NEW REPORT SHOWS “UNEVEN RISKS”

INSURANCE CRISIS HITS AGRICULTURAL COUNTIES

CLIMATE CHANGE POSING THREAT TO PROPERTY INSURANCE MARKET

UNPAID CLAIM LAWSUITS RISE AFTER FLORIDA “TORT REFORM”

FL HOME INSURER OF LAST RESORT SET UP “ALTERNATE LEGAL UNIVERSE” TO DENY CLAIMS

BLOOMBERG: HOME INSURANCE MIGHT BE “DOOMED”

HOMEOWNERS HIT WITH MORE RATE HIKES

TORT REFORM WON’T SOLVE THE PROPERTY INSURANCE CRISIS

CA FAIR PLAN STILL DENYING SMOKE DAMAGE CLAIMS: California’s home insurer of last resort is still denying smoke damage claims from the January wildfires, even when homes have tested positive for toxic substances.

NEW POLL: AMERICANS SEE CLIMATE CHANGE IS LEADING TO HIGHER HOME INSURANCE

NORTH CAROLINA’S RECOVERY EXPENSES ARE JEOPARDIZING FED. DISASTER AID

NEW REPORT FROM PUBLIC CITIZEN SHOWS URGENT INSURANCE REFORMS ARE NEEDED IN MINNESOTA

NEW REPORT SHOWS WILDFIRES STRAIN HOMEOWNERS AND INSURANCE INDUSTRY

NORTH CAROLINA RESIDENTS RESIDED OUTSIDE OF FEMA’S DESIGNATED FLOOD ZONE

NEW coverage from the Insurance Journal: Former California Insurance Commissioner Carries on Climate Change Crusade

FLORIDA INSURERS FINED FOR “MISCONDUCT”

INSURANCE MARKET AT RISK AS HEDGE FUNDS PILE INTO CATASTROPHE COVER

INSURANCE DESERTS: RISING INSURANCE RATES ARE THREATENING THE HOUSING MARKET

INSURABILITY CRISIS: $152 BILLION IN LOSSES

ICYMI: Florida’s Insurance “Fix” is Hurting Homeowners

NEW HOUSING AND CLIMATE RISK REPORT: A recent analysis by Realtor.com, released on Wednesday, indicates that climate-driven hazards are transforming the housing market.

ICYMI- New research from Realtor.com shows that climate-driven hazards are transforming the housing market.

CALL FOR STORYTELLERS

THE TRUE COST OF COVERAGE: New state-by-state research from Bankrate finds U.S. households spend an average of $2,470 per year on their home insurance policies, up 9% since 2023. That’s more than 3% of median household income.

ICYMI: A new article from Bankrate details the "double hit" of soaring home prices and costly insurance facing home buyers right now – along with the fact that entire regions are becoming "insurance deserts.”

CALIF. INCREASES PUT INSURANCE AT RISK FOR HOMEOWNERS

STATE LAWMAKERS REBUKE STATE FARM OVER FIRE CLAIMS HANDLING: Led by Assemblymember John Harabedian, legislators held a press conference Monday at an Altadena library in the Eaton Fire zone.

MOST CENTRAL FLORIDIANS HAVE NO FLOOD INSURANCE: With peak hurricane season nearing, only 6% of Central Florida homeowners have flood insurance.

WISCONSIN STILL WAITING FOR FEDERAL AID AFTER HISTORIC FLOODING: Thousands of uninsured and underinsured Milwaukee-area homeowners are grappling with uncertainty about federal financial assistance following major flood damage this month.

GEORGIA LAWMAKERS DISCUSS HOW TO CUT INSURANCE COSTS: Months after passing so-called “tort reform” legislation, Georgia lawmakers have established a committee to examine why insurance premiums have continued to skyrocket.

As extreme weather events escalate in both intensity and cost, property owners are feeling the burden. Homeowners and renters insurance prices have increased year over year for policyholders nationwide, with hazard policies like wildfire and flood insurance facing similar price hikes.

CALIFORNIA BILL ENSURES HOMEOWNERS RECEIVE AT LEAST SOME INTEREST ON INSURANCE PAYOUTS

MERCURY PROPOSED CONTROVERSIAL RATE HIKE IN CA

ICYMI: A new study from @Bankrate found that U.S. households spend an average of $2,470 per year on their home insurance policies, representing 3.18% of median household income. That represents a 9% increase since 2023. Bankrate further breaks down the data by state.

PUBLIC INPUT ON THE NATIONAL FLOOD INSURANCE PROGRAM (NFIP) WELCOMED

HURRICANE HELENE EXPOSES MASSIVE FLOOD INSURANCE GAP

California homeowners could soon see higher insurance bills. Mercury Insurance has filed for a 6.9% rate hike, the first under the state’s new Sustainable Insurance Strategy (SIS). If approved, homeowners could see sharp increases.

FLORIDA INSURANCE CRISIS DEEPENS AS PREMIUMS SOAR: Florida homeowners now pay the highest average home insurance premiums in the nation, over $6,000 annually, nearly quadruple the national average. This trend, driven by storm losses and insurer exits, is pricing families out of protection.

NEW YORK LAWMAKERS TO PROBE RISING INSURANCE RATES: Three New York state legislators are launching an investigation into skyrocketing homeowners insurance costs, saying that premium increases and reductions in coverage can’t be squared with the industry’s record profits.

PROBABLE FUTURES: IS THE FUTURE STILL INSURABLE?

FLORIDA NON-RENEWALS HIT HOMEOWNERS HARD

MISINFORMATION KILLS OREGON WILDFIRE RISK MAPPING

INSURERS MUST STEP UP FOR WILDFIRE SURVIVORS

NEW REPORT REVEALS HOME INSURERS PRICE BASED ON CREDIT SCORE, NOT RISK

INSURERS’ CLIMATE MATH DOESN'T ADD UP

INSURANCE INDUSTRY WARNS OF AN “UNINSURABLE” FUTURE

Your credit score may have a greater impact on your home insurance premium than your climate risk according to new research from @ConsumerFed and @cplusci

RESEARCHERS RESCUE DISASTER DATA: The Trump administration is defunding research and shutting down tools that insurers and climatologists alike depend on for accurate risk planning.

Top insurers are sounding the alarm: areas may soon become totally uninsurable. The climate crisis is hitting the insurance industry, and that has global implications. Here are some key takeaways:

In January 2025, wildfires wreaked havoc in the western U.S., with direct damage estimates ranging from $76 billion to $131 billion, but only up to $45 billion of insured losses. When it comes to flooding, the gap between damages and insurance payouts is just as striking.