SAFE, SIMPLE, EFFICIENT! The future of financial services… This is your last chance to join us in Riga, Latvia on 5 November for an insightful event: the 12th Joint ESAs Consumer Protection Day! 𝗖𝗵𝗲𝗰𝗸 𝗼𝘂𝘁 𝘁𝗵𝗲 𝗮𝗴𝗲𝗻𝗱𝗮, 𝘁𝗵𝗲 𝘀𝗽𝗲𝗮𝗸𝗲𝗿𝘀 𝗮𝗻𝗱 𝘀𝗲𝗰𝘂𝗿𝗲 𝘆𝗼𝘂𝗿 𝘀𝗽𝗼𝘁 𝗯𝗲𝗳𝗼𝗿𝗲 𝟮𝟵 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟮𝟬𝟮𝟱 𝗵𝗲𝗿𝗲 👉 lnkd.in/dA2HGh9k

📢 EBA updates data on global systemically important institutions. ♦️ We have just published our 2024 dataset of 13 indicators for the 32 largest EU banks. Full report ➡️ europa.eu/!9Mgbwg Check out our data visualisation charts here ➡️ europa.eu/!3ByKXN

🧰 New EBA report has just landed: SupTech tools can make #AML & #CFT supervision more effective. Trends, challenges & best practices to strengthen oversight under the new #AMLA. Read 👉

It's out! 🚨 the EBA's Q1 2025 Risk Dashboard. Some of the highlights include: 📊 CET1: 16.2% (stable) 💰 Assets: €29T (+2.7%) 📉 NPLs: €377.8B (stable) ⚠ Cost of risk: 57 bps – highest since 2021 📈 RoE: 10.5%, RoA: 0.73% 💧 LCR: 159.5%, NSFR: 126.9% 🔗 Read more: www.eba.europa.eu/publications...

🚨The EBA has now published its final draft Implementing Technical Standards (ITS), amending the Implementing Regulation on the benchmarking of credit and market risk for the 2026 exercise. 📄 Read the full details here: www.eba.europa.eu/publications...

📢 We want to hear from you! The EBA has now launched a consultation on its revised Guidelines on internal governance under the Capital Requirements Directive (CRD). 📜 The consultation runs until 7 November 2025 www.eba.europa.eu/publications...

It's not just holiday season, it's also consultation season! 🎪🎧📝 We launched a public consultation to amend the RTS on resolution plans and the RTS on resolution colleges. 🏛️ So while you are enjoying your time off, think about your contribution and have your say until 5 Nov 2025. europa.eu/!VmQhjP

Crypto news incoming🪙. The EBA today published its draft technical standards (RTS) on the prudential treatment of crypto asset exposures under the Capital Requirements Regulation. What does this mean? 🤔 Head on over to the EBA's website and read all about it: europa.eu/!xQjdxY

🥁 Drumroll, please... they are here: the results of the EBA's 2025 EU-wide stress test! 📊 The bottom line? European banks stand strong even in the face of severe headwinds. 👉 europa.eu/!6bfJBC

🔍 How does the EBA stress test actually work? Ahead of the 2025 EU-wide stress test results release this Friday(1st of August), we’re breaking down the methodology behind it. All demystified below 📽️👇🏽 🤓 For data geeks we've also published additional data guidance👉🏼 europa.eu/!BqhdhQ

Out now👉 2025 Opinion on money laundering and terrorist financing (ML/TF) risks affecting the EU’s financial sector. 🤔Our thought? Careless use of innovative compliance products can lead to money laundering and terrorism financing risks. 🔎Read all about here: europa.eu/!tFCtD6

🗓️ On 1 August, at 18:00 CEST, the #EBA will publish results of 2025 EU-wide stress test - a test on how well European banks can weather economic shocks. 📉 This year’s scenario tests banks on a sharp economic downturn driven by geopolitical tensions 🌏 🎥 Watch the video to find out more⤵️

European and national authorities have joined forces with banks to integrate reporting across Europe. In a joint blog, EBA Chair José Manuel Campa and ECB Executive Board member @isabelschnabel.bsky.social explain how this will cut costs for banks and improve data quality. europa.eu/!CFDpQw

The Spring 2025 #RiskAssessmentReport is here! 🚀 The headlines? 💡 ➡️ The EU banking sector remains hashtag#resilient 🛡️ , but #geopolitical 🌍 events could pose significant challenges. Swipe through below for the key findings, or head to our website for the full report 🔗 europa.eu/!99q6Vq

The #EBA is consulting! 🚀 💡 We have launched a consultation paper on draft Regulatory Technical Standards (#RTS) on acquisitions in credit institutions 🏦 #HaveYourSay and submit your comments by 18th September 2025 ➡️ europa.eu/!9GdT6r

The #EBA publishes key regulatory products on operational risk capital requirements + related supervisory reporting 💡 The 3 final draft technical standards are key for implementation of EU banking Package and will allow supervisors to monitor institutions' compliance 🔎 More ➡️ europa.eu/!xJTvJ3

2️⃣ 0️⃣ 2️⃣ 4️⃣ was a milestone year at the #EBA - + we've got the Annual Report to prove it! 🚀 Kick back and watch our video roundup below 🎥 europa.eu/!cQ7Df9

Are you or your institution participating in the EBA’s annual Market Risk Benchmarking Exercise? ⏰ Sign up for our dedicated training session on Market Risk Benchmarking! 🗓️ Date: 17 June 2025 🔐 Register here + more info: www.eba.europa.eu/publications...

#EBA's Kamil Liberadzki, shared key insights in Amsterdam last week on asset quality, credit risk, + the fast rise of private credit in the EU banking sector: 📉 Bank asset quality has dipped slightly. 🌍 Geopolitical risks are still looming. 🏦 Non-bank lending is booming.

#EBA publishes updated Report on monitoring of liquidity coverage ratio + the net stable founding ration in the EU 💡 Banking turmoil experienced in March 2023 highlighted the need for enhanced supervision of various liquidity aspects 📊 europa.eu/!tcvDXr

📢 #EBA launches public consultation on proposed changes to RTS on real estate exposures under #CRR3. These updates aim to align risk weights with revised capital framework. 🗓️ Consultation runs until 30.05.2025 📅 Public hearing: 13.05.2025 💬 Have your say here: europa.eu/!3ndgPX

Looking for your next challenge? 🚀 💫 The #ESAs are recruiting several Joint Examination Team (#JET) members for joint oversight of Critical Third Party Providers by the 3 ESAs. Head over to our website for details ➡️ europa.eu/!mvmGC8 📩 Apply by 28th May

🆕 Today, the @eba.europa.eu introduced draft RTS defining when Crypto Asset Service Providers (CASPs) must appoint a central contact point. A big step in the combat against financial crime in cross-border crypto services. 🔗 Learn more about the RTS: europa.eu/!3HmRXm

🌍 EBA's new ESG dashboard is out: ℹ️ EU/EEA banks substantially exposed to corporates from sectors highly contributing to climate change. 📊 Average share of exposures in areas subject to elevated physical risk below 30% in most countries. 🔍 Dive into the data here: europa.eu/!JBHCVg

The #EBA welcomed a @europarl.europa.eu Committee on Economic and Monetary Affairs (ECON), led by @aurorelalucq.bsky.social yesterday afternoon. The group of MEPs shared a fruitful exchange with the EBA, touching on innovation + fintech, AML, the EBA 2025 stress test + regulatory efficiency.

🚨Material gender pay gap persists across EU banks and investment firms, finds the EBA in its Benchmarking Report. ℹ️ The Report shows a material gender pay gap in 2023 with women earning less than men. Check out the full report via the link below 👇🏽 europa.eu/!qkqNnJ

📍 The EBA is at #Eurofi Warsaw! Our Chairperson, José Manuel Campa & Executive Director, François-Louis Michaud are talking all things: 💡 Simplifying regulation 💡 Boosting competitiveness 💡 Strengthening digital resilience Read their thoughts in the Eurofi Magazine: www.eurofi.net/wp-content/u...

📢 The EBA has published an updated list of institutions participating in the 2025 EU supervisory benchmarking exercise. This year, 110 institutions from 16 EU/EEA countries will take part. Read more in the press release 👉 www.eba.europa.eu/publications...

Buckle up! 🚀 #EBA Executive Director Francois-Louis Michaud recently sat down with @Camille Georges for a video interview, whilst attending the AGEFI 'Banques 2030' conference in Paris 🎙️ 🎥 Watch the full video below 👇🏽 www.agefi.fr/news/banque-...

#EBA Executive Director Francois-Louis Michaud sat down with Camille Georges for a video interview whilst attending the AGEFI 'Banques 2030' conference in Paris 🎙️ Watch the video on the AGEFI website + read the accompanying article here 👇🏽 www.agefi.fr/news/banque-...

📊 New #EBA Report: Third-country banking groups in the EU: 🔎 🔹 They make up 10.17% of total EU banking assets 🔹 Strong presence in derivatives (33.73%) 🔹 78% of assets are exposures to financial institutions 🔹 EU banks hold 30% of exposures in foreign currencies Full report here: europa.eu/!Mxcq4x

How can the complementary roles of the @ESM_Press and @EBA_News & support financial stability in Europe more broadly & contribute to the well-being of European citizens? 🔗 Read the new joint blog by ESM MD @pierregramegna & EBA Chairperson José Manuel Campa: europa.eu/!FQJqHB #ESMeuro

Don't forget to apply for the Joint Examination Team Leads position with the #ESAs! 🚀 Successful candidates will carry out Lead Overseers mandate for joint oversight of the critical third party providers by the three ESAs. Sounds like your next mission? 🚴‍♀️ Apply by 9️⃣th April👇🏽 europa.eu/!YxKmYX

​#EBA's @Kamil Liberadzki sat down with @Jacek Ramotowski from Miesięcznik Finansowy on risks facing EU banks + what key trends to expect from 2025 Stress Test 🌏 📊 ENG: europa.eu/!xDtvPC PL: Raport specjalny | Trendy bankowości 2025 | Co pokażą europejskie stress-testy 2025?

The EBA contributed to successful execution of Nordic-Baltic Stability Group's (#NBSG) crisis simulation exercise, says report🎯 The EBA supported the #NBSG through its platform enabling secure + efficient sharing of confidential documents 🖥️. More here: europa.eu/!MF4WfF

The #EBA Women + Allies Network kicked off their first event last week, featuring distinguished guest speaker, Marie-Anne Barbat-Layani, Chair of @amf-france.org. Marie-Anne Barbat-Layani led a fruitful discussion + we greatly benefited from her insights she shared on her career + personal outlook.

The #ESAs have put forward recommendations to strengthen overall effectiveness of Europe’s securitisation framework through simplification, while ensuring a high level of protection for investors and safeguarding financial stability. Take a deep dive into the report here: europa.eu/!CRc7Hv

Podcast alert! Djamel Bouzemarene caught up with Caroline Gillet from France Inter 'Caroline aux Pays des 27' podcast to chat all things EU 🎙️ Curious? Check it out here! 👇🏽 www.radiofrance.fr/franceinter/...

#EBA's Consumer Trends reports shows 🔑 issues affecting consumers are: 🔹 payment fraud 💳 🔹indebtedness 💷 🔹unwarranted de-risking 📉 💡 The results will steer the EBA's work in 2025/26 on consumer protection across the EU. Take a deep dive here: 👇🏽 europa.eu/!mvnw4p

EU/EEA banking sector remains stable amidst evolving geopolitical challenges, says results of Q4 2024 Risk Dashboard. More here 👇🏽 europa.eu/!cgbJF4 That's not all! Stay tuned for our first ever Climate Risk Dashboard, with key indicators on climate risk in EU banking sector, coming SOON. 📊 🌱

#EBA publishes final draft Implementing Technical Standards (ITS) amending existing Implementing Regulation on joint decision process for internal model authorisation under Capital Requirements Regulation (CRR) 📢 🔗 More here europa.eu/!nmdQNf

We have just released a report on Gender Equality at the EBA! 👏 Overall, it shows that the EBA’s efforts to pro-actively tackle gender equality have produced effective results 📈 Check out the key finding below and read the full report here: europa.eu/!pJcdRb

Hot off the press! 💫 ESAS' (#EBA, @eiopa.bsky.social and @esmacomms.bsky.social )DORA Joint Oversight Director, Marc Andries, sat down with @politico.eu to talk all things DORA. The bottom line? Big Tech firms shouldn't 'fear' new oversight regime. Find the article on Politico's website 🔗

Are you ready for your next challenge? 🚀 ➡️ The ESAs (#EBA, #EIOPA + @esmacomms.bsky.social ) are #recruiting Joint Examination Team Leads for the joint oversight of the critical third party providers by the three ESAs under Digital Operational Resilience Act Apply today 👇🏽 europa.eu/!YxKmYX

Happy International Women's Day! Multiple studies show harnessing female talent is important for both a fair society + a strong economy. At the EBA, we're proud to boast a gender equal workforce + initiatives to drive gender equality. Hear from our Gender Equality taskforce 👇 youtu.be/8jPHRZ9kPAc