All you need is AI...and sporting goods 🧐 Seriously, did Dick's Sporting Goods launch an LLM? open.substack.com/pub/jasonper...

In case you missed it, why Claude Co-Work caused a correction in IBM stock last week. Here's my take from last week's AI for Financial Advisors newsletter. The next one drops Friday morning, so don't miss it.  #AI open.substack.com/pub/jason...

Just under a week until I deliver my vibe coding session at FutureProof Citywide in Miami. There's still time to sign up! #AI futureproofhq.com/citywide/...

Pretty sure I saw this movie Apparently, the Pentagon has never watched The Terminator. Either that or it thinks Skynet is a good idea. #AI open.substack.com/pub/jasonper...

Special thaks to Marla Sofer for having me on the Knowing Me, Knowing You to talk about AI and the future of advice podcasts.apple.com/us/podca...

Haven't signed up for my new newsletter "This Week in AI for Financial Advisors" yet? Here is a peek of what you're missing jasonpereira.substack.com/ #fintech

Bruce Sellery was nice enough to have me on Moolala taking Canadian fintech and open banking. Check out the episode here moolala.ca/ai-in-fintech-wh...

It's fine...maybe open.substack.com/pub/jasonper...

Week 1 of my new newsletter "This Week in AI for Financial Advisors" is officially live open.substack.com/pub/jasonper...

“I’m not going to defer CPP or OAS or use and RRSP becuase if I die before 70 I get nothing from the first two and will pay a lot of tax on the RRSP” Me: Yeah, your ghost is going to be so mad 🤦‍♂️

A special thanks to Larry Sprung for having me on the Mitlin Money Mindset Podcast to talk AI, Fiduciary duty, and the industry in general youtu.be/fd-9qW1oNb0?si=DLB...

This is what happens when an entire generation grows up having never seen the Jesse takes caffeine pills episode of Saved by the Bell www.thestar.com/news/gta/sal... via @torontostar

If an advisor needs to change what they are telling their clients about fees because of increased disclosure, then that client needs to consider get a new advisor. This was always ethical table stakes. www.investmentexecutive.com/uncategorize...

Thanks to Ron Butler for having me on the Angry Mortgage to discuss the realities of real estate investing. youtu.be/HrsLfIpj62E?...

A realtor on Twitter once told me I didn’t know what I was talking about because I hadn’t read Rich Dad Poor Dad? That will never stop being funny”

Alts providers talking about their Sharpe Ratios is basically no different than them describing the plot of a fairy tale.

Jason breaks down salary vs dividends - uncover the tax surprises and retirement considerations you need to know. Don’t miss out on potentially big savings! #BusinessTips #FinancialPlanning #TaxTips #RetirementPlanning youtu.be/XUbUtj4G9IE

Never let the marketing department get hold of a valid strategy that applies to 5% of the population…all they see is the other 95%

Think dividends are always the better payout option? 🤔 Think again! Explore the surprising tax implications & retirement impacts of dividends vs salary for business owners. #BusinessTips #FinancialPlanning #TaxTips #RetirementPlanning youtu.be/XUbUtj4G9IE

Dividends vs Salary in Canada: Avoid This Tax Mistake youtu.be/XUbUtj4G9IE #BusinessTips #FinancialPlanning #TaxPlanning #BusinessOwner #RetirementPlanning

I might be addicted to vibe coding...

And my analogy has made the headlines 🤣 "It's a really smart, lazy intern": Experts warn against relying on AI for investment decisions t.co/7abA05YqYW

Bank advisor who liked a comment calling out banks in general for anti consumer behaviour told me he got a call from compliance to “unlike” the comment.

Selling to private equity: Return maximization vs company health youtu.be/WhZiZTN9q80?si=gqr... #financialplanning #businessowners

It's always a pleasure talking to Ben Felix and Cameron Passmore, and this time we recorded it for Rational Reminder I also now hold the honour of being the first RR guest to have multiple lightsabers visible in the background 🤣 www.youtube.com/watch?si=T_7...

Are you a Canadian business owner thinking about selling your company? Discover how to maximize your gains and avoid hidden tax surprises with expert tips on leveraging the Lifetime Capital Gains Exemption. Don't leave money on the table! www.youtube.com/watch?v=hjLm...

The fact that so much "advisor education" is provided by product providers is a massive issue in our industry. The inherent conflict of interest this represents is the source of why so many false beliefs are held by advisors.

Sees a document regarding compensation with a random number assigned to it that ended up with 1099. Me: That's funny Also me, as soon as I think that:

Sigh. This is where we are at, Canadians. No law prevents us from hosting data on foreign servers, but the myth is so persistent that companies like Wealthbox have to spend time and money to port to Canadian servers, all becuase this myth won't die. www.wealthbox.com/wealthbox-to...

Clients really need to pay more attention to their advisors LinkedIn arguments. It never ceases to amaze me how many charlatans put themselves on there regularly

Retired clients concerned about outliving their money will have fewer options that address longevity risk as Guardian Capital LP prepares to close two innovative funds it launched less than three years ago x.com/GlobeAdvisor...

Spoke directly Microsoft about Teams today. They didn't see a problem

Few things disgust me more than financial elder abuse. My blood boils when people come to me with these cases.

every single time

Someone just emailed me askign if they should work at WFG

First thing I heard this morning was the little girl yelling to wake up the boy by screaming “get up there are new Bluey mini-sodes on Disney+!” Apparently it’s go time

Me: Can I get the spreadsheet version of that table? Them: No, it's proprietary. Me: That's fine, I will extract the data with AI Them: Wait. What? You can't do that. Me: Yes, I can. Now you can choose to make it easy on me or not. Them: 😕

Episode #11 is out now! Our guest this episode is Robb Engen—creator of the Canadian personal finance blog @boomerandecho.bsky.social and advice-only financial planner based in Lethbridge, AB. Check it out now on our website, YouTube, and all other podcasting platforms.

Tax time is here, and if you are an American living in Canada you're filing in two countries. Don't is this update on the state of US/Canadian cross-border taxation youtu.be/SxRuuGoOB28?...

3 out of every 1,000 investors is expect to outperform the broad market index return by more than 3x the standard deviation of investor outcomes. This doesn’t mean they are skilled. This is the expected outcome of a random distribution.

Citing national security concerns that the CCP may have built a backdoor, lawmakers are now pushing to immediately ban the Chinese chatbot DeepSeek on government devices.

🎙️ Exciting news! 🌟 My podcast is back! Join me and bestselling author Dr. Daniel Crosby as we explore "The Soul of Wealth" and the stories that shape our financial outlook. Watch now on YouTube! youtu.be/ecSzpATfJyU

Wall Street on tariff policy:

So about last week...

Canadian advisors argue with me that regulators should be responsible for certifying AdvisorTech solutions so that it's less work for the advisor to figure out what tech to use and understand neither technology nor regulation.

A big thanks goes out to Ben Johnson and Juliue Willoughby of Morningstar for having me on to talk all things tech, AI, and the future of the industry. www.morningstar.com/business/ins...

I'm being told that the way the laws work in Canada, the Feds can make unilateral decisions to collect revenue without legislation. Therefore, CRA will be applying the new Capital Gains Tax after all, despite the bill not being passed.