Today is the last day to get your San Diego Fan Fest tickets at Early Bird pricing! 🥳 We don’t want you to miss out on all the fun, connection, and real-life YNAB moments our team is planning just for you. Ticket prices increase on 3/4, so get your tickets today! ynab.ticketspice.com/ynab-fan-fes...

January has been six months long and yet I've only gotten two paychecks. Something isn't adding up. 🤷

We shouldn’t try to become someone else with a purchase–we should try to spend our money to create alignment with who we actually are.

The world will ask you how you want to spend your money, and if you do not know, the world will spend it for you.

You do not have to suffer now to get financial freedom later. Will you need to make trade offs? Yes. Compromises? Yes. But are purchases that bring you joy now sometimes worth it, even if it means paying a few more cents in interest later? YES!

Give every dollar a job so you don’t spend them all in one place, but spend them in all the places you love.

What a Spendful year could look like... ✍You give every dollar a job and plan your spending before it happens. 💖Your money plan is built around what you want your life to look like. 🔁You make adjustments to the plan whenever your priorities change. ✨You spend your money on what's important to you.

Life Pro Tip: Decide how you’ll spend All of your money, before you spend Any of your money.

You asked, we listened! Have an extra month to save for those Fan Fest tickets before early bird pricing expires! 🎉⁠ ⁠ You’ve hooked your friends on YNAB—now bring them to experience the fandom live! 🥳⁠ ⁠ Three Fan Fests are coming to the U.S. in 2025, get your tickets today! ⁠ bit.ly/FanFestTour

Just a friendly reminder to cancel that free trial that asked for your payment information. 😌

"The most spendful purchase you can make is the one that makes no sense to anybody else," quote from the one and only Ben M., talking about his Slay the Spire board game splurge! 💵

Giving every dollar a job is the key to taking control of your finances. Whether it’s saving, spending intentionally, or something else, assigning a purpose ensures your money works for you—not the other way around.

Don’t spend less just for the sake of spending less, ask yourself what you want that money to do for you. Having a goal to keep you motivated during a period of low spending will help you be more intentional about spending decisions.

The YNAB team is looking for a humbly confident Technical Product Manager! If you have a deep love for cross-functional product development - you're exactly who we want to click the link below to apply! 😁 bit.ly/4jeG8pA Application deadline: January 26th, 2025

What a way to start off the year 🤩 YNAB has been featured in the App Store as the app of the day in the UK and Ireland!⁠ ⁠ A big thank you to the App Store for helping us spread spendfulness to the masses! We strive for the day that spending, saving and living joyfully is the norm 🌏⁠

Money tip for partners: Healthy relationships need trust, communication... and fun money categories. 🎉 Give each partner their own no-questions-asked spending fund. That way everyone gets their joy, guilt-free.

Financial freedom is a result of both funding your needs (housing, food, transportation) while prioritizing your wants where you can (eating out, hobbies, impulse purchases). Once you get the clarity to do both of those things, that’s when you really start to feel that spendfulness magic. 🪄

Paying off debt isn’t just about clearing a balance - it’s about freeing yourself to live the life you truly want. Know who you are, what you value, and let every payment bring you closer to your dreams.

Twenty twenty-five? Nah. Twenty twenty-THRIVE. 🙌

Making a plan for the things you want makes them more attainable. Saying you want to go on a vacation creates a dream. Putting a set amount of money aside every month for a vacation creates a reality. 🏖️

Forget the “new year, new me” mantra. You don’t need to reinvent yourself to have a great year—you’re already pretty amazing. What if, instead of chasing a whole new you, you leaned into the you that’s already here?

Can we all just collectively agree that the new year starts on the first Monday of January?

Did you know that YNAB offers free live workshops during the week? Here are the classes offered: 🔄 Restarting YNAB 💰 Save With Intention 💳 Manage Credit Cards and Eliminate Your Debt 💪 Get Started With YNAB 🤝 Using YNAB as a Couple Register for a workshop here ➡️ bit.ly/4iYojer

At YNAB, spendfulness is the art of being intentional with your money, aligning your spending with the things that matter most to you. It’s about looking at every dollar and asking: ✨ Does this bring me closer to my goals? ✨ Is this funding my values?

@ynabofficial.bsky.social there’s nothing better than making a fresh start for the new year.

Reminder: Real life can be hard. When you get knocked down and your new year's goals aren't going as planned, be gentle with yourself and know that nothing has gone wrong. The stumbles are all part of the process and they are working FOR you not against you. ❤️

Spendfulness: the art of spending with intention and joy. 🌟 It’s about aligning your money with what truly matters to you—whether that's a cozy coffee ritual, epic adventures, or investing in your future. With YNAB, every dollar has a purpose. What’s yours?

We want to hear how 2024 went for you! 🎉 What money win are you most proud of? 😳 What was your biggest financial surprise? 🥰 What purchase brought you the most joy? 🏆️ What is your number one goal for 2025?

If you haven’t picked a new years resolution for 2025, here’s 5 achievable money goals (number 5 is our favorite):

2025 could be a no spend year where you end the year with extra money to put toward whatever you want. 2025 could also be a best spend year where you ensure every purchase you make is worth it to you (no matter what anyone else has to say about it). Both goals are equally impactful!

Saving money becomes easier when you realize it’s not about hitting some arbitrary number. It's about knowing who you are, what you want, and aligning your money so that you can make your dreams a reality. THAT is a goal worth pursuing in 2025. ✨

Money is one of the biggest stressors during this time of year. To avoid this, set a little bit aside every month for the holidays. If you start this in January, future you will be able to enjoy the holidays so much more! 🎄

Money can be well-spent. And when it is, something profound and powerful ripples throughout your whole life. You may only check in with your plan in YNAB for a few minutes a day, yet you feel more confident and content ALL. THE. TIME. This is the feeling of spendfulness. ✨

Day 1 of trying to get Spendfulness into the dictionary. Call us, @merriam-webster.com ! 😉

Instead of restricting your spending, keep asking yourself, “What’s important to me?” Then spend accordingly. You’ll have confidence, clarity, and peace of mind around every spending decision you make. That’s ✨spendfulness✨. bit.ly/3BmnGdG

"YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." - Kyle, YNABer since 2020

We forget how good it feels when money is well spent. There’s something magical about transforming our hard-earned dollars into things we truly care about. ✨ We can use our money to bring joy or relief or pride or excitement or hot honey pizza into our lives. 🍕 Life is short. Spend it well. ❤️

Not to be dramatic, but this gives us LIFE. 💙

If you have a large expense coming up in a year, take the amount you'll need, divide by twelve, and set that amount aside every month. (Or let YNAB do the math for you. 😉) Future you will thank you! ✨

You put time, effort, and energy into earning money. You deserve to spend it in a way that is aligned with your priorities and the life you want to live. ✨