IDENTITY THEFT IS NOT A JOKE, JIM! Learn more about how to protect yourself: https://ow.ly/pZSh50XIE41

Taking a trip this holiday season? Before you leave, make sure your finances are vacation ready: https://www.getsmarteraboutmoney.ca/learning-path/budgeting/get-your-finances-vacation-ready/

Investment scams are on the rise. What are the 8 most common investment scams and how can you spot them? https://ow.ly/Lw0750XE6rj

Fraud Alert: Pump and Dump scams are on the rise! Learn more: https://youtu.be/FpY7jX6rGBs

Starting to plan your New Year’s resolutions? Is stepping up your financial game on that list? Get started with Investing Academy: gsam.ca/learn

Have you gotten a text, email or phone call that seems out of place? Out of the blue? A little off? These may be attempts to “phish” you. Learn more about phishing and how to avoid it: https://www.getsmarteraboutmoney.ca/learning-path/types-of-fraud/phishing-scams/

Oscar asked how to make better investing decisions. Click the link below to see the answer at InvestingQuestions.ca https://investingquestions.ca/question/how-can-i-make-better-investment-decisions/#answer#answer

Every investment comes with risk. What kind of risk can you tolerate? What does that even mean? Learn more about investing risk: https://ow.ly/YBXI50XE54Y

Does diversification help with risk? Learn more about what diversification means for your investments: https://ow.ly/vssC50XE5cz

Every investment comes with risk. What kind of risk can you tolerate? What does that even mean? Lear more about investing risk: https://ow.ly/ngj050XE54Z

The thing about the unexpected? There’s no way to expect it. How can you prepare for the unexpected? https://ow.ly/emp650XE541

Some scammers infiltrate communities to gain member’s trust. Once your guard is down, they may convince you to invest in an “opportunity” — but just take your money. https://ow.ly/2u0K50XE4Kv

Fraud alert: With investing, there is no such thing as no risk, all reward. Be wary of high return schemes. Learn more: https://ow.ly/zmCz50XAa5Z

With the end of the year coming near, You may want to spread holiday cheer. To gain some joyful clarity, Learn about gifts to charity. https://ow.ly/iz5450XA9YE

Does your income change based on the season? You’re not alone. Learn more about budgeting on a fluctuating income: https://ow.ly/2yQW50XA9VV

Do your spending habits change based on how you got the money? Figuring out why you make certain decisions about money can help you make better ones. Learn more: https://ow.ly/TWko50XA9aX

Can you spot a scam? Use our tool to get smarter than a scammer: https://www.getsmarteraboutmoney.ca/tools/scam-spotter-tool/

Is someone trying to get you to buy a low-priced stock that they promise will go up in value? That sounds like a pump and dump scam. The OSC’s Contact Centre is getting an increasing number of calls about these scams. Learn more: https://www.youtube.com/watch?v=FpY7jX6rGBs

You’ve done so well staying on budget this year. Don’t let holiday spending throw you off. Learn more about how to avoid holiday debt: https://ow.ly/3nNs50XAIWs

First holiday season as a couple? Learn more about how to manage money during the most expensive time of year. https://ow.ly/aEcf50XA5mw

Ready to start investing, but not sure where to put your money? Learn more about the different types of investments you can get in to: https://www.getsmarteraboutmoney.ca/learning-path/getting-started/types-of-investments/

There are no silly questions, especially on the first Monday morning of December. Whatever your question is about investing — we may have the answer. And if not, ask us. Learn more at https://ow.ly/Jy4e50XA3WX

Last month of the year incoming! Is now a good time to review your budget? https://ow.ly/EhXY50XvZKR

Happy Thanksgiving to our southern neighbours! If you’re gathered around a turkey dinner, how might you start a conversation to build better money habits? We have some kick-starters ready for you: https://ow.ly/esaN50XvZJ5 #TalkMoney #FLM2025

Wondering what all those deductions are on your paycheque? Learn more: https://ow.ly/rVuX50XvZGP

Investor News: 📈 Rising rates of DIY investor complaints; The real cost of buy now, pay later; Should you save or invest?; and more https://ow.ly/5vsw50XxPyJ

Being famous doesn’t make you a financial expert. Be cautious when considering financial advice from a celebrity endorsement: https://ow.ly/wjm650XvZCh

Are you prepared for a financial emergency? They happen when you least expect them. Learn more about emergency funds: https://ow.ly/HClH50XvZVb

Every year, thousands of Canadians experience a financial fraud or scam. Learn more about how fraudsters use psychology to get at your money: https://ow.ly/FErq50XvZ8A

Managing your finances can be stressful, but you’re no good to yourself if you’re burnt out. Learn more about how to manage your financial stress: https://ow.ly/MhHu50XvZ66

Looking for an account to stash extra cash? http://gsam.ca/VPzI50Xs2Br

Before you do your weekend shopping, do your budget a favour and make sure you understand the difference between a want and a need. Learn more: http://gsam.ca/wf6k50Xs2Bj

Find out the questions Ontarians are asking at OSC in the Community events by checking out our FAQ: http://gsam.ca/14GI50Xs2Be

If you need to buy something but you don’t have cash on hand, what are your options? Learn more about what “buy now, pay later” really means. http://gsam.ca/r7WV50Xs2AW

So… you did well this month and have a little extra cash? Should you save it or invest it? http://gsam.ca/kUhA50Xs2zp

Many Canadians have mutual funds in their investment portfolio. What are mutual funds and how do they work? http://gsam.ca/RvMH50Xs2AC

Difficult things become easier when you make them a habit. Saving is no different. Here are 10 tips to make it easier to save. http://gsam.ca/qRjr50Xs2yV

November 18 is Entrepreneurs’ Day. If you’re running your own business, here are some ways to improve your financial knowledge for your business and your personal life. http://gsam.ca/Qir950Xs2yL

Want to help a family member avoid fraud but English is not their first language? Investing Introduction has helpful information and resources in 23 languages. https://investingintroduction.ca/en/

Did a community member gain your trust, convince you to invest, and then disappear with your money? You’re not alone. Affinity fraud is a growing concern. Reporting it can help break the cycle. Find out more: http://gsam.ca/QFJG50Xs2y1

Financial emergencies don’t come with advanced notice (obviously, duh). Are you prepared? http://gsam.ca/LmIb50XpIok

The sandwich generation describes people who are providing care to both their children and their parents. Being the centre of the sandwich can be stressful emotionally, physically and financially. Read six tips to help keep your finances on track. http://gsam.ca/6RgF50XpIma

Debt consolidation helps you combine multiple debts into one and potentially pay a lower interest rate. Try our Debt Consolidation Calculator to see how soon you could be debt free: http://gsam.ca/jCXV50XpIkF

The theme for #FLM2025 is #TalkMoney which includes talking about frauds and scams. A commonly unreported issue is affinity fraud — where scammers infiltrate your community to build trust and then try to take your money. Learn more. http://gsam.ca/96zg50XpHWH#FLM2025#TalkMoney

Every group has that one friend who will pay the bill… for the points. But are the rewards worth it? Learn more about rewards credit cards: http://gsam.ca/Q3eA50XpHu8

All money is created equal, but your brain doesn’t believe it. People tend to treat money differently based on how they get it or what they plan to spend it on. Find out more about mental accounting. http://gsam.ca/N14c50XpYeE

Every investment carries some risk. What are the risks of investing in crypto? http://gsam.ca/kmcg50XpHqR

One way to save more is to shelter savings and investments from taxes. In Canada, we have tax-free savings accounts to help. Is a TFSA right for you? http://gsam.ca/YXjF50Xpr0K

Is your friend in a relationship with someone they have only talked to online? It could be a scam. Learn to spot the signs of a romance scam: https://youtu.be/yiNEav6wKdE

Scammers are experts at getting you on the line and then reeling you in. Refuse to be hooked — learn more about phishing scams and how to avoid them. https://ow.ly/bSkc50XmvYk