Britons are paying even more taxes on their income and capital gains than the French or Germans, with the burden climbing to the highest in nearly half a century. buff.ly/kOuTDR3

The FCA has launched 'firm checker', a tool designed to help consumers avoid investment and pension-related scams, following research indicating that approximately 800,000 people reported financial losses to such scams in the year leading up to May 2024. buff.ly/j0PTDBv

Around 83,000 more Brits returned to UK than expected — what does this mean? buff.ly/CYl54pn

According to a Bank of England deputy governor, the UK Chancellor's Budget is projected to decrease inflation by 0.5% starting in April 2026, as announced to the Commons' Treasury committee. buff.ly/8IJVANh

The Financial Conduct Authority has set out plans to increase retail investment in the UK, which includes setting a “clearer boundary” between retail and professional investors to aid risk culture. buff.ly/dgVl57p

FCA to free £10m-plus clients from shackles of consumer duty Clients above a £10m threshold will be allowed to opt out of retail protections in a proposed regulatory overhaul of client categorization.

Average mortgage rates hit their lowest levels since September 2022 buff.ly/kFMzYxX

A government minister has given a clue about how high-value homes will be valued for the impending Mansion Tax that was announced in the Autumn Budget. A new High Value Council Tax Surcharge on homes worth £2m or more will be introduced in April 2028. buff.ly/i0DzTL5

The Financial Conduct Authority is set to offer start-ups provisional licenses so they can operate before meeting all the regulator’s conditions. buff.ly/Y1NkWXS

Three reasons advisers should send Christmas cards to clients. Do you agree? Do you send cards to your clients? #Christmas buff.ly/ZcBsJtA

The FCA is working with seven businesses to help them test AI safely. The AI Live Testing initiative provides participating firms with tailored support from the FCA’s regulatory team and its technical partner, Advai, to develop, assess, and deploy safe and responsible AI. buff.ly/uBkRsOK

Energy grid investment of £28bn to push up household bills buff.ly/CVEMc7V

Investigation into pre-Budget leaks is underway, MPs told. buff.ly/XtHdNEZ

British adults are hiding their outgoings on things like beauty products, gambling and cryptocurrencies from their partners as part of a pattern of "secret spending", a new report has found. #personalfinance buff.ly/jwjCSrU

Govt to take 12 weeks to reconsider Waspi redress buff.ly/Cie67FK

Nationwide: Budget ‘won’t significantly impact’ housing market buff.ly/yNNPt5r

Most high earners in 2021 will be about £28,000 worse off in total at the end of the decade from an income tax perspective as a result of frozen thresholds. Modelling by Chris Etherington at RSM UK found that this amounted to about £2,300 a year in average income tax. buff.ly/zRnM9o6

The idea of exempting certain pensioners from income tax risks creating new unfairness and complexity, according to LCP partner Steve Webb. buff.ly/fz1TkM8

Reeves’s tax raid ‘to damage growth’ KPMG says the economy will slow significantly after the Chancellor decides to freeze thresholds buff.ly/nI1fuBX

The OBR head's resignation leaves potential landmines for Reeves. Firstly, Rachel Reeves will have to find a respected and credible economist to run the OBR. buff.ly/szRMk6f

Autumn Budget 2025: An essential round-up for advisers Grab a coffee and have a read. buff.ly/kPfQ3px

FCA moves to improve transparency in ESG ratings market buff.ly/piiZMbD

Planners say cash ISA reforms won’t boost UK investing culture. Rachel Reeves, the chancellor, has announced a reduction in the amount people can put into a cash ISA from 2027.

The FCA has announced the launch of a sandbox to test its policy proposals on stablecoins. It follows the Bank of England's consultation on a regulatory regime for digital assets whose value is pegged to another asset, such as currency or gold, to maintain stability. buff.ly/k4E8kcd

Reeves denies she misled the public over the UK's finances in the run-up to the Budget buff.ly/SVbSaO2

The owner of a small pub chain in the south east of England has said his costs will rise by £62,000 per year after changes announced in the Budget.

Little things here, there and everywhere: how does the Budget affect advisers? Listen to the FT Adviser podcast buff.ly/ov1b0Gv

Reeves imposes a £60bn bigger tax raid than pledged in the manifesto. Chancellor’s ‘fully funded plan’ has amounted to a figure nearly eight times larger than promised buff.ly/AKLsURZ

Who are the winners and losers from Rachel Reeves's Budget? The Resolution Foundation think tank has produced some representative households to demonstrate the different effects the Budget might have. buff.ly/QT2mbJ6

A leading think tank has criticised the post-Budget outlook, predicting a meagre 0.5% annual increase in average disposable income over the next five years, leading to a "truly dismal" improvement in living standards. buff.ly/ZUqQqQx

How the chancellor just took a chunk out of your future pay The chancellor opted to freeze tax thresholds rather than raise the income tax rate. buff.ly/iNlu2AD

From April 2027, there will be a 2% point increase in the basic, higher and additional rates of savings income tax, raising them to 22%, 42% and 47% respectively. Most people do not save enough to fall into the income tax bracket on their savings, but that does make the system more complicated.

Advisers question why Hargreaves Lansdown got a shout-out in Budget. She also said banks will help advise savers on how to invest. However, this caused uproar among IFAs, who said she should have told people to get independent, regulated financial advice. buff.ly/aNp6whl

How the Budget will raise taxes by £26 billion by 2029-30

Budget 2025: Key points at a glance Details leaked by OBR buff.ly/XKXsAnN

Help to Save scheme to be offered to more people. An extra 1.5 million parents and carers will become eligible from 2028, and the scheme, which was due to end in 2027, will be made permanent. buff.ly/k6SzNmC

Tax rises, benefits and minimum wage. What could be in today's Budget? We already know a few things, and we'll know the rest soon enough. buff.ly/XKXsAnN

Everything you need to know about the Budget. At least we will know tomorrow and can end all the speculation. buff.ly/XKXsAnN

Views on the budget from residents and businesses in Surrey. buff.ly/JLC4U0X

BBC News has been speaking to people with a range of incomes about what they would like to see in the Budget. Interesting to see different people's priorities. #Budget2025

Rachel Reeves called on Labour MPs to unite behind her Budget and expressed her intention to remain as chancellor, emphasising that solidarity is crucial for the party to win the next election. buff.ly/elzzDKU

Reeves to announce property tax on properties worth more than £2m Budget policy is expected to raise up to £450m and hit 100,000 property owners, according to the Times. buff.ly/FgaVc6Y

If the chancellor were to extend the freeze on income tax thresholds for another two years, an extra half a million state pensioners could end up paying the tax. This means at least 9.3m pensioners paying tax, around 75% of all pensioners, compared with around 8.7m today. buff.ly/vv6poIZ

Rail fares in England are to be frozen next year for the first time in 30 years, the government has announced. The freeze until March 2027 will apply to regulated fares, which include season tickets and off-peak returns. buff.ly/TbnCO74

What can nervous businesses expect from the Budget? buff.ly/TO8mERL

Millions of households will see a slight rise in energy prices at the height of winter, after regulator Ofgem outlined its next price cap. The 0.2% increase from the current cap will take effect at the start of January and affect those on variable tariffs. #costofliving buff.ly/aHuYOB8

UK government borrowing was more than £2bn higher than expected in October, according to the latest official figures. Borrowing was £17.4bn in October, down from £19.2bn from the same month last year, the Office for National Statistics (ONS) said. buff.ly/PTck9qw

Millions more people would experience a significant decline in their retirement standard of living if the triple lock on state pensions were removed. Linking state pensions to average earnings would negatively impact 19m people; linking them to inflation would affect 26.1m buff.ly/PfKCU1f

Advisers shed 335,000 ongoing clients in consumer duty cull – FCA data.

Good for mortgages, bad for the food shop – how the inflation dip affects you. #costofliving #personalfinance #inflation buff.ly/4j4BQbV