Alina Malkova
@amalkova.bsky.social
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Assistant Professor in Economics at Florida Tech
reposted by
Alina Malkova
Southern Economic Journal
5 months ago
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@amalkova.bsky.social
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@floridatech.bsky.social
analyzes the changes in banks' branch concentration and their effect on borrowers' choices of being self-employed.
#CreditMarket
#LaborMobility
#SelfEmployment
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Knockin' on the bank's door: The impact of U.S. bank branch closures on self‐employment dynamics
The U.S. bank branch network has contracted since the 2010s, limiting borrowers' access to credit institutions. This paper analyzes the changes in banks' branch concentration and their effect on borr...
https://doi.org/10.1002/soej.12708
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