The Margin
@themargin.news
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Money, markets, culture — and everything in between.
https://themargin.news/
HGTV has convinced you to buy a
#fixerupper
, gut it over a weekend, and flip it for a tidy profit. Just one issue… renovation costs are up 43% since 2020.
@emlatty.bsky.social
breaks it down:
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Is a fixer-upper home worth it anymore?
Is the "Sweat Equity" era over? For most Canadians, buying move-in ready is actually cheaper than fixing a dud.
https://themargin.news/fixer-upper-renovation-costs-canada?utm_campaign=organic&utm_source=bluesky&utm_medium=social
3 days ago
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Canada’s
#taxdeadline
is April 30. The FHSA lets you deduct up to $8,000 from your taxable income. You have seven more days. Move.
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What is an FHSA and should you open one?
With an FHSA, contributions are tax-deductible, and any growth in the account is tax-free, as long as the funds are eventually used for purchasing a home.
https://themargin.news/fhsa-first-home-guide
4 days ago
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Today's news roundup: The Trump administration demands an "entry fee" to start CUSMA talks, Canadians are spending more on entertainment, and Amazon and Anthropic get closer (to the tune of $5 billion).
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Today’s Take: Trump wants concessions, not compromises
Plus, Amazon and Anthropic snuggle up, and Canadians are spending more on entertainment.
https://themargin.news/todays-take-20260422?utm_source=bluesky&utm_medium=social
4 days ago
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Groceries are up 30%. Household debt is at record highs. And somehow, we're spending more on concert tickets and luxury goods than anything else. Why? A little something called "revenge spending."
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Revenge spending is real, and it's spectacular
You're broke, stressed, and somehow spending more than ever. There's a reason for that.
https://themargin.news/revenge-spending?utm_campaign=organic&utm_source=bluesky&utm_medium=social
5 days ago
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“Drive until you qualify.” That’s the advice Canadians long followed to find an affordable home. But no one talks about how much that “drive” can cost you: about $140,000 over nine years. Read
@cailynn.bsky.social
's story:
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Your car is a second mortgage (actually)
The 30% rule is how Canadians measure housing affordability, but it's missing half the picture.
https://themargin.news/car-second-mortgage?utm_campaign=organic&utm_source=bluesky&utm_medium=social
5 days ago
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What do you do when working makes you sicker, but not working means you can't afford the care you'll need?
@lygianavarro.com
on the financial reality of long COVID — and the question she's still trying to answer:
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I can't afford to quit. I can't afford to keep working.
Long COVID left me unable to work full-time. Now I push through flares to save for care that will cost more than I can earn.
https://themargin.news/working-with-long-covid?utm_campaign=organic&utm_source=bluesky&utm_medium=social
6 days ago
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“It’s time to call it: the Canadian dream is dead. Its resting place is a shoebox condo; its last testament, a generation of adults living in their parents’ basements.” If homeownership is off the table for most of us,
@tonymiltony.bsky.social
asks, what’s the alternative?
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What if Canadians just... let go of the homeownership dream?
For generations, the Canadian dream has been to buy a house of one's own, but in 2026 the reality is about as bleak as it's ever been when it comes to purchasing affordable real estate.
https://themargin.news/canadian-dream-let-go-homeownership?utm_campaign=organic&utm_source=bluesky&utm_medium=social
7 days ago
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You're not imagining it - last-minute flights really did used to be cheaper. Then the algorithm showed up.
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Is standby travel dead? 5 ways Canadians can outsmart airline pricing
Flight algorithms are predatory math geniuses, killing cheap standby and pricing you out. Can you beat the system? Find out how.
https://themargin.news/last-minute-flights-airline-algorithms?utm_campaign=organic&utm_source=bluesky&utm_medium=social
7 days ago
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For millions of second-generation Canadians, the biggest barrier to building wealth isn't income. It's pushing past the scarcity mindset that shaped their parents and generations before them.
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The financial fears second-gen Canadians can't shake
Even while many second-generation Canadians are out-earning their parents, the money fears they grew up with remain hard to outrun.
https://themargin.news/immigrant-financial-trauma-canada??utm_campaign=organic&utm_source=bluesky&utm_medium=social
9 days ago
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Your parents' RRSP advice was great... for your parents. For most Canadians in their 20s and 30s, the TFSA should probably come first. Writer Sara Harowitz explains:
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9 in 10 Canadians are missing the point of their TFSA
Sometimes, the best thing you can do with your RRSP is nothing.
https://themargin.news/tfsa-vs-rrsp-canada?utm_campaign=organic&utm_source=bluesky&utm_medium=social
10 days ago
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Canada spent years arguing about whether to build energy infrastructure. The Iran War has made that argument a lot more expensive to lose.
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Today's Take: Canada has the oil. We just can't deliver it.
Plus, Trump's tariff saga continues, and Doug Ford says 'send them to jail.'
https://themargin.news/todays-take-20260415?utm_source=bluesky&utm_medium=social
11 days ago
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AI is getting a bad rep for a lot of things right now. But can it help day traders get ahead in the markets? Some say it already is... sorta.
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Retail traders are using AI to get an edge...kinda
As Canada’s banks lag behind, a new breed of AI-powered trader is emerging. Can they get ahead?
https://themargin.news/ai-retail-trading-canada?utm_campaign=organic&utm_source=bluesky&utm_medium=social
11 days ago
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Most investing advice assumes you have a payroll department, an HR rep named Linda, and a steady, predictable paycheque. If you're a gig worker, none of that applies... but that doesn’t mean you have to sit out the market:
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The gig worker's guide to investing
You'll always have a reason to wait until next month to invest. Here's how to do it anyway.
https://themargin.news/investing-for-freelancers-canada?utm_campaign=organic&utm_source=bluesky&utm_medium=social
12 days ago
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Welp, looks like we've got a majority. What does that mean for investors? Today's take:
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Today's Take: Carney's got his majority – now what?
Plus: Russia's $19 billion oil windfall and the problem with Toronto's robo-taxi plan.
https://themargin.news/todays-take-20260414?utm_source=bluesky&utm_medium=social
12 days ago
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reposted by
The Margin
Shazia Khan
13 days ago
Excited to announce a) I remembered my Bluesky login, and b) some *personal news* - I’m part of a team that just launched
@themargin.news
, Canada’s newest finance site. We cover money… but a bit differently than everyone else. Check it out!
add a skeleton here at some point
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reposted by
The Margin
Kat Angus
13 days ago
I’ve spent the last several months working on this, and now we’re live! Please read and follow and share - I’m very proud of what we’ve made.
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The dream cottage you buy today could become your kids’ tax nightmare tomorrow… as many Canadians are already finding out.
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Your family cottage is a problem
Your dream cottage could end up being your kids' tax nightmare. Here's why selling now might be the smarter move.
https://themargin.news/family-cottage-inheriting-capital-gains?utm_source=facebook&utm_medium=social
13 days ago
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Hey, Bluesky. Today, we’re launching The Margin, a new media voice at the intersection of money and culture. Check us out:
themargin.news
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The Margin
The most interesting stuff happens on the margin. Explore money and culture for Canadians who invest in the market and their lives — minus the jargon.
https://themargin.news/
13 days ago
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