This week’s Pensions Goth blog examines the FCA’s proposals for interactive pension tools and their implications for people with complex working lives. pensionsresearch.co.uk/interactive-...

This week on Pensions Goth: why students can explain a Dungeons & Dragons campaign in perfect detail but struggle to picture retirement — and what that tells us about making long-term saving feel real. pensionsresearch.co.uk/dungeons-dra...

An interview with Gareth Stears about a new way to structure the state pension using annuity factors. Could this be a fairer settlement? pensionsresearch.co.uk/could-annuit...

I'm joining Sky News at 17:35 tonight to unpack the Budget’s salary sacrifice changes, what’s changing, who’s affected, and what it means for pension saving.

This week’s Pensions Goth blog explores why short-term Budgets keep shaping long-term pensions, creating uncertainty and driving behavioural shifts, and looks at alternatives such as using the new Pensions Commission and reducing ad hoc Budget changes. pensionsresearch.co.uk/budgets-are-...

Today’s Pensions Goth blog digs into the clash between human instinct and pension saving, and why policies that work with our brains, like AE and higher defaults, deliver far more than education alone. pensionsresearch.co.uk/long-live-th...

Today’s Pensions Goth blog looks at the financial impact of gambling, and why it deserves more attention in discussions about saving, debt and long-term security. pensionsresearch.co.uk/why-gambling...

Today’s Pensions Goth blog looks at the financial impact of gambling, and why it deserves more attention in discussions about saving, debt and long-term security. pensionsresearch.co.uk/wp-admin/pos...

Today’s Pensions Goth blog asks whether it’s time for a National Insurance plan for care, because some costs are simply too big for individuals to bear alone. pensionsresearch.co.uk/we-need-a-na...

From water scarcity to supply chain shocks, nature risk is already hitting portfolios. Today’s Pensions Goth asks: how should pension schemes respond? pensionsresearch.co.uk/nature-inequ...

Today’s Pensions Goth blog (a little late!) explores how AI is already reshaping financial advice, not tomorrow, but right now, and why the biggest risk isn’t robots taking over, but algorithms quietly rewriting what people understand about pensions. pensionsresearch.co.uk/ai-advice-an...

Today’s Pensions Goth blog asks whether we’ve lost sight of the philosophy that once underpinned our welfare system, Beveridge’s vision of support “from cradle to grave.” pensionsresearch.co.uk/fairness-phi...

Today’s Pensions Goth Blog asks: are we overlooking the UK stock market? Reforms focus on private markets, but listed equities still drive growth and could anchor pensions closer to home. pensionsresearch.co.uk/dont-forget-... @williamw1.bsky.social

Help us understand more about how people learn! Circulate this survey link to any family and friends who use social media! s.surveyplanet.com/ngd1035n

Today's Pensions Goth Blog explores what happens when life expectancy stalls but the State Pension Age keeps rising. pensionsresearch.co.uk/stalled-long...

Today’s Pensions Goth Blog explores how financial influencers are shaping the way people think about pensions and later life – and why understanding this is vital for future reforms. pensionsresearch.co.uk/why-we-are-s... s.surveyplanet.com/ngd1035n

Help us! DSPR is running a survey on how influencers shape views on later life. Your answers will help tackle misinformation & improve engagement. Please share with anyone who follows influencers! s.surveyplanet.com/ngd1035n

Are pension freedoms giving people a vital safety net — or encouraging early exits from work? Today’s Pensions Goth blog explores how flexible access may be shaping economic inactivity among older workers, and what this means for future retirement incomes. pensionsresearch.co.uk/is-economic-...

Today’s Pensions Goth blog explores whether people who must leave work early because of disability or caring should be able to claim their State Pension before State Pension age, and what lessons we can learn from other countries. pensionsresearch.co.uk/mind-the-gap...

Today’s Pensions Goth blog explores why DC cannot simply copy the LGPS model, and asks how scale, pooling and value frameworks must adapt if DC is to play a bigger role. pensionsresearch.co.uk/why-dc-strug...

Today’s Pensions Goth Blog looks at IFM Investors’ report on modern slavery in investment portfolios, and why this matters for pension schemes as long-term investors. It covers the risks, challenges of detection, and practical steps to drive change. pensionsresearch.co.uk/modern-slave...

Today’s Pensions Goth Blog explores the reality behind pensioner poverty, challenging assumptions that all older people are financially secure. It looks at who is most at risk, and why averages don’t tell the full story. #TripleLock #RetirementIncome pensionsresearch.co.uk/beyond-the-h...

Today’s Pensions Goth blog explores how proposed disability benefit reforms will disproportionately affect older people, despite ministerial claims, with data showing rising poverty risks and limited work options for those in their 50s and 60s. pensionsresearch.co.uk/disability-b...

Today’s Pensions Goth blog explores whether the new Pensions Commission is forgetting the people behind the system. While the Commission rightly focuses on adequacy, fairness and risk, it risks missing how real lives shape pension outcomes over time. pensionsresearch.co.uk/where-are-th...

I’ll be on BBC Radio Cumbria tomorrow at 7:40am, talking about State Pension age rises, caring, health, working-age benefits, and pension savings. Big topics – and ones we need to talk about more. #Pensions #StatePensionAge #Carers #BBCCumbria

Today’s Pensions Goth blog asks: is the triple lock a red herring? It’s been painted as the villain behind rising State Pension costs, but the real drivers are inflation and demographics, and we urgently need a long-term target before we scrap it. pensionsresearch.co.uk/is-the-tripl...

I’ll be on BBC Radio 4’s Money Box tomorrow at 3pm, talking to #SteveWebb about women and pensions. We’ll be looking at why women get lower pensions, how the system works, and what you can do to improve your retirement prospects. #MoneyBox #BBCRadio4 @stevewebb1.bsky.social @radio4.bsky.social

Today’s Pensions Goth blog explores whether pension schemes need collective support to deal with growing ESG and political risks, especially in the US. pensionsresearch.co.uk/do-we-need-a...

Today's pensions goth explores the risks of setting a State Pension target without clear, consistent measures, and how statistical choices can distort pension adequacy. pensionsresearch.co.uk/we-need-an-i...

This is Fascism - Robert Reich robertreich.substack.com/p/this-is-fa...

Today’s pensions goth blog explores how the shortage of affordable housing is driving systemic problems, from poor quality homes to increased private renting in later life. pensionsresearch.co.uk/the-hidden-c...

Today’s blog argues that the pensions industry’s lack of collaboration creates inefficiencies and inconsistent outcomes for members. It suggests working together on defaults and retirement models could improve member outcomes and reduce duplication. pensionsresearch.co.uk/a-failure-to...

In this week’s blog, I talk to Joe Craig of Quietroom about why so many pension schemes are chasing engagement without asking what it’s really for. We explore how schemes can move beyond noise and box-ticking to genuinely connect with their members. pensionsresearch.co.uk/the-problem-...

This week’s Pensions Goth blog considers how recent changes to the Winter Fuel Payment have expose wider challenges in ensuring adequate support for pensioners facing high energy costs. pensionsresearch.co.uk/winter-fuel-...

I’m forward to talking on Sky News at 15:30 about winter fuel payments! :-)

Today's pensions goth blog looks at how chronic underfunding of government IT leads to poorer people - citing state pension underpayments as a key example. #SteveWebb #StatePensionUnderpayments pensionsresearch.co.uk/neglected-go...

In today's pensions goth blog, I talk to the inspirational Janette Weir of Ignition House about the work that companies are doing on flex first/fix later products. pensionsresearch.co.uk/janette-weir...

Today's pensions goth blog reflects on globalisation, our differences and similarities and where we are all grappling with problems. pensionsresearch.co.uk/flying-acros...

Today's pensions goth blog explore the growing power of the influencer and asks how we can keep up with and regulate this source of information and advice. pensionsresearch.co.uk/are-finfluen...

Today's pensions goth blog reflects on FCA's consideration of early access to pensions for house purchase, and urges that we consider the potential impact on retirement income and the market. pensionsresearch.co.uk/roof-today-r...

Today's pensions goth blog reflects on the relationship between Easter and pensions - and the fall of an empire: from Pilate to automatic enrolment. Happy Easter! pensionsresearch.co.uk/pensions-pil...

Friday pensions goth blog! This week’s pension goth blog is about the impasse brought about by value for money and the tension between business and regulation. pensionsresearch.co.uk/vfm-who-will...

Big investors look to sell out of private equity after market rout www.ft.com/content/b7c5... We might need to work harder to achieve Mansion House goals...

Friday pensions goth blog: pensionsresearch.co.uk/closing-the-...

Torsten Bell says that the Government are going ahead with small pots consolidation - just now at TUC conference. Does this mean we will see legislation for multiple default consolidators in the Pensions Bill?

Pensions Goth blog: Lord Davies on pensions inheritance tax - closing the loophole! pensionsresearch.co.uk/lord-davies-...

Friday pensions goth blog pensionsresearch.co.uk/benefit-cuts...

Friday pensions goth blog Richard Smith on why we may never see private sector dashboards, and what we could do instead! pensionsresearch.co.uk/the-regulato...

Friday pensions goth blog! pensionsresearch.co.uk/industry-gov...

81% of students think climate change is more important than growing savings - will they still think so over time if they see default funds growing more quickly than sustainable funds? What can we do to boost sustainable investment? www.professionalpensions.com/news/4410432...