Japan's Norinchukin Bank has announced a record net loss of ¥1.81 trillion (approximately $12.63 billion) for the fiscal year ending March 2025.

The Bank for International Settlements (BIS) and the Federal Reserve Bank of New York have jointly released findings from Project Pine, a study examining the feasibility of using smart contracts in central banking operations.

Deutsche Bank's CEO, Christian Sewing, has designated 2025 as a "year of reckoning," emphasizing the culmination of the bank's three-year strategic plan aimed at enhancing cost efficiency and profitability.

Toronto-Dominion Bank (TSX: TD) has reported its Q2 2025 earnings, showing a sharp rise in headline profits, driven by the strategic sale of its Charles Schwab stake.

On May 20, 2025, the Federal Deposit Insurance Corporation (FDIC) Board of Directors unanimously voted to rescind the 2024 Statement of Policy on Bank Merger Transactions and reinstate the prior policy that was in effect before 2024. Source: FDIC #fdic #currency #bank #economy #fraud #business

On May 15, 2025, the Office of the Comptroller of the Currency (OCC) announced enforcement actions targeting two banks and three former bank executives. These actions underscore the OCC's commitment to ensuring accountability and rectifying unsafe or unsound banking practices.

Westpac Banking Corporation is reportedly preparing to cut over 1,500 jobs, approximately 5% of its workforce as part of its "Unite" program aimed at streamlining operations and reducing costs.

Artificial Intelligence (AI) agents are set to revolutionize the financial services industry, with the market projected to grow from $490.2 million in 2024 to $4.49 billion by 2030, reflecting a compound annual growth rate (CAGR) of 44.8%.

SouthState Bank has announced the relocation of its regional headquarters to Charlotte's vibrant South End district, leasing approximately 40,000 square feet in the newly developed 110 East tower.

First Federal Bank of Kansas City has appointed Josh Hofer as its new Vice President of Fintech, marking a strategic move to enhance its Banking-as-a-Service (BaaS) offerings and digital innovation.

On May 20, 2025, the People's Bank of China (PBOC) reduced its benchmark lending rates for the first time since October, aiming to stimulate the slowing economy.

The U.S. is poised to undertake its most significant regulatory rollback since the 2008 financial crisis. Under a new proposal backed by the Trump administration, financial regulators are considering changes to the supplementary leverage ratio (SLR), a capital buffer rule for large banks.

Today's anticipated rate cut by the RBA represents a strategic response to evolving economic conditions, aiming to balance inflation control with growth support. The central bank's communication will play a crucial role in shaping market expectations and economic confidence in the months ahead.

The Reserve Bank of Australia (RBA) is poised to announce its interest rate decision today at 2:30 PM AEST, with widespread expectations of a 25 basis point cut. This anticipated move aims to address easing inflationary pressures and support economic growth amid global uncertainties.

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In the first quarter of 2025, SAIB Bank reported a 17% year-on-year increase in its local currency loan portfolio, reaching EGP 51 billion. Simultaneously, local currency deposits grew by 13%, totaling EGP 83 billion. Source: Daily News Egypt

On May 17, 2025, President Donald Trump intensified his calls for the Federal Reserve to lower interest rates, criticizing Fed Chair Jerome Powell for potential delays. Trump emphasized that the prevailing consensus supports immediate rate reductions to bolster the economy.

Colombia has formally applied to join the China-based New Development Bank (NDB), signaling a significant shift in its international financial alliances and a potential reorientation of Latin America's economic landscape.

Banks often rely on government securities as benchmarks for their own borrowing. With the U.S. downgrade, yields on Treasury securities have risen, leading to higher funding costs for banks.

🚨 🚨 Breaking: On May 16, 2025, Moody’s Investors Service downgraded the United States' sovereign credit rating from its highest "Aaa" to "Aa1," citing escalating debt levels and interest burdens that surpass those of similarly rated nations.

Allied Bank Limited (ABL), one of Pakistan’s largest and oldest financial institutions, has announced the disbursement of a 40% interim cash dividend — Rs. 4.00 per share — for the fiscal year ending December 31, 2025.

On May 31, 2025, Arthur J. (Art) Murton will retire from the Federal Deposit Insurance Corporation (FDIC), concluding a distinguished 39-year career that significantly shaped U.S. banking policy and crisis management.

Non-Banking Financial Companies (NBFCs) are increasingly offering micro-Loans Against Property (micro-LAP) to India's MSMEs, addressing a critical credit gap and fueling economic growth. Let's delve into this transformative trend.

U.S. regulators are preparing one of the biggest shifts in post-crisis financial regulation in over a decade, a significant reduction in the capital that large banks must hold under the supplementary leverage ratio (SLR). The move could reshape risk appetite, liquidity, and lending behavior in 2025.

The Reserve Bank of India has imposed significant fines on two banks for regulatory violations: ₹1.72 crore on State Bank of India (SBI) and ₹1 crore on Jana Small Finance Bank.

For the third consecutive year, Nigerian fintech Moniepoint has been recognized by the Financial Times as one of Africa's fastest-growing companies, underscoring its significant impact on the continent's financial landscape.

Bank al Etihad is set to acquire 100% of Investbank's share capital, marking the largest banking merger in Jordan's history. This strategic move will create a financial powerhouse with total assets nearing JOD 11 billion.

The Bank of London, a UK-based clearing and settlement fintech, is facing deepening scrutiny after auditor EY issued a stark warning about its financial future. In its 2023 accounts, EY flagged “material uncertainty” over the bank’s ability to continue as a going concern.

Macquarie Bank is facing legal proceedings by the Australian Securities and Investments Commission (ASIC) for allegedly failing to properly report short-selling transactions across more than a decade. The case could become one of Australia’s most significant compliance failures in recent years.

The four largest U.S. banks including JPMorgan Chase, Bank of America, Citigroup, and Wells Fargo, posted a combined 10.8% YoY increase in earnings for Q1 2025. This marks a strong start to the year, powered by resilient trading desks and net interest income growth.

Bank of America (NYSE: BAC) has announced it will open more than 150 new financial centers across 60 U.S. markets by the end of 2027. Despite rising digital adoption, the bank says in-person engagement remains a critical part of its growth strategy.

In Q1 2025, U.S. student loan delinquencies surged following the expiration of a 43-month pandemic-era payment moratorium. According to the Federal Reserve Bank of New York, the delinquency rate jumped to 8%, up from just 0.8% in Q4 2024, marking a sharp reversal after years of government relief.

In a sweeping regulatory shift, the Consumer Financial Protection Bureau (CFPB) announced on May 9, 2025, that it has rescinded 67 guidance documents dating back to its founding in 2011.

On May 10, 2025, U.S. federal regulators including the FDIC, Federal Reserve, and OCC released the updated host state loan-to-deposit (LTD) ratios. These figures, mandated annually under the Riegle-Neal Act, help determine whether banks are adequately reinvesting in the communities they serve.

The Federal Reserve’s Q1 2025 Senior Loan Officer Survey shows U.S. banks have tightened lending standards for commercial and industrial (C&I) loans across all firm sizes. Loan demand has also weakened, reflecting cautious business sentiment and growing credit risk aversion.

The Federal Reserve is undertaking a comprehensive review of its confidential supervisory ratings for the nation's largest banks. This move could signal a significant shift in regulatory oversight, potentially easing constraints on major financial institutions.

The U.S. Consumer Financial Protection Bureau (CFPB), alongside industry groups, has filed a motion in a Texas federal court to eliminate a regulation that bars the inclusion of medical debt on consumer credit reports.

The U.S. House Financial Services Committee is reviewing sweeping legislation that would drastically reshape federal oversight of the financial sector.

Wells Fargo has cleared its 12th regulatory consent order since 2019, marking significant progress in resolving its compliance issues. This development brings the bank closer to lifting the $1.95 trillion asset cap imposed by the Federal Reserve.

Today, the Trump administration escalated its deregulatory agenda by targeting the Consumer Financial Protection Bureau (CFPB). Key consumer safeguards like overdraft fee caps and protections for digital payments are now at risk of repeal. The CFPB itself faces operational threats.

In the first 100 days of President Trump's second term, a significant shift has occurred in the U.S. banking sector's approach to DEI. Major banks are reevaluating their commitments, with some scaling back initiatives in response to new federal directives.

In 2025, President Trump’s administration is reshaping U.S. banking regulation, not by tightening, but through a sweeping deregulatory push aimed at "fueling growth." The move revives debates over balancing innovation, profit, and stability.

Citizens Financial Group reported a strong start to 2025 with a net income of $373 million and earnings per share (EPS) of $0.77 for the first quarter.

In 2024, Revolut solidified its position as a global fintech leader, achieving a pre-tax profit of £1.1 billion (a 149% increase from the previous year). This milestone was accompanied by securing a long-awaited UK banking license and expanding its customer base to over 52 million users worldwide.

The Federal Home Loan Bank of New York (FHLBNY) reported $200M in Q1 2025 net income, with total assets rising to $157.2B. Advances totaled $97.5B, reaffirming the bank’s liquidity support role in a high-rate environment.

In 2025, credit unions have maintained their trend of acquiring community banks, albeit at a slower pace compared to 2024. This consolidation reflects ongoing shifts in the financial services landscape.

Columbia Banking System reported a net income of $87 million for Q1 2025, with earnings per share (EPS) at $0.41. Operating net income reached $140 million, translating to an operating EPS of $0.67.

National Bank is set to acquire PGM Global Holdings, a diversified holding company with interests in biopharmaceuticals, research, and capital investments. This strategic move aims to bolster National Bank's portfolio and expand its footprint in emerging sectors.​

Coinbase is actively considering applying for a U.S. federal bank charter, a move that could fundamentally reshape its role in the financial system and deepen its integration with traditional banking infrastructure.