Our Highlights from 2025 and Coming Attractions for 2026 bit.ly/4jKCDYQ

"Retirees Face Steady Stream of Financial Shocks, with Many Short on Cash Buffers" bit.ly/4qQs1tA #EconSky

Nominations are now open for @businessinsider.com's first Rising Stars of Longevity list. The list will highlight people of all ages doing impactful work in the longevity space. Nominate someone and learn more here: bit.ly/4qM9Ntb #EconSky

Applications are open for the 2026 National Academy of Social Insurance Summer Internship Program. This program offers outstanding graduate and undergraduate students the opportunity to gain hands-on experience in social insurance policy. Learn more: bit.ly/4btHN9i #EconSky

"Why Does Australia’s Retirement System Outrank America’s?" latest @marketwatch.com blog post by CRR senior advisor Alicia Munnell: #[on.mktw.net/4qeihcU

Two recent reports on family caregivers capture the size and nature of caregiving activity. The duration of caregiving ranges considerably with a quarter having provided care for less than half a year and 15 percent for 10 or more years. bit.ly/4qcCWxO #EconSky

Two recent reports on family caregivers capture the size and nature of caregiving activity. bit.ly/4qcCWxO #EconSky

What We’re Reading Now A hand-picked list of recommendations from CRR researchers. Featuring articles on how affordability has changed what we buy, if stocks are a better bet than Social Security, and how households respond to the expanded eligibility of HSAs. bit.ly/4sksnKC #EconSky

Unexpected expenses could be a source of financial stress for which many retirees are unprepared. Our results show that the typical retired household spends 10 percent of income on unexpected expenses in a normal year. bit.ly/4jqpvYN

New CRR Brief: "How Much Are Emergency Expenses for Retirees and Are They Prepared?" #[bit.ly/4jqpvYN @aarp.org

"7 Numbers Shaping Retirement in 2026" nyti.ms/3N3Fwrnv @nytimes.com @retirementrevised.bsky.social

"State Auto-IRA Programs Lead to More Employers Offering Plans" bit.ly/4q7iUoF #EconSky

As 2025 comes to a close, please consider donating to support the Center's timely research. Our work helps improve lifelong financial security with a focus on ensuring sufficient resources for retirement. Thank you for being a part of our community! bit.ly/4i6h2Jr

"How to Talk to Participants About Cybersecurity" bit.ly/3YAihHM #EconSky

New Squared Away Blog: "Aging Event Highlights Ways to Improve Senior Care Worldwide" bit.ly/3YwpGIe #EconSky

Aging Event Highlights Ways to Improve Senior Care Worldwide Service professionals share insights on running a care facility or program. bit.ly/3YwpGIe #EconSky #Conference

"Many young adults can’t buy a house — and they’ll pay for it in retirement" latest @marketwatch.com blog post by CRR senior advisor Alicia Munnell: on.mktw.net/3KWjs1c #EconSky

"Investors Are Too Pessimistic. Financial Advisors Are Not." bit.ly/49aRpUZ @jacksonnational.bsky.social #EconSky

Some states require firms to offer their own plan or enroll workers in a state auto-IRA. As these programs rolled out, some wondered if they would lead to fewer or more employer plans. Results show that auto-IRAs boosted the share of firms offering plans bit.ly/44zhR8e #EconSky

New CRR Brief: "How Do State Auto-IRAs Affect Adoption of Employer Plans?" bit.ly/44zhR8e #EconSky

Coming tomorrow: New CRR brief on if state auto-IRAs affect the adoption of employer plans. Sign up to get a copy straight to your inbox! bit.ly/2t9MO0t

"Childhood trauma linked to major retirement shortfalls, study finds" bit.ly/48NOpwe @financialplanning.bsky.social #EconSky

What We’re Reading Now A hand-picked list of recommendations from CRR researchers. Featuring articles on retirement health risks, recent developments shaping retirement savings, and gender differences in financial advice. bit.ly/3XMroF6 #EconSky

What We’re Reading Now A paper on how its easy for individuals to choose a diversified low-cost investment, but advisors can make that process worse due to conflicts of interest, especially for lower financial-literacy clients, disproportionately women bit.ly/3XMroF6

What We’re Reading Now One of our latest recommendations is a great interview with Michael Kreps (of Groom Law Group) on the current state of the retirement system and what lies ahead. This article and more: bit.ly/3XMroF6

What We’re Reading Now One of our latest recommendations is for anyone planning for the risks associated with retirement. The author provides lessons in adaptability when facing difficult circumstances. This article and our other recommendations: bit.ly/3XMroF6

What We’re Reading Now A hand-picked list of recommendations from CRR researchers. Featuring articles on retirement health risks, recent developments shaping retirement savings, and gender differences in financial advice. bit.ly/3XMroF6 #EconSky

Happy Holidays from the CRR

"Working while collecting Social Security: The 'slow fade' to retirement more people are choosing" yhoo.it/3YfzAhc @yahoofinance.com @kerryhannon.bsky.social #EconSky

Seniors are often targeted by cyber scams because they tend to have more savings, may be more hesitant to report fraud, are less tech savvy, and are prone to cognitive decline as they age. Here are simple steps on how to stay alert, verify messages, and avoid fraud. bit.ly/44Nlrvg #EconSky

December 2nd is Giving Tuesday For #GivingTuesday, we would like to share three ways you can support the CRR: Donate: bit.ly/44hgwm4 Join our email list: bit.ly/2t9MO0t Become a partner: bit.ly/4fM7vod Thanks for being a part of our community!

How Is Retirement Wealth Affected by Adverse Childhood Experiences? The analysis follows teens through adulthood to explore the impact on their wealth at ages 52-60. The results show that adverse experiences are associated with much lower wealth. bit.ly/4rvaQPu

New CRR Brief: "How Is Retirement Wealth Affected by Adverse Childhood Experiences?" bit.ly/4rvaQPu #EconSky

Coming tomorrow: New CRR brief on if retirement wealth is affected by adverse childhood experiences. Sign up to get a copy straight to your inbox! bit.ly/2t9MO0t

"Taxing #inheritances under the income tax is a great idea — here’s how it could work" latest @marketwatch.com blog post by CRR senior advisor Alicia Munnell: on.mktw.net/3KyweTh #EconSky

"Who Wants to Work After Claiming Social Security?" bit.ly/4imjhIJ @thinkadvisor.bsky.social #EconSky

"Low inflation doesn’t help Americans if they still can’t afford to buy things" latest MarketWatch blog post by CRR senior advisor Alicia Munnell: on.mktw.net/4ihzBKO #EconSky

#Massachusetts seniors typically have more wealth than the national average, but it’s also more unevenly distributed than in most states – the top third holds over $3.5 million on average, while the bottom third has just over $50,000. bit.ly/3KbXTJC #EconSky

Study Finds High Level of Inequality Among Older #Massachusetts Residents In large part, the gap is explained by differences between homeowners and renters. bit.ly/3KbXTJC #EconSky

Social Security aims to replace wages for those no longer working, claiming benefits is often seen as a proxy for retirement. Many older households, though, report labor earnings and Social Security, indicating that some household members claim before fully retiring. bit.ly/49rn0T8 #EconSky

New CRR Brief: "Who Works After Claiming Social Security?" Our results show that about 40% of individuals work at some point after claiming, typically for several years and for non-trivial earnings. bit.ly/49rn0T8 #EconSky

Coming tomorrow: New CRR brief on who works after claiming #SocialSecurity.  Sign up to get a copy straight to your inbox! bit.ly/2t9MO0t

"The best way to protect Social Security and Medicare is to balance the budget" latest MarketWatch blog post by CRR senior advisor Alicia Munnell: on.mktw.net/4nPxm2t #EconSky

To predict where home prices are headed, it is crucial to look beyond interest rates. Factors like unemployment, stock market performance, and financial crises can overwhelm the impact of falling rates. bit.ly/4oW0UfV #EconSky

The Fed, Mortgage Rates, and Home Prices To predict where home prices are headed, it is crucial to look beyond interest rates. bit.ly/4oW0UfV #EconSky

A Way to Boost Longevity Knowledge for Better Retirement Planning bit.ly/47qHoSZ @thinkadvisor.bsky.social #EconSky

Can We Help People Improve Their Life Expectancy Estimates? Understanding how long we might live can affect our retirement decisions, but many people underestimate their odds of living to older ages. Read the brief: bit.ly/49qYQYB #EconSky

Today, @cfefund.bsky.social announced the launch of free legacy planning services as a core component of their nationwide Financial Empowerment Centers initiative. This one-on-one financial counseling program offers residents access to help with legacy planning at no cost.

Can We Help People Improve Their Life Expectancy Estimates? Understanding how long we might live can affect our retirement decisions, but many people underestimate their odds of living to older ages. Read the brief: bit.ly/49qYQYB #EconSky

New #SocialSecurity COLA info: bit.ly/4nooG2Z #EconSky