulators' 'have regards'. We call on Treasury to maintain the FCA's 'have regard' to financial inclusion so that consumer protection remains an important cornerstone of growth.
tinyurl.com/ye2523hf
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Leeds Reforms to rewire financial system, boost investment and create skilled jobs across UK
Red tape cut and savers supported to invest as Chancellor rewires financial system to boost growth
https://tinyurl.com/ye2523hf
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Good to see that energy bills can be cut quickly when there is a will. Look forward to the Government slashing energy bills for those on low incomes via a social tariff...
@fairbydesign.bsky.social
#energysocialtariff
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3 months ago
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reposted by
Fair By Design
3 months ago
A huge thanks to the lived experience expert speakers who shared their stories yesterday at our event on affordable credit and financial inclusion. It’s vital that these voices help shape policy and the design of financial services.
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reposted by
Fair By Design
4 months ago
Our Head of Policy
@mariacbooker.bsky.social
spoke at the Local Government Association Financial Inclusion Webinar this week. Here 📹 Maria explains how No Interest Loan Schemes in the North East are helping to provide credit to people who can’t currently access it.
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reposted by
Fair By Design
4 months ago
A clip from yesterday's Energy Security and Net Zero Committee session with our Head of Policy
@mariacbooker.bsky.social
, as she discusses the importance of long term energy bill support, in the form of a social tariff.
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reposted by
Fair By Design
4 months ago
Can local No Interest Loan Schemes (NILS) help low-income households to weather financial bumps in the road? A case study from County Durham. Read our latest case study on how NILS is helping people get back on their feet.
fairbydesign.com/we-launch-ne...
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We launch new case study on local No Interest Loan Schemes in the North East
Today we are publishing a new case study showing how local No Interest Loan Schemes (NILS) are successfully helping people avoid paying the poverty premium.
https://fairbydesign.com/we-launch-new-case-study-on-local-no-interest-loan-schemes-in-the-north-east/
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reposted by
End Fuel Poverty Coalition
4 months ago
📣Join us to demand action on Warm Homes! On Wednesday 28 May, health workers will gather outside the Department of Health to call for a fully funded Warm Homes Plan, and we’re proud to support them. [1/5]
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However, if you pay when you receive your bill, you will be paying ÂŁ15 more for your energy on average from July!
@fairbydesign.bsky.social
survey shows that most people don't know they are paying extra for paying by standard credit or think the "extra" is only a small amount...
rb.gy/q8sd2l
4 months ago
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So exciting to have this up and running - what a fantastic bunch! Thanks to
@povertyalliance.org
for making it happen! And thank you to David Reilly
@morganvine.bsky.social
& David Southgate for taking the time to share their experience of involving people with lived experience in their work...
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5 months ago
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Parliament was looking lovely last night for the
@nea.org.uk
annual reception. We were reminded by
@kirstysnp.bsky.social
about the ongoing impact of
#fuelpoverty
.
@adamscorer.bsky.social
was as inspiring as ever making the case for an ambitious response. Thanks to Baroness McIntosh for having us.
5 months ago
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So proud to see Charlotte and Beth's stories in the
@bigissue.com
- do have a read!
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5 months ago
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reposted by
Fair By Design
5 months ago
"With an increasing number shops card-only, the committee said prices would rise for essential goods & services in the remaining outlets that accepted cash" Cash helps many low-income households budget, it's important they aren't charged more for using it in shops.
www.bbc.co.uk/news/article...
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Shops could be forced to accept cash in future, MPs warn
There is no data on how widely cash is accepted which puts the UK at risk of becoming cashless, a report warns.
https://www.bbc.co.uk/news/articles/cjwvgqz3vxzo
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Mike Brewer from the @resolution explaining how a lack of savings can lead to
#povertypremiums
at the
@nestinsight.bsky.social
Easier to Save event…
@fairbydesign.bsky.social
6 months ago
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Discussing FlexMyRent trial in Nottingham today with
@responsiblecred.bsky.social
and sharing
@fairbydesign.bsky.social
s research on flexible payments in energy. Would be great to see flexibility being used more to boost financial resilience!
6 months ago
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reposted by
Fair By Design
6 months ago
New research from
@which-uk.bsky.social
shows paying monthly for car insurance, rather than in one go, costs more. No one should have to pay more for essential cover because of how they can afford to pay.
uk.finance.yahoo.com/news/car-hom...
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The car and home insurers charging 'exorbitant' interest rates on monthly payments
Some car and home insurers continue to charge 'exorbitant' interest rates on monthly payments, research by consumer group Which? has found.
https://uk.finance.yahoo.com/news/car-home-insurance-interest-rate-monthly-payments-060005655.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAAAPSm9pIgsNRSp6R8J3h8ENHWBnhA92U2KcgJBjCtkhE9qNKINAudkkoEYlQrEisGNhIwjezzu7PrLqLMVY0w8IFVW27NKbzKK50Nn-grtcuJGUfK7Uxdsq_6u6tGbUW_cjWpxexGbUURhlYoyZQgAqrEaSP6Kf1xFUU7SnSCYq-
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Fantastic to be in the beautiful @scotparl this evening and to be reunited with some of the wonderful
#Givemesomecredit
gang! Thanks to @benmacpherson and Financial Inclusion Scotland for another opportunity to share the exhibition
#povertypremium
@povertyalliance.org
@fairbydesign.bsky.social
7 months ago
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Let’s make the most of this opportunity - if you think the current credit system is unfair please email your MP
#povertypremium
#FairBankingAct
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7 months ago
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reposted by
Fair By Design
7 months ago
Millions of people who can’t access
#affordablecredit
have to pay a
#povertypremium
. A Fair Banking Act would mean fair access to credit for people currently excluded. Brilliant to see this issue covered in Michael Sheen's Secret Million Pound Giveaway.
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Michael Sheen's Secret Million Pound Giveaway
Michael buys ÂŁ1m of debt from hundreds of people in Wales. And then writes it all off.
https://buff.ly/vl9CLKK
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reposted by
Fair By Design
7 months ago
"One of the things I want to make clear is that just stopping the bad guys is not enough if you don’t support better alternatives. Because people will still need access to credit.”
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Michael Sheen on why he wrote off ÂŁ1m of people's debts
Ahead of Michael Sheen's Secret One Million Pound Giveaway on Channel 4, the actor has given an exclusive interview to Big Issue.
https://buff.ly/VHwN8Na
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Very excited to watch this! And great to have
@mchshe.bsky.social
backing a
#FairBankingAct
@fairbydesign.bsky.social
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7 months ago
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reposted by
End Fuel Poverty Coalition
7 months ago
🗣️New research from Medact and Warm This Winter highlights the severe health impacts of cold homes and high energy bills in the UK, with frontline healthcare workers witnessing the consequences firsthand.
#WarmHomes
#EnergySecurity
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reposted by
Fair By Design
8 months ago
Brilliant to see Give Me Some Credit: The Reality of Life Without a Safety Net exhibition in Parliament, hosted by the APPG on Fair Banking with Poverty Alliance 🖼️🖼️
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reposted by
Fair By Design
8 months ago
🚨 Give Me Some Credit: The Reality of Life Without a Safety Net 🚨 We worked with @povertyalliance and 14 people with lived experience to document what it means to be locked out of affordable credit. 📸 Explore the online gallery now
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Home
Fair By Design is dedicated to eliminating the poverty premium in the UK. Discover our mission to ensure essential products and services are accessible and affordable for everyone, regardless of…
https://buff.ly/3CBNYcs
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reposted by
Fair By Design
10 months ago
We welcome the new Financial Inclusion Committee which will advise Government on its financial inclusion strategy.
www.gov.uk/government/n...
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Help for vulnerable Brits to access banking and credit in spotlight
People with poor credit histories could receive new support to access banking, affordable credit and other financial services.
https://www.gov.uk/government/news/help-for-vulnerable-brits-to-access-banking-and-credit-in-spotlight
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