Join us for a student loan workshop tonight! Secure your spot before it is too late. 📆 General Student Loan Workshop - Feb 19, 7 PM ET / 4 PM PT 🔗 us02web.zoom.us/webinar/regi...

@usedgov, removing Income-Driven Repayment (IDR) plans and creating new repayment plans with longer repayment terms won't fix the student debt crisis. The only way to fix it is by cancelling all student loan debt and making college debt-free.

"People like myself who teach in expensive areas have a LOT less disposable income than the government says we do. We need to calculate based on location and our higher rent costs." - Anonymous

Don't miss out on our Default & Delinquency Workshop today at 3 PM ET / 12 PM PT! 🔗 us02web.zoom.us/webinar/regi...

Income Driven Repayment (IDR) plans, PSLF, and deferments exist to support borrowers. Limiting access to these programs will only hurt those in need.

Household debt in the U.S. soared by 810% in 2025! Americans are struggling, and student loan debt relief has never been so needed. Read more: wallethub.com/edu/d/househ...

What does Public Service Loan Forgiveness mean to you? "It would mean being able to actually afford my rent and groceries which I currently cannot right now" - Borrower in Florida Student loans are keeping folks from tending to their basic needs. This is unacceptable.

Congress must act to protect Americans with student loan debt and halt the upcoming overhaul. They need to step up. Take action now: actionnetwork.org/letters/pass...

A poem to the Department of Education ❤️🌹💌: Roses are red. Violets are blue. Now, cancel student debt, It's long overdue.

Tomorrow is Valentine's Day! 💖 We would LOVE for you to join us in calling for a payment pause on all student loans. actionnetwork.org/petitions/pa...

This Friday the 13th, the real fright is ED's failure to support Americans with student loan debt.

Things Americans would love this Valentine's Day: -Affordable cost of living -Free college -Student debt cancellation -Wage increases

"I have 3 young children and am a teacher denied PSLF. I cannot afford my student loans nor can my parents who have been helping me. I need IDR to give me a small repayment plan every month." The system is broken. We need to shut it down.

Collections practices leave lasting harm for millions of Americans. Let's make sure they permanently come to an end. actionnetwork.org/petitions/te...

This Valentine's Day, let's truly show our love for education by canceling student loan debt, @usedgov. Show Americans some real relief! 💖

"Although I am default on my student loans from the 80's, I have paid the off twice over through garnishments. However, the collection agency that now holds my loans informed that I will never pay them off due to the accrual of daily interest." Collections must end FOREVER.

ICYMI: Wage garnishment and tax refund seizures are temporarily paused. If you are in default use the Dial Before You File Tool to ensure your refund is not at risk of being taken away when you file taxes. studentloanborrowerassistance.org/tax-refund/

@usedgov, don't think there's a student debt crisis? Nearly 25% of student loan borrowers are behind on payments. It's not too late to cancel the debt.

"I haven’t been able to afford paying back my student loan. It has been hard with the economy and every day expenses and making just enough to cover what the bills I have. I have to decide on what prescriptions I can pay for for the month." - Borrower in MI This is just wrong.

Got an unconsolidated Parent PLUS loan? Consider consolidating by April 1, 2026, to keep access to Income Driven Repayment plans after July 1, 2026! 📅

In 2025, a student loan borrower defaulted every 9 seconds! This is unacceptable, @usedgov! 💔 Read more: protectborrowers.org/new-analysis...

"We can't afford 3000 a year. We are nearing retirement and there is no way we can do that and keep up with riding housing, food, and utilities." - Borrower in IL Americans are struggling and need immediate relief @usedgov

Pursuing Public Service Loan Forgiveness? Use the PSLF Help Tool now & again in early June for accurate PSLF credits before employer eligibility changes! 🔗 studentaid.gov/pslf/

The Dept of Education is preparing for America's 250th anniversary. - 250 years later, and higher education is still not free. - 250 years later, and Americans are crushed by student loan debt. We need debt-free higher education and student debt relief now.

"I will likely not be able to afford my housing payment, and will be forced to move." - Borrower in Virginia No one should ever have to go through this.

Got questions on what changes are looming for the student loan landscape? This is what you need to know: www.pbs.org/newshour/nat...

Thinking about student loan refinancing? Remember: private loans have fewer protections, no forgiveness options, and lack repayment plans. Stay informed!

The Dept of Education recently said, "The American Dream begins with education." Now it's time for them to act! Cancel student loans and invest in education. Put your money where your mouth is.

"I am 59 years old with some health challenges. I am still working full time but I don't think I will make it to 70 to retire. Regardless of when I do retire, I don't know how I will be able to afford taking care of myself, and paying student loans." - Borrower in Pennsylvania

Tax season is underway! While no one should be getting their tax refunds taken away due to a temporary pause on collections, use @NCLC4consumers Dial Before You File tool to see if you're on the tax refund offset list: studentloanborrowerassistance.org/tax-refund/

"I've never been able to afford making payments. I've never had an income that helps me pay them off at all, and I owe around $50k without interest for my BA and MA. I don't know what I'm going to do now." - Borrower in Maine Stagnant wages, high payments? The system is broken.

Reminder: If you are working towards Public Service Loan Forgiveness, consider recertifying your employment using the PSLF Help tool if you haven't done so recently: studentaid.gov/pslf/

Attention Connecticut residents! 📣 Join us for a student loan webinar where we'll cover everything from repayment options to forgiveness programs. Come get your questions answered! 🗓️ Date: Wed, Feb 4 at 7pm ET 🔗 Register here: us02web.zoom.us/webinar/regi...

What's happening with the SAVE Plan? A joint settlement was reached, pending court approval, to get rid of SAVE for more than 7 million Americans. Recommendation: Start exploring your other repayment plan options.

"I NEED payments to be lower to afford basic needs... not to mention the goals I have in life. This is devastating." - Borrower in Pennsylvania Amid an affordability crisis, we need affordable monthly payments NOW.

🚨 PSA: If a company or individual is charging you to expedite your application at the Dept of Education (ED), it's a scam! Processing is handled by ED and is backlogged. No one can speed it up. Be careful!

"The future of repayment looks unaffordable, extensive, and exhausting." - Borrower in California We agree, it shouldn't be this way.

Big changes are coming, especially if you're a Parent PLUS loan holder. If you want to access income-driven repayment plans, consider consolidating your loans by April 1, 2026. You'll need to have your consolidation loan issued before July 1, 2026, and consolidation takes time.

4. More than 7 million borrowers await a final court decision on the fate of the SAVE plan. If a judge approves the recent joint settlement between ED & states that sued SAVE, the plan will go away for good, and all 7 million+ folks will need to switch repayment plans.(4/4)

3. Student loan changes outlined in the "Big Beautiful Bill" are expected to be released by the RISE Negotiated Rulemaking committee. You can submit a public comment once it's posted on the Federal Register. (3/4)

2. The Department of Education's application backlog continues to grow. More than 700,000+ applications are still pending approval. If you are applying for an IDR plan, consider opting in to IRS integration for faster processing times. (2/4)

Here is a recap of what has happened this past month with student loans [thread]: 1. Wage garnishment and tax refund offsets (involuntary collections) have been paused for borrowers with defaulted student loan debt. (1/4)

"I can't even afford groceries, and with payments likely tripling, I will be completely underwater. I don't know what to do." Borrowers have done everything right, yet the system continues to fail them.

Has the Dept of Education ever kept you waiting? If so, add your name to demand that they process all outstanding applications now: actionnetwork.org/petitions/te...

Unaffordable student debt payments only deepen the current affordability crisis when so many Americans are living paycheck to paycheck and trying to meet their basic needs. It's time to address the student debt crisis.

"I’m on a fixed income and less hours at work. I cannot afford the payments at all." - Borrower in PA This is the cruel reality for millions of Americans with student loan debt.

“This student loan has put me in so much debt, it’s hard for me to pay bills. It has failed my credit score, and I am unable to get a tax return; it is always taken when I really need it.” Collections have been paused temporarily, but Americans need urgent student debt relief.

Did you know that the temporary pause on collections of defaulted student loan debt was made possible because we all demanded a halt? Let's keep the pressure on! Help us push for the processing of outstanding applications: tinyurl.com/2m56y2bz

Now is the best time to explore your options to get your loans out of default! The collections pause is temporary, so don't wait. (4/4) Learn more here: tinyurl.com/k5uzm8yd