#AI in #Fintech: How Mathematical Models, Machine Learning and #GenerativeAI Are Shaping the Industry Why we believe fintech benefits from both emerging AI capabilities and long-standing analytical models, supported by uniquely rich datasets. buff.ly/cn1AWEb #FinServ #Banking

5 trends that shaped the credit union industry in 2025 Despite what was in many ways a tumultuous year, credit unions added members, loans and deposits according to the NCUA's most recent quarterly statistics. www.americanbanker.com/news/five-tr... #FinTech #FinServ #Banking

#FinTech Funding Jumps 25% on Prediction Market Interest Financial technology companies worldwide raised $55.94 billion from venture groups during 2025 www.pymnts.com/news/fintech... #FinServ #Banking #VCFunding

The top 5 legislative battles waiting for Congress in 2026 Most 2026 fights center on tech and #Cryptocurrency, as well as deregulation and deposit insurance. www.americanbanker.com/news/the-top... #FinTech #FinServ #Banking

#AI in #FinTech: Separating the show from the work Fintech’s AI moment in 2025 exposed the gap between demos and real impact. Operational AI, not pilots, is reshaping finance workflows and decision-making www.fintechweekly.com/magazine/art... #FinServ #Banking

Mobile wallet trends for banks to watch in 2026 Move over physical cards, mobile wallets continue to gain traction, upping the ante for banks to remain competitive. www.americanbanker.com/payments/new... #FinTech #FinServ #Banking #Payments #PayTech

Don't underestimate the marketing might of 'kid stuff' National ad campaigns are impressive. But few things create more goodwill or lasting impact than visible, hands-on support of a community's youth, no matter the size of the bank, writes Dave Martin. buff.ly/OLnxQR5 #FinTech #FinServ #Banking

Democrat Renee Hardman wins Iowa state Senate seat, blocking GOP from reclaiming a supermajority apnews.com/article/iowa... #VoteBlue

Two #CyberSecurity employees plead guilty to carrying out ransomware attacks The pair targeted several companies with ALPHV / BlackCat ransomware and extorted $1.2 million in #Bitcoin. www.theverge.com/news/851467/... #BTC #Tech

The coming year will be pivotal for the Federal Reserve Throughout 2025, the Trump administration has sought to exert influence over the Federal Reserve's monetary policy, and that pressure is unlikely to subside in 2026. www.americanbanker.com/news/the-com... #FinTech #FinServ #Banking

Conditional approval of a national bank charter used to be a virtual guarantee that an institution would open its doors. But the OCC's recent treatment of Erebor Bank suggests that banks with conditional approvals still have work to do buff.ly/JvLJ33s #FinTech #FinServ #Banking

Most-read technology articles of 2025 Articles about data breaches, outages and fraud were among the best read American Banker stories this year. Readers also clicked on stories about the neobank Chime, Capital One and Navy Federal Credit Union. buff.ly/wHjqWaX #FinTech #FinServ #Banking

US government employee shares photo of shocking scene at workplace: 'Unfortunately, I don't think this is a unique story' Where DOGE? Oh right, they already scammed us. www.yahoo.com/news/article... #Tech #Kakistocracy

The OpenAI Alum who coined 'vibe coding' now says he's never felt more behind as a programmer www.businessinsider.com/openai-found... #VibeCoding #Tech

OCC moves to limit toughest standards to megabanks The OCC is proposing relaxing its toughest category of supervision, limiting the heightened prudential standards to only the very largest firms. www.americanbanker.com/news/occ-mov... #FinTech #FinServ #Banking

OceanFirst to buy Flushing, raise $225M from Warburg Pincus The deal is expected to create a $23 billion company with operations focused around New Jersey and New York. www.americanbanker.com/news/oceanfi... #FinTech #FinServ #Banking

With 50% of consumers able to detect #AI-generated content, Foleon's Penny Warnock (brand content specialist) explores how to use AI for efficiency whilst maintaining authenticity through personalized, human-centric content. buff.ly/6DgiDFZ #DigitalMarketing

From cafés to Pokémon Go, banks rethink physical spaces Banks across the U.S. are repurposing their buildings as everything from cafés to community rooms. Critics say some examples are against the law. www.americanbanker.com/news/from-ca... #FinTech #FinServ #Banking

The Surprising Advertising Strategy #AI Companies Are Investing in to Stand Out The AI race may be digital, but the frontlines of its marketing wars are in the real world. www.inc.com/marty-swant/... #DigitalMarketing

There is a narrow window of opportunity for banks to position tokenized deposits as an alternative to stablecoins for customers seeking the convenience of cheap, blockchain-enabled payments, writes James White, of EngageFi. buff.ly/pJ0nMo8 #FinTech #FinServ #Banking #Payments #PayTech

Meta just bought Manus, an #AI startup everyone has been talking about The tech giant is paying $2 billion techcrunch.com/2025/12/29/m... #Tech

How Bond Markets Could Keep Mortgage Rates High Mortgage rates could stay high in 2026 even if the Fed cuts interest rates, limiting relief for homebuyers and businesses. www.investopedia.com/what-the-bon... #FinTech #FinServ #Banking

Fintech IPOs made a major comeback in 2025 after waiting through a capital markets freeze, early year tariff uncertainty and a fintech slump in 2023. Top 5 fintech IPOs of 2025 www.americanbanker.com/news/top-5-f... #FinTech #FinServ #Banking

As #DigitalAssets move into mainstream wealth planning, tax and regulatory clarity is becoming central to institutional adoption. buff.ly/ePchRu4 #FinTech #FinServ #WealthTech #WealthManagement #CryptoCurrency

The US and UK are redrawing the digital dollar (and pound) borders buff.ly/4PQXeyT #FinTech #FinServ #Banking #Payments #PayTech

Emerging Greater Bay Area Workforce Retains Strong Interest in #Fintech, with #AI Skills Leading the Wish List: Bloomberg Survey www.bloomberg.com/company/pres... #FinServ #Banking

Fintech’s next chapter: The trends expected to shape 2026 #EmbeddedFinance, #Stablecoins, and #AgenticAI are some of the technologies fintech leaders expect to see grow in prominence in 2026. tech.eu/2025/12/29/f... #FinTech #FinServ #Banking

My latest piece for The Financial Brand looks at how bank technology is actually stacking up across the industry and what’s delivering real value versus noise. thefinancialbrand.com/news/banking... #FinTech #FinServ #Banking

Why it’s time for the UK’s fintech stars to list in London Bank stocks are loved in this country and with government backing and talented management teams, the homegrown grass is looking greener www.thetimes.com/business/com... #FinTech #FinServ #Banking

A solid look at how fintech is contributing to economic growth through access to capital and support for underserved entrepreneurs. The impact here is practical and measurable. buff.ly/8GgBgBr #FinTech #FinServ #Banking

Why CIOs must lead #AI experimentation, not just govern it venturebeat.com/technology/w... #Leadership #Strategy

We might finally know what will burst the #AI bubble Many experts and analysts are warning that the AI industry is overvalued and heading for a crash. But why? www.sciencefocus.com/future-techn... #LLMs #GenerativeAI

Top 10 payment stories of 2025 Articles about #Stablecoins, scams, fintechs, premium credit cards and #OpenBanking were just some of the topics that struck a chord with American Banker subscribers in 2025. www.americanbanker.com/payments/new... #FinTech #FinServ #Banking #Payments #PayTech

The five biggest bank M&A deals of 2025 There were more bank M&A deals in 2025 than in the past three years, and the combinations were generally more valuable. www.americanbanker.com/news/the-fiv... #FinTech #FinServ #Banking

How Brian Peret went from inmate to #AI academy director A job-simulation academy turns nontraditional candidates into AI-ready hires. www.americanbanker.com/news/how-bri... #FinTech #FinServ #Banking

2025 quietly rewrote the rules of banking. Not through hype, but through shifting expectations, competitive pressure, and execution gaps. My year-in-review looks at what this year actually revealed about where banking is headed next. www.alexrjimenez.com/post/2025-ye... #FinTech #FinServ #Banking

FHLB borrowing share stayed range-bound in 2023 for most www.americanbanker.com/news/governm... #FinTech #FinServ #Banking

Congress must create legal clarity for decentralized #Blockchains Until lawmakers create a foundation for allowing legally recognized entities like LLCs and nonprofits to govern these networks, adoption will be incomplete, writes Gergory Schneider. buff.ly/hFYX7a6 #FinTech #FinServ #Banking #DLT

UBS Executive Mike Dargan Appointed CEO of N26 to Lead Next Chapter of Growth The appointment remains subject to regulatory approval by the German financial regulator, BaFin. thefintechtimes.com/ubs-executiv... #FinTech #FinServ #Banking

The Funnel Is Not Flat: Designing Creative For Multi-Persona Journeys www.forbes.com/councils/for... #DigitalMarketing #ContentMarketing

The seven largest banking data breaches of 2025 Supply chain vulnerabilities emerged as the primary vector for banking breaches in 2025, often bypassing direct institutional defenses. www.americanbanker.com/news/the-sev... #FinTech #FinServ #Banking #CyberSecurity

Why 2026 belongs to multimodal #AI The text-based era of interacting with AI is over. www.fastcompany.com/91466308/why... #LLMs #Innovation #Tech

Crypto exchange Coinbase (COIN) joins Nasdaq (NDAQ) and S&P Global (SPGI) as 2026 fintech picks The crypto exchange’s tokenization, AI tools, and stablecoin revenue help it stand out in ‘transition year’ for crypto equities, said Clear Street's Owen Lau. buff.ly/BFnVkGk #FinTech #FinServ #Banking

Shinhan Card, one of the South Korea’s top credit card issuers, reported a massive data leak Tuesday. The Seoul-based company said more than 190,000 cases of potential data exposure have been identified buff.ly/6V5FWps #FinTech #FinServ #Banking #Payments #PayTech #CyberSecurity

OCC proposing interest on escrow preemption moves The Office of the Comptroller of the Currency is looking for feedback on two proposals asserting preemption in interest on escrow accounts used in real estate lending. www.nationalmortgagenews.com/news/office-... #FinTech #FinServ #Banking

Trust Wallet confirmed that a compromised Chrome extension update released on December 24 led to $7 million in stolen cryptocurrency after users reported their wallets drained. www.bleepingcomputer.com/news/securit... #CyberSecurity #CryptoCurrency #FinTech #FinServ

What Fintech Can Learn From Neopets’ Mini Economy www.forbes.com/sites/pamkau... #FinTech #FinServ #Banking

For those of us that chose a Google Account name when we were used to throwaway names this is good news: Google To Let Users Change Gmail Address — What You Need To Know www.forbes.com/sites/daveyw... #Internet #eMail #CyberSecurity

With pennies scarce, Treasury weighs in on rounding prices The abrupt cancellation of the penny sparked confusion among banks, businesses and consumers. www.americanbanker.com/news/with-pe... #FinTech #FinServ #Banking #Payments #PayTech

With the pace of bank mergers rivaling consolidation among wealth managers, David Chubak at Edward Jones thinks many small cities and towns risk becoming virtual "banking deserts." buff.ly/TkwJOE5 #FinTech #FinServ #Banking #WealthTech #WealthManagement