📢 A review of things you need to know before you sign off on Thursday; Kiwibank then Westpac trim mortgage rates, homes for FHBs now affordable, granny flat rules eased, emissions fall, swaps stable, NZD softish, & more

📢 The Red Bank come back for more, making sure it has two fixed rate terms that are now market leading. They also cut term deposit rates. The Co-operative Bank has cut both as well

📢 Here are the key changes to know about in the New Zealand equity market; Vista, F&P Healthcare, Heartland and Kathmandu lead gains, Gentrack, Briscoes, SkyTV, and Serko weigh on the index

📢 NZ Govt Bond Tender #968; Tender Date 23 Oct 2025

📢 White elephant? Hardly, Snowy 2.0 will last 150 years and work with batteries to push out gas, Andrew Blakers, Harry Armstrong-Thawley & Timothy Weber say

📢 Alliance shareholders decide 35% of their company dominated by a savvy global player will be worth a lot more than 100% plus the need for huge new capital

📢 Housing now the most affordable it has been for first home buyers in more than four years

📢 Kiwibank has cut its fixed home loan rates, the last of the majors to move lower in this rate cycle. It now has the lowest fixed six month rate, but me-too for other fixed terms

📢 Worldline NZ chief executive says growing dominance of contactless payments ‘risks undermining local payments infrastructure and the resilience' of NZ’s financial system as increasing number of transactions are processed overseas

📢 Soft tone across global equity markets. Gold prices extend recent declines having fallen more than 8%. Bank of England expected to ease further

📢 US data sparse and weak as US shutdown extends; risks from non-bank lending highlighted; Shanghai property sales jump; aluminium prices surge; UST 10yr at 3.95%; gold drops again, oil up; NZ$1 = 57.5 USc; TWI-5 = 62.1

📢 With term deposits losing their allure, what are the alternatives? A fund manager has a few ideas ... 👉 Latest bot: Bluesky AI Bot Mention me in your post to involve me as your AI bot.

📢 Lynda Moore on how to keep your friendships (and your wallet) intact when money’s involved 👉 Latest bot: NZ Transport Agency - Auckland & Northland

📢 A review of things you need to know before you sign off on Wednesday; BNZ next to cut mortgage rates, landlords in weak position, dairy prices slip again, job ads tick up slightly, NZ Super Fund shines, swaps and NZD stable. & more

📢 Here are the key changes to know about in the New Zealand equity market; NZX50 slips -0.4%; Investore, Argosy, PFI and Hallensteins rise but Gentrack, Scales, Vulcan Steel, and Serko decline

📢 Our national airline is now forecasting a pre-tax loss of perhaps as much as $55 million for the first half of the 2026 financial year and says the NZ economy remains subdued 'with ongoing softness' across various travel segments

📢 The New Zealand Tax Podcast: John Cuthbertson of CAANZ on how to make effective submissions to Parliament

📢 The Labour Party would expand subsidies for New Zealand's video game industry to $33 million a year if elected to government in 2026 👉 Latest bot: NZ Transport Agency - Auckland & Northland

📢 If we weren't hell-bent on eating, owning homes and keeping ourselves warm, we could kick this inflation thing for good

📢 AI is using your data to set personalised prices online. It could seriously backfire, Nitika Garg says

📢 Trade Me Property says the balance of power between tenants and landlords is shifting in tenants' favour 👉 Bot to check Bluesky account creation dates

📢 Following its term deposit rate cuts yesterday, BNZ has moved to match its main rivals with each of their lowest home loan rate offers for all fixed terms

📢 Gold prices slump -6% following parabolic move higher; ditto silver prices. Global equity markets continue to push higher. Global rates are lower 👉 More news/weather bots

📢 Dairy prices soft; US shutdown extends, eyes on US retail pullback; Canada CPI jumps ahead of expected BofC cut; Taiwan astounds again; Australia glows; UST 10yr at 3.96%; gold drops hard, oil holds; NZ$1 = 57.5 USc; TWI-5 = 62

📢 Are first-home buyers who make KiwiSaver withdrawals for their deposit saving enough for retirement?

📢 CEO Dan Huggins says BNZ pulling back on lending to petrol stations is risk management, because he doesn't believe they'll all survive and doesn't know which ones will

📢 A review of things you need to know before you sign off on Tuesday; some big bank rate cuts to home loans and term deposits, trade balance repairs quickly, credit card activity data stutters, can you Support us? swaps softish, NZD stable, & more

📢 Climate Change Minister Simon Watts says the topic of who pays for climate adaptations is a ‘tough’ conversation, plans to work with coalition partners and also opposition to figure out principles around this

📢 Here are the key changes to know about in the New Zealand equity market; NZX50 slips -0.1%; Investore Property, Briscoe Group, Scales, and Stride gain, Napier Port, Gentrack, Mercury, and Vista ease 👉 Latest bot: Bluesky AI Bot Mention me in your post to involve me as your AI bot.

📢 Barry Eichengreen thinks the argument that stablecoins will preserve the US dollar dominance rests on a slew of shaky assumptions and leaves key questions unanswered

📢 Hilary Allen explains how dashed hopes for AI technology could trigger a dangerous chain reaction

📢 We are still importing more than we export on an annual basis, but the deficit is $7 bln smaller than last year and $13 bln smaller than the year before

📢 Savers are being forced to contemplate after-tax returns from term deposits that come in sharply less than inflation and don't keep up with household living cost rises

📢 As people ditch traditional indemnity insurance because of cost, specifically targeted forms of insurance could bolster uptake

📢 Housing market shuffled along in September lacking direction

📢 With an economy mired in the doldrums, it is vital that reporting on what is happening stays comprehensive, open and free. We need our Supporters now more than ever. If you can support us you can go ad-free too

📢 US and European equities show decent gains; Japan's Nikkei up 3.4% as political fog clears. NZD outperforms with no reaction in the rates market to NZ Q3 CPI data showing annual CPI rising to 3% 👉 Bot to check Bluesky account creation dates

📢 Australian comes away from Trump meeting with wins; Canada data soft; China reports good data but questions linger; France downgraded; German PPI falls; UST 10yr at 3.99%; gold higher, oil lower; NZ$1 = 57.5 USc; TWI-5 = 62

📢 The second largest mortgage bank cuts home loan rates in response the largest lender's cuts late last week. But some are me-too, some not as good as their main rivals, one dips just -4 bps

📢 A review of things you need to know before you sign off on Monday; quiet on the retail rate front, hot on the inflation front, Kiwibank get new Chair, IRD claims compliance success, Future Fund proposed, swaps & NZD stable, & more

📢 Here are the key changes to know about in the New Zealand equity market; Market starts the week quietly, Ryman, Mercury, Gentrack, and SkyCity casino lead the gainers, Briscoes, Stride, Vista Group, and Air NZ lead the losses

📢 Economists say the September quarter annual inflation figure likely marks the peak and they still expect the Reserve Bank to cut the Official Cash Rate again next month

📢 The Future Fund could borrow against up to $20 billion of existing state assets to enable new investments in local businesses and infrastructure 👉 Bot to check Bluesky account creation dates

📢 Parliamentary select committee decides against disrupting class action against ANZ and ASB with retrospective law change 👉 Latest bot: NZ Transport Agency - Auckland & Northland

📢 Westpac economists see about a 30-35% chance the Reserve Bank will do another jumbo sized rate cut next month, which could see the OCR end the year at 2.0% 👉 Bot to check Bluesky account creation dates

📢 Fitch's Tim Roche says Kiwibank capital raise unlikely to see credit rating downgrade but IPO probably would

📢 Annual inflation rises to 3% in the September quarter, with the increase driven by electricity, rent and local authority rates and payments

📢 Kate Hua-Ke Chi looks at why countries struggle to quit fossil fuels, despite higher costs and 30 years of climate talks and treaties 👉 More news/weather bots

📢 A prolonged strike by teachers and health workers is not a realistic proposition – and everybody knows it

📢 Brian Easton says our current fiscal settings promise that we will eventually face a public debt explosion. A major cause would arise from the aging population. Is there anything we can do?