Had a visit from the Coffee Fairy this morning. This is a good omen, right?  IT'S GONNA BE A GOOD DAY!! #FinancialAdvisor #FinancialAdvice #Coffee

Up from $1.54m last year. With an average annual rate of return of 6%: If you started at 25, you'd have to save $915/month ($457 each) to hit $1.7m at 65. 35 - $1,790/month ($895 each). 45 - $3,850/month ($1,920 each). #FinancialFactFriday #FinancialAdvisor #FinancialAdvice #FinancialEducation

Insta Q&A: Can you talk about RDSPs? #FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation #FinancialPlanning #RDSP

TT Q&A: Can I take a year off from work and pull my living expenses from my RRSP? #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialPlanning #RRSP

It's the final week for RRSP contributions for the 2025 tax year.  Last chance to kick that ball down the field... #MoneyMemeMonday #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #RRSPs

Solid way to start a Sunday... #FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation #Taxes #IncomeTax

If you haven't already...you might want to get on this next week! I mean, assuming you want to lower your 2025 taxable income... #FinancialFactFriday #FinancialAdvisor #FinancialAdvice #FinancialEducation #RRSP #Taxes #IncomeTax

Insta Q&A: What's a good trading app? #FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation #FinancialPlanning #Investing #Q&A

Insta Q&A: Can you borrow money to invest in an RRSP? #FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation #FinancialPlanning #RRSP

Why is it, that if I use a card to pay for something, the transaction shows up almost immediately...but if I get reimbursed for something on the same card, it doesn't show until the next business day?

#FinancialFactFriday #FinancialAdvisor #FinancialAdvice #FinancialEducation #ValentinesDay

Insta Q&A: How do you know how much insurance you should have (I'm assuming life insurance, specifically)? #FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation #FinancialPlanning #LifeInsurance #Insurance #Q&A

Insta Q&A: Can you have more than one TFSA? #FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation #FinancialPlanning #Q&A

This is an actual thing someone told me a few weeks ago. Guess what type of institution the Advisor worked for... #MoneyMemeMonday #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #Debt #Investing

Income tax refunds...carbon rebates...CPP payments...etc.  People getting paper cheques, sticking them in a drawer, and forgetting about them. $2 BILLION worth! #FinancialFactFriday #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #CashTheDamnCheque

Insta Q&A: What's the best way to take money out of your RRSP? #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #RRSP

"Finance" in the name...blue checkmark... Thinks nobody should ever use credit cards, ever - for any reason. OK bud...👍 Not all financial advice is created equal - be careful where you get yours from. #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy

Insta Q&A: What's the best method to keep track of spending? #FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation #FinancialPlanning #CashFlow

Sick of calling an 800 number and talking to a random person at a call centre about your investments? Reach out anytime - you don't have to press 1 to get a hold of me. #MoneyMemeMonday #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #FinancialPlanning

Starting to trend in the right direction again!  It was 64% in 2019 - right before covid.  Just a guess...but I'm thinking the pandemic wiped out a lot of Emergency Funds and they haven't been built back up yet.  Just a guess though. #FinancialFactFriday #FinancialAdvice #EmergencyFund

Insta Q&A: How do you pay less income tax? #FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation #Taxes #IncomeTax

"Finance" in their name but has a fundamental lack of understanding about how debt and taxes work. Not all financial advice is created equal - be careful where you get yours from. #FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation

Insta Q&A: Do you help with car insurance? #FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation #Insurance #AutoInsurance #LifeInsurance #DisabilityInsurance #CriticalIllnessInsurance

It's not usually about affordability...it's about priority. #MoneyMemeMonday #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialPlanning

🫤 #FinancialFactFriday #FinancialAdvice #FinancialLiteracy #FinancialEducation #FinancialPlanning

Insta Q&A: Best advice when it comes to investing? #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #FinancialPlanning #Investing

NO IT'S NOT!! 🤦 "Nothing" might happen right away but eventually... -interest/fines/penalties -loss of government benefits (CCB, etc) -garnished wages -jail for tax evasion (rare) Not all financial advice is created equal - be careful where you get yours from #FinancialAdvisor #FinancialAdvice

Insta Q&A Follow Up:  Yes, the Home Buyers' Plan is tax-free...the First Home Savings Account is also tax free...but they're different accounts. #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #FHSA #HBP #FunkoPop

Insta Q&A: Does the HBP money have to be put back into my RRSP? #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #RRSP #HBP

To be clear, there's nothing wrong with NOT being an aggressive investor...just understand the amount of investment risk you're comfortable with and act accordingly. #MoneyMemeMonday #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialPlanning #Investing

What a lovely thing to wake up to.  Thanks! #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy

If you have the same priority for 2026, and want some help to make sure you hit your goals, reach out...I know a guy who can help ;) #FinancialFactFriday #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy

Nickname your hands "Emergency Fund" and "Insurance" and BLOCK THE DAMN BALL!! #MoneyMemeMonday #FinancialAdvisor #FinancialAdvice #FinancialEducation #EmergencyFund #Insurance

The gap in Ontario was the largest (over 30%), with people requiring $794,400 of coverage but only having $552,000. #FinancialFactFriday #FinancialAdvisor #FinancialAdvice #FinancialEducation #LifeInsurance

Technically I'm still on vacation but who doesn't love a 12 hour tax course to wrap up their time off, am I right?!! #FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation #Taxes #IncomeTax

🫶🫶🫶 #FinancialAdvisor #FinancialAdvice #FinancialEducation #GoogleReview

Have you SEEN the price of Ten Lords-A-Leaping this year?!!  GREAT GOOGILY-MOOGILY!! #FinancialFactFriday #FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation #12DaysOfChristmas #TenLordsALeaping

Stay strong, my friend! #MoneyMemeMonday #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #FinancialPlanning

Die Hard (1988) was number 16. #FinancialFactFriday #FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation #DieHardIsAChristmasMovie

Insta Q&Q: When should someone contact you? #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #FinancialPlanning

At an average annual rate of return of 8%... $50/month can turn into over $9,000 after 10 years or over $28,000 after 20. $100/month can turn into over $18,000 after 10 years or almost $57,000 after 20. Will any of those amounts make you rich? No... But they ain't nothing! #MoneyMemeMonday

That's a whole lotta chequing account monthly fees! ;) #FinancialFactFriday #FinancialAdvisor #FinancialAdvice #FinancialEducation #RBC

Insta Q&A: Can you hold crypto in a TFSA? #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #FinancialPlanning

🫶 #FinancialAdvisor #FinancialAdvice #FinancialEducation #GoogleReview

It's not Christmas until Hans Gruber hits the pavement outside Nakatomi Plaza. #DieHardIsAChristmasMovie

Insta Q&A: Can you explain the difference between term and whole life insurance? Part 3 #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #FinancialPlanning #LifeInsurance #Insurance

Insta Q&A: Can you explain the difference between term and whole life insurance? Part 2 #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #FinancialPlanning #LifeInsurance #Insurance

Insta Q&A: Can you explain the difference between term and whole life insurance?  Part 1 #FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #FinancialPlanning #LifeInsurance #Insurance

I would really expect this to be higher but I'm glad it's not! #FinancialFactFriday #FinanialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation

People who order pizza at the Tim Horton's drive through are the worst that society has to offer.