Have you ever received a verification code when logging into your bank account? This is part of two-factor authentication. Scammers may impersonate trusted contacts and ask for your code. Sharing it can lead to account access and loss of savings. consumer.ftc.gov/consumer-ale...

Whether you are trying to teach your kids about finance or you want to learn more yourself, here are some common financial terms that you may come across: www.consumerfinance.gov/consumer-too...

Dreaming of making money from home? Be cautious of scammers. How to spot a job scam: -High pay for little effort? Likely a scam. -Asked to pay for starter kits or training? Legit employers don’t charge you. -Received a check and told to send money back? It’s a scam. consumer.ftc.gov/consumer-ale...

Tune in to the Scamalot Fraudcast! 🎙️Our podcast dives deep into the world of scams. Subscribe wherever you listen to podcasts to hear us interview experts as we discuss key red flags and share essential tips to protect yourself and your loved ones. Learn more here: commerce.utah.gov/fraudcast/

Got a message saying your cloud storage is full? Be cautious! - Don’t click the link! - Log in to your account using the official website, not the link in the message. - No account? If you don't have storage with them, it's a scam. consumer.ftc.gov/consumer-ale...

Cuidado con los esquemas Ponzi. Investigue la oferta y verifique la licencia antes de invertir. www.youtube.com/shorts/AG5D-...

New online "friend" asking for money? That's a scammer! Scammers create fake profiles, build your trust, make excuses for not meeting in person, and eventually ask for money. NEVER send money to someone you haven't met in person. Learn more: consumer.ftc.gov/consumer-ale...

Tune in to our latest episode of the Scamalot Fraudcast! We delve into construction fraud, unlicensed contractors, and the need to verify professional licenses. If you're planning any home repair work in the new year, this episode is a must-listen. Subscribe now on your favorite podcast platform.

Don't get tricked when looking for health insurance! Some marketers try to sell medical discount plans that aren't actual health insurance. -Always get details in writing before signing. -Research the company by searching its name along with "complaint" or "scam." consumer.ftc.gov/consumer-ale...

Catch our newest Scamalot Fraudcast episode! 🎙️This week, we discuss scamps impacting senior citizens. This episode dives into common scam tactics, including fear-based, excitement-based, and romance-based impostor scams. Subscribe now on your favorite podcast platform.

This holiday season, beware of online shopping scams! Many fake shopping sites offer tempting deals on popular items at shockingly low prices. These sites often trick you with stolen images and logos! Always do your research before buying from an unfamiliar seller. consumer.ftc.gov/consumer-ale...

It's time to start preparing for the holidays to avoid financial surprises later. Create a bill calendar to manage your monthly expenses. Learn how to get started:https://www.consumerfinance.gov/about-us/blog/budget-help-manage-your-monthly-expenses-bill-calendar/

Text scams are on the rise, and scammers are cashing in! With 98% open rates for text messages, it's easy to fall victim. Common text scams include: -Fraud alerts -Delivery problems -Unpaid tolls - Job offers -"Wrong number" messages Learn more: consumer.ftc.gov/consumer-ale...

As you wait for your Black Friday and Cyber Monday deliveries to arrive, scammers know this is their chance. You may receive a text claiming a delivery service cannot deliver your package. If you are unsure if it's legit, don't click any links. blog.commerce.utah.gov/2022/11/21/t...

What a powerful day at the AI Summit! 💡 Leaders came together to discuss shaping a "Pro-Human" future for AI yesterday, with the core message that AI must be human-guided, not human-replacing.

If you're looking to earn some extra money this holiday season, be cautious of unexpected messages offering "quick money" for online tasks. -Ignore generic job messages -Never pay for a job -Be wary of anyone offering money for positive ratings consumer.ftc.gov/consumer-ale...

Right away, @utahcommerce.bsky.social says it will seek bills in the Utah legislature to regulate AI "companions" and require metadata be disclosed on AI-generated videos: www.fox13now.com/news/politic... #utpol #Utah

It's Black Friday! If you're searching for the best deal, we want to remind you that our Division of Consumer Protection is here to help if your package never arrives or the product isn't what you expected. File a complaint at: dcp.utah.gov/complaints.h...

Join Chris Malachowsky, founder of NVIDIA, at the 2025 Utah AI Summit next week for a fireside chat about sharing insights leading in the AI landscape while prioritizing human values and innovation. Register now: aisummit.utah.gov

Join Matthew Prince, CEO of Cloudflare, at the 2025 Utah AI Summit next week for a fireside chat on AI’s greatest promises and perils. Discover how Cloudflare leverages cutting-edge infrastructure to enhance trust, safeguard global security, and preserve human agency. Register now: aisummit.utah.gov

Have questions about your neighborhood's HOA? Know your rights as a homeowner: secure.utah.gov/hoa/overview...

Catch our newest Scamalot Fraudcast episode! 🎙️This week, we discuss the evolving world of artificial intelligence and how malicious actors use it to deceive. Subscribe now on your favorite podcast platform. Learn more here: commerce.utah.gov/podcast/

Governor Spencer J. Cox kicks off the Utah AI Summit in less than two weeks! Learn how Utah is setting the national standard for responsible AI, ensuring technology empowers people, not replaces them.

Get ready for our Interactive Policy Discussions on AI! 🚀 Choose from 5 exciting topics and dive into workshops addressing key AI challenges: -AI Companions -Algorithmic Pricing -Your Data as Currency -Personalized Medicine -Learning & Education with AI

ICYMI, @utahcommerce.bsky.social is warning retailers across the state to have a plan to deal with the disappearance of pennies so customers don’t get short-changed: www.fox13now.com/news/politic... #utpol #Utah

Is cryptocurrency legitimized by pro athletes taking their salaries in it, or is it just hype? 🎙️ Tune into the Scamalot Fraudcast's latest episode as we dive deep into cryptocurrency. Subscribe wherever you listen to podcasts. Learn more: commerce.utah.gov/podcast/

Great discussion today at the Axios event on Building Utah’s Affordable Energy Future! Our Division of Public Utilities Director, Chris Parker, joined Sen. John Curtis and Lt. Governor Deidre Henderson to dive into the opportunities and challenges that impact the state’s energy landscape.

ICYMI: We have a new podcast! Read about it here: kslnewsradio.com/utah/new-pod...

Join us at the 2025 Utah AI Summit for a series of dynamic panel discussions! Engage with thought leaders and industry visionaries as we explore pivotal topics in AI: 🔹 Impact of AI on the Workforce: Discover how AI is reshaping job roles and what it means for the future of work.

We’ve launched a podcast! 🎙️Tune into the Scamalot Fraudcast as we dive deep into the world of scams and highlight key red flags. Subscribe wherever you listen to podcasts to hear us interview experts on everything from AI to construction fraud. Learn more: commerce.utah.gov/podcast/

Beware of "discounted services" scams! Scammers pretend to be from phone, TV, or internet companies and offer service discounts. The catch? They demand immediate payment with a gift card to "secure" the offer. It's a scam! Gift cards are for gifts, not for payments. consumer.ftc.gov/consumer-ale...

🌟 This year's Utah AI Summit (hosted by @utahcommerce.bsky.social) features 2 @utah.edu speakers: Penny Atkins, our director of research & science, and Masood Parvania, director of the Utah Smart Energy Lab & professor of electrical & computer engineering. Learn more: aisummit.utah.gov

Knowing which documents to keep and which to shred is key to protecting your personal info. Keep for a year: Bank statements, pay stubs, medical bills, utility bills Keep for 3 years: Tax returns, related documents. Read a detailed list: consumer.ftc.gov/consumer-ale...

Learn how to spot a debt collector who is mistreating you. They can't harass you. They can't lie. They can’t publicly share your debts. Before agreeing to pay anything, get “validation information” to ensure you owe the debt. Learn more: consumer.ftc.gov/consumer-ale...

Calling all small to mid-sized business owners and entrepreneurs in Utah! Join us for the Pre-Summit Hackathon: Business Builders & AI on December 1, from 9-3 This is your opportunity to collaborate with AI experts and address challenges faced by local businesses. 🔗 Register today: aisummit.utah.gov

Don't fall for tricksters this Halloween! 👻🎃 Remember, never open suspicious emails or click on spooky links. Keep your personal information locked up tighter than a crypt and know how to recognize a phishing scam: consumer.ftc.gov/consumer-ale...

Buying your first home is exciting, but saving up for the down payment can be challenging. You may have heard you need 20%. Actually, you can choose how much to put down. Some mortgage options allow you to make a smaller down payment. Find what works for you: www.consumerfinance.gov/about-us/blo...

Sadly, older adults are losing millions to scammers posing as trusted government agencies or businesses. Stay safe by resisting the urge to act quickly, visiting official websites to verify authenticity, and blocking unwanted calls. Learn more: www.ftc.gov/news-events/...

If you have student loans, scammers may try to trick you. They often use official-sounding names and pressure you to act fast to "save" on payments or get "loan forgiveness." Remember: -You don't need to pay to get help -Never share your FSA ID or account password consumer.ftc.gov/consumer-ale...

Seniors, stay safe online! Phishing scams pose a significant threat. Fraudsters attempt to steal your personal and financial info through fake emails, texts, or calls. Protect yourself: -Don't click on suspicious links -Verify the sender -Never share personal info consumer.ftc.gov/consumer-ale...

Excitement is brewing for the 2025 Utah AI Summit! Join leaders from all sectors as we explore the future of AI. 🌐 Register by Nov. 1 to save $50. Dive into dynamic discussions, workshops, and networking. Secure your spot today: www.aisummit.utah.gov

Are you using social media to learn about investing? Be careful! Scammers can quickly contact many people and post information that looks credible. They build fake relationships and create realistic-looking scams to steal money. Learn more: consumer.ftc.gov/consumer-ale...

Got a "FINAL NOTICE" letter from a bank with a "refund check" attached, urging you to call immediately? It might be a scam! Before calling: -Look up the phone number and bank's name online with "scam" or "complaint." -Contact the bank using a number you know is real. consumer.ftc.gov/consumer-ale...

Seniors, don't be convinced to get a reverse mortgage by ads alone. Before committing, here are three things you should consider: www.consumerfinance.gov/about-us/new...

Watch out for scam texts about package deliveries! Scammers want you to click links that lead to fake websites where they'll steal your personal and financial info. •Verify delivery info directly on the retailer's site •Block unknown senders •Report unwanted texts consumer.ftc.gov/consumer-ale...

Mark your calendars! Utah is hosting its 2025 AI Summit, "Utah's Pro-Human Leadership in the Age of AI," on Dec. 1-2. Join visionaries and industry leaders for groundbreaking conversations about how Utah is leading the way in prioritizing pro-human values within AI. 1/3

Protect thyself against crypto scams. Before investing, do your homework. Thoroughly research the person or organization you're considering sending money to.

Pet owners, beware of scammers pretending to be from animal shelters, claiming a car hit your pet, and demanding payment to help them. Always: •Call the shelter using their official number. •Be wary if the caller asks you to pay in cash, gift cards, or crypto. consumer.ftc.gov/consumer-ale...

Mobile payment apps are a convenient way to send money. Unfortunately, scammers use them. Always: •Secure account with a PIN •Double-check recipient’s info •If you receive an unexpected request from someone you know, speak with them before sending money consumer.ftc.gov/articles/mob...

Are you looking for some help funding educational programs on land use laws? Our Office of the Property Rights Ombudsman administers the Land Use Training Fund, which awards reimbursement grants to individuals who provide land use training. Learn more: propertyrights.utah.gov/land-use-tra...