All we want for the holidays is a better banking system. URJ partners are using people-first underwriting and AI to expand fair access to capital. Watch the full webinar: youtu.be/0oLZB7cprMY #UnderwritingForRacialJustice #FinancialJustice #EquitableBanking #RacialEquity #HappyHolidays

Proposed rollbacks to Regulation B and Section 1071 would weaken fair lending enforcement and put communities at risk. Fair lending laws only work when regulators have the tools to enforce them. Read our full statement: beneficialstate.org/perspectives... #FairLending

2025 brought real challenges, but also bright spots of progress in banking. Our latest blog post highlights five ways the sector moved forward — from stronger community focus to better access to credit and climate-aligned finance. Read more: beneficialstate.org/perspectives...

Leaders from Stratyfy, BetterFi, Working Solutions CDFI, and Beneficial State Foundation explore how AI-driven underwriting is shaping fair access to capital and opening doors to dignity and opportunity. 🔗 youtu.be/0oLZB7cprMY

Customers want banks to support community wellbeing and most bankers agree. 98% would launch products without immediate profit if they meet community needs, and 69% want to learn how to build banking that strengthens communities. Read more: bit.ly/3KHAikb #FinancialJustice

Our colleagues Maria Sennett, Francis Janes, Anil Awasti, and Elsie Rowell joined @raceforward.org's Just Narratives Convening, where speakers like Alok Vaid-Menon urged creating liberatory spaces. We’re energized to keep co-creating them, rooted in dignity and repair, within the banking system.

Banking shapes the world—and now so does AI. Guided by inclusion and accountability, both can expand freedom. At Beneficial State Foundation, we’re defining what fair banking looks like—and putting it into practice. #ChatGABV #BankingOnValues #FinancialJustice

At @sustainablebrands.bsky.social, our Senior Industry Relations Director, Francis Janes led a session on the state of #DEIB in Corporate America, highlighting new research. The takeaway: cutting DEIB isn’t neutral—it risks talent, reputation & trust. 🔗 www.catalyst.org/insights/202...

Are relationships shaping your lending decisions intentionally or unconsciously? Our new tools help lenders use relationships to expand opportunity, not bias. 🔗 bit.ly/46oxqzv #UnderwritingForRacialJustice #FairFinance

Relationships shape nearly every loan decision. Left unchecked, they can privilege the well-connected and disadvantage borrowers of color. With structure and intention, those same dynamics can build fairness and trust: bit.ly/46oxqzv #FinancialJustice #UnderwritingForRacialJustice #FairFinance

What if banks used risk to expand access—not restrict it? In our #UnderwritingForRacialJustice session, Aben Hill shares how to challenge outdated models & embed equity in lending. Watch here: youtu.be/LZs4hWEp9j4

Fintechs are reshaping credit decisions. What does this mean for banks? Join Stratyfy, BetterFi, Working Solutions CDFI & Beneficial State Foundation to explore AI-driven underwriting in practice—and what it means for access to capital: bit.ly/URJ-AI-Webinar

Our session “What If Underwriting Was Built for Justice?” is up for @justeconomy.bsky.social's 2026 #JustEconomy Conference! Inspired by our Underwriting for Racial Justice program which brings lenders, regulators, advocates & borrowers together to reimagine credit. Vote: bit.ly/URJ-NCRC-Vote

Our Sr. Director of Strategic Comms joined the Next Narrative Summit with leaders across philanthropy, academia & business. Together they explored how 39M ‘builders’ are shaping better tomorrows through Asset-Framing & equity rooted in ownership. #NextNarrative25 #AssetFraming #Equity

Credit scores don’t tell the full story. Many lenders look at “character,” but without structure it can reinforce bias. Our new blog post shows how relationship-based lending can expand opportunity with intention and shares tools for more fair practices. 🔗 Read more: bit.ly/46oxqzv

We’re excited to share that Francis Janes, our Sr. Director of Industry Relations & Partnerships, will speak at @sustainablebrands.bsky.social ’25 in San Diego! He’ll join a panel on how companies can unlock the value of diversity—for people, business, and brand: bit.ly/SustainableB...

Join Aben Hill of Strategic Edge Solutions as he shares how lived experience shaped a more equitable approach to lending. 📅 Wed, Aug 13 | 9am PT/12pm ET 🔗 bit.ly/URJAugustMee... #RacialEquity #FinancialJustice #UnderwritingForRacialJustice

What if banks centered people and used capital for social and environmental good? Just Money is a free, self-paced @mitxcourses.bsky.social course on how banks can advance justice, equity & community well-being. Enroll: bit.ly/JustMoneyCou... #EconomicJustice #Banking

Lending is more than numbers. It’s about listening. Traditional credit models often overlook the realities of those excluded by conventional systems. Contextualized lending helps lenders say “yes” with confidence: beneficialstate.org/perspectives... #FinancialJustice #RacialEquity

What does it mean to reimagine risk in lending, from the inside out? Join Aben Hill of Strategic Edge Solutions as he shares how his personal values shaped more equitable lending practices. Register here: bit.ly/URJAugustMee... #ReimaginingRisk #FinancialJustice

James Hunter of New Orleans Firemen’s Federal Credit Union joined our DEI Guest Speaker Series with Beneficial State Bank to discuss leadership, financial inclusion & closing the wealth divide. Watch the full conversation here: youtu.be/67Wb39sNmC0 #EconomicJustice #FinancialJustice #Banking

#Juneteenth is more than a celebration; it’s a call to action. In a new post, Quinn Williams shares 5 ways banks can support Black economic liberation through better practices. Let’s turn commitments into progress. beneficialstate.org/perspectives... #EconomicJustice

A credit report is just a snapshot. Every borrower has a fuller story. A 2-minute conversation can reduce risk, grow your portfolio, and advance racial equity in lending. See how human-centered underwriting strengthens credit decisions: beneficialstate.org/perspectives... #RacialEquity #URJ

Join us in LA on July 10 for Our Fair Share, a hands-on workshop on designing Community Benefits Agreements (CBAs) that center community and immigrant needs as part of The Greenlining Institute's #EquityLab25. Find more details and RSVP here: bit.ly/OurFairShare25 #CBAs #JustEconomy

The effects of redlining continue to block many families from wealth-building through homeownership. This #AffordableHousingMonth, read how banks can help repair past harms and build a more equitable future: beneficialstate.org/perspectives... #EconomicJustice

California, Oregon, and Washington represented at Partners in Diversity’s #NWEquitySummit. Inspired by Heather McGhee & ‪@baratunde.com‬'s calls to resist zero-sum thinking & build belonging through collective action. We’re showing what’s possible when banking includes everyone. #EquitableBanking

May is #AAPIHeritageMonth. Watch this #UnderwritingForRacialJustice discussion on mistrust, the model minority myth, and financial barriers in #AAPICommunities: bit.ly/urj-aapilending #FinancialJustice #EconomicJustice

Our Strategic Comms team had a blast at the Narrative Power Summit by RadComms & ReFrame! An essential space for communicators, creatives, & organizers to align, reflect, and build power together. We left inspired to build #narrativepower for an inclusive, equitable financial system.

Our Industry Relations Director, Francis Janes represented us at Financial Brand Forum, where CSR, tech, and brand evolution took center stage. We are looking forward to 2026! #FinancialBrandForum #CSR #BankingForGood

This Earth Day, we're spotlighting how banks should be proactive on climate. From net-zero plans to equity-focused action, here are 7 ways financial institutions can lead with integrity: beneficialstate.org/perspectives.... #EarthDay2025 #ClimateFinance #BankingOnClimate

New research from UW's Foster School of Business reveals persistent racial disparities in #smallbusiness lending, even after accounting for financial factors. Join us April 9 to learn what this means for lenders, borrowers & the industry: bit.ly/AprilURJMeet.... #FinancialJustice #RacialEquity

We're Beneficial State Foundation and we believe that a just economy requires a better way of banking. Learn more about our work: beneficialstate.org. #EconomicJustice #FinancialJustice #Banking