Millions of Americans have walked away from traditional health insurance. Share plans are filling that gap, and they're growing fast. If you're considering one, there are 7 things you need to understand before you sign anything. brokenhealthcare.com/p/thinking-about-joining-a-share-plan

The ACA was built to expand coverage, so why are millions of Americans fleeing to unregulated alternatives to afford basic care? We need to acknowledge that the system, which is supposed to protect consumers has priced them out and pushed them toward something with no consumer protection at all.

Healthcare share plans work well for healthy people. They offer lower costs, fewer rules, and real savings. But if you get sick? You need to know that the plan has no contractual obligation to pay your claim, and there is no appeals process. brokenhealthcare.com/p/the-rise-of-share-plans

Millions of Americans are abandoning regulated health insurance because they can't afford it. Enter healthcare share plans. Learn what they are, who they help, who they hurt, and what their growth reveals about the failure of the system we've built. brokenhealthcare.com/p/the-rise-of-share-plans

If you're self-funded, the logo on the health insurance card your employees carry isn't your insurance company. You are. 50 years ago, American business leaders figured that out and took control of their health plans. Then legacy carriers invented the ASO contract, and employers handed it all back.

Fifty years ago, employers broke free from the BUCAs. Then they handed control right back through ASO contracts. It seemed reasonable to employers to outsource the administration of their health plans. Find out why it wasn't and what you need to do about it. www.brokenhealthcare.com/p/you-are-th...

Healthcare costs can't keep rising 2-3x faster than wages. If we haven't already, we are reaching a tipping point. Either employers will stop offering coverage, triggering a crisis, or the government will impose price controls, triggering shortages and rationing. Neither path is acceptable.

Every American deserves a trusted, independent health and medical partner. Alongside that, we need a local transactional system that handles what it does best, like imaging and procedures. Two distinct models, working together the way they were always meant to. open.spotify.com/episode/1r3L...

I spent years fighting for healthcare price transparency. Hospital CEOs and insurance executives told me privately they supported it. But publicly, they stayed silent to protect their jobs while the organizations they worked for actively fought it. Your employee benefits broker may also be trapped.

Provider burnout isn't just about long hours, it's about being trapped in a system that won't let you do the work you trained for. Hear more on my recent appearance on Expressions of Leadership on Spotify open.spotify.com/episode/1r3L... or Apple Podcasts podcasts.apple.com/us/podcast/c....

I'm getting David (CEO of Amaze Health) on Bluesky shortly! He's FULL of insight into the healthcare industry that no one else is talking about. @amazehealth.bsky.social This is a longer interview, but I'll be sharing clips soon.

Value-based care is the red herring of healthcare reform. While we've been chasing it, bureaucracies have grown, consultants have thrived, and patients have waited longer to access care. Worse, there's no credible evidence it works at scale. Enough with VBC. www.brokenhealthcare.com/p/enough-wit...