If you inherit $1 million, here are 7 things to do ASAP: 1. Don’t tell anyone 2. Get a good tax attorney 3. Pay off high-interest debt 4. Keep 6-12 months of living expenses in HYSA or T-bills 5. Max out Roth IRA 6. Invest in index funds like $VOO $VGT $VXUS 7. Umbrella insurance policy What else?

Chuck Grassley running for senate at age 95 is insane

Google just added $800 billion in market value in the last 30 days. $GOOGL believes TPU adoption will allow it to take 10% of Nvidia's revenue. Google now controls the chip, the cloud, the model, and the app. Gemini 3 is beating everyone. Buffett invested $5 billion. $GOOGL hitting all time highs.

Over 70% of Americans are now living below the poverty line, according to Mike Green. If you make under $140,000 a year, you're living in poverty if we measure it the same way we did in the 1960s.

BREAKING: September PPI inflation rises to 2.7%, above expectations. Are you ready for what's next? Rate cuts are coming into rising inflation with a weakening labor market. If you don’t own assets, you'll be left behind.

Trump has now cancelled the: - Jobs Report - Inflation Report - GDP Report I’m sure everything is fine.

The 5 biggest tech companies have borrowed $90 billion in debt over the last 3 months. That's more than they borrowed in the last 3 years. Meta: $30 Billion Google: $25 Billion Oracle: $18 Billion Amazon: $15 Billion That's a 400% acceleration in debt.

Americans with college degrees make up 25% of all unemployed, a record high. Even worse? Student loan defaults hit a record 14.3% Should student loan debt be forgiven?

The US government added $2.2 trillion of debt this past year. What happened to DOGE?

Too much money is chasing AI valued on hype: 1. Nvidia invests in Company A 2. Company A uses money to buy chips from Nvidia 3. Nvidia records it as 'Revenue' and stock price goes up 4. Repeat No actual profit is made, just money moving in circles to inflate stocks based on vibes.

Al Bundy was able to afford this home while making $6 an hour selling women's shoes with only a high school diploma. This was considered normal in 1987.

Working your whole life to enjoy a few years when you're close to death is one of the biggest scams nobody talks about. You spend your healthiest years making someone else rich. Sitting in traffic. Stuck in meetings. You'll never get those years back. Time is the one asset you can't buy more of.

This week’s recap

The S&P 500 is on track for its worst November since the 2008 financial crisis. Hopefully December treats us better.

Sam Altman admits OpenAI is in trouble after Gemini 3 release in a leaked memo, per The Information. OpenAI is projected to lose $7B by 2028. They're burning $8.5B a year trying to compete. Google has YouTube, Search, Gmail, Maps, and Android. Billions of users. No other company has that combo.

Everyone wanted Microsoft at $560, Amazon at $260, and Nvidia at $220. But they don't want Microsoft at $460, Amazon at $210, and Nvidia at $170. The psychology of investing is wild.

Career Advice: The company you work for is NOT your family, and you don't owe your job anything beyond the work that you are paid to do. If they can make more money by laying you off, they will. If you ever have an opportunity to better yourself, never feel guilty about doing what is best for you.

Retirement age is 67. Life expectancy is 76. Something doesn't add up. 50 years of work to enjoy 9 years of freedom? We need to shift this mindset. Retirement is a financial goal, not an age.

JUST IN: The CPI inflation report has been CANCELLED by the US Labor Department for October. How bad are the numbers?

Palantir’s CEO Alex Karp just filed to sell more shares of $PLTR, for almost $100 million. Palantir is now down -25% since Michael Burry disclosed his short position.

Nvidia's CEO Jensen Huang just said, "The whole world would've fallen apart" if $NVDA has a bad quarter and missed earnings expectations. Do you realize what's happening? The "picks and shovel" phase of this gold rush over. Nvidia sold the tools but miners are struggling to find gold.

BREAKING: SoftBank falls over -10% after Asian markets open, over AI bubble fears. SoftBank has over $30 Billion invested in OpenAI.

$1 TRILLION wiped out from stocks today due to fears of: 1. Jobs data (higher unemployment rate) 2. AI bubble (Nvidia down 3%) 3. Consumers cutting back on discretionary spending (Target reported disappointing sales)

Auto repossessions are now its highest since 2009. And the U.S. now has a record $1.7 trillion in auto loans. Meanwhile... U.S. subprime auto loan delinquencies are its worst in 30 years.

Me in 1999 instead of buying Nvidia shares

More people are watching Nvidia's earnings report than the Super Bowl right now.

NVIDIA $NVDA EARNINGS: • Revenue of $57B higher than expectations of $55B • Data center sales of $51.2B higher than expectations of $48.6B Nvidia is projecting revenue up to $66.3 billion next quarter. CEO Jensen Huang says: “Blackwell sales are off the charts, and cloud GPUs are sold out.”

People with 0.01 shares of NVIDIA listening to the earnings call today

How bad are the numbers?

Not to be overdramatic but the World's largest company reports earnings in a few hours

Nvidia's CEO may have the best LinkedIn profile ever — from dishwasher to CEO.

Happy Nvidia earnings day to all who celebrate!

A masterclass in writing

The Flintstones owned this home on a single salary from a husband with only a high school diploma. This was considered normal at the time.

U.S. Stock Market vs. Other Countries in 2025:

BREAKING: Oracle's $300 billion OpenAI deal is already underwater, now worth a NEGATIVE $74 billion, per The Financial Times. Since the deal was announced in September, Oracle has now lost $315 billion in value.

Clay Higgins was the only one to vote ‘No’ on releasing the Epstein files.

Saudi Arabia tells Trump it will invest $1 Trillion in the US. But their entire country’s GDP is only $1.24 trillion. How is this even possible? The math isn’t mathing.

BREAKING: Google just released Gemini 3 and says it’s the now World's most intelligent AI model yet.

Anthropic pays Microsoft to pay Nvidia so Nvidia and Microsoft can both pay Anthropic back.

Fear and Greed Index is now 9, Extreme Fear. The index is likely to remain in fear territory for weeks, based on historical patterns. Extreme fear doesn't guarantee an immediate bottom, but it does mean prices are resetting.

First day at Cloudflare, pushed a little update and taking the afternoon off.

Cloudflare’s global outage is causing half the internet to go offline, impacting over 100 million website users. AWS and Azure failed in October and Cloudflare failed today. That’s three critical infrastructure providers in 45 days. Expect more infrastructure outages as AI increases server loads.

Almost every state gives property tax breaks to old people. Zero give property tax breaks to people struggling to buy their first home. Boomers that bought homes for $50,000 get tax breaks but people paying $500,000 for the same home? Nothing. We need to make housing affordable.

JUST IN: Bitcoin falls under $91,000, down 28% from its high. $5 billion has been liquidated from crypto in the past 7 days.

Good people don't quit jobs, they quit: • Low pay • Bad bosses • Office politics • Toxic workplaces • Micro-management • Feeling undervalued • Lack of opportunities • Zero work-life balance It's 100% okay to leave jobs that no longer serve you. Remember, it's important to be happy where you work.

You ready for 2021 part 2?

Robinhood, Polymarket and DraftKings hearing about Trump’s $2,000 stimulus checks coming in 2026.

$50 steak bowls from chipotle incoming.

JUST IN: Trump says $2,000 tariff dividend stimulus checks will be sent to Americans by mid-2026. What are your thoughts on this?