Welcome to the euro zone, Bulgaria! We are delighted to share that Bulgaria has adopted the euro as its official currency on 1 January 2026, making it the 21st member of the Eurosystem.

🎅🎄 Season’s greetings from Central Bank of Ireland. Beannachtaí na séasúr ó Bhanc Ceannais na hÉireann.

✏ In his latest blog, Governor Gabriel Makhlouf reflects on 2025 and looks ahead to 2026, drawing on Central Bank of Ireland’s latest Quarterly Bulletin and eurosystem staff projections. www.centralbank.ie/news/article...

We have published our fourth Quarterly Bulletin of 2025. Watch Robert Kelly (Director of Economics and Statistics) speaking about the outlook for the Irish economy and the expected path of inflation over the medium term: www.centralbank.ie/publication/...

Má tá do phlean árachais sláinte reatha le hathnuachan go luath, is féidir leat teagmháil a dhéanamh le do sholáthraí árachais sláinte chun go ndéanfaidh siad measúnú oiriúnachta iomlán. Tuilleadh eolais ar www.centralbank.ie/insurance

Residential Mortgage Arrears & Repossessions Statistics for Q3 2025 are now available. The proportion of principle dwelling house accounts in arrears decreased to the lowest recorded level at 5.2%: centralbank.ie/statistics/d...

We have published the first edition of our Financial Crime Bulletin, which provides updates on key regulatory and supervisory developments in the areas of Anti-Money Laundering, Combatting the Financing of Terrorism, Financial Sanctions, and Fraud. www.centralbank.ie/publication/...

We have just published the first edition of the Payment and E-Money Newsletter. The purpose of the Newsletter is to provide updates on key regulatory developments in the Payment and E-Money sector and to signpost relevant upcoming changes. www.centralbank.ie/regulation/i...

💬"Economic Resilience: What Next?" – read remarks by Governor Gabriel Makhlouf at The Royal Irish Academy. www.centralbank.ie/news/article...

Our new report, “Regulating & Supervising Well – A More Effective and Efficient Framework”, sets out our approach to a more effective and efficient regulatory and supervisory framework. For further information and to read the full report, read on here www.centralbank.ie/regulation/t...

📊 Retail interest rates statistics for October 2025 are now available. Read more here: centralbank.ie/statistics/d...

💬Read remarks from Governor Gabriel Makhlouf at the Climate Risk and Sustainable Finance Forum www.centralbank.ie/news/article...

✏ In his latest blog, Governor Gabriel Makhlouf looks at the foundations of the forthcoming digital euro, the increasing digitalisation of payments, and the future of cash. Read the full blog here www.centralbank.ie/news/article...

Central Bank of Ireland has launched a public and stakeholder consultation on the implementation of key elements of the access to cash legislation: ➡️Local Deficiency ➡️Requirements for ATM Operators The consultation is open until 4 March 2026. Read more www.centralbank.ie/financial-sy...

Colm Kincaid (Deputy Governor, Consumer and Investor Protection) has appeared before the Joint Oireachtas Committee on Finance, Public Service Reform and Digitalisation, and Taoiseach. Read his opening statement www.centralbank.ie/news/article...

💳 Monthly Card Payment statistics for October 2025 are now available. Read more here: www.centralbank.ie/statistics/d...

Ní mór do na bainc go léir agus do sholáthraithe seirbhíse íocaíochta ábhartha (in Éirinn agus sa limistéar euro) íocaíochtaí creidmheasa meandracha SEPA a éascú. Léigh ár míniú⬇️ www.centralbank.ie/ga/tomhaltoi...

We have published our Gender Pay Gap Report 2025. This year’s report shows that our mean gender pay gap is 7.3% in favour of male employees. #GenderPayGap #inclusion #GenderPayGapReporting You can read the full report at www.centralbank.ie/careers/dive...

We are pleased to announce the appointment of Karen O’Leary to the role of Director of Enforcement. www.centralbank.ie/news/article...

📊 There’s still time to take our short user experience survey to help us improve the Central Bank’s Statistics website. Survey closes this weekend: centralbankofireland.qualtrics.com/jfe/form/SV_...

We've just issued our November edition of the Investment Firm and Intermediary Newsletter. Read more here: www.centralbank.ie/regulation/i...

💬 “The macrofinancial effects of climate change in Ireland: what have we learned?” – read remarks from Vasileios Madouros (Deputy Governor, Monetary and Financial Stability) at Paris at 10: Ireland-France Collaboration for the Next Decade. www.centralbank.ie/news/article...

💬Read remarks by Governor Gabriel Makhlouf at the New Zealand Business Network Ireland and the Business International Trading Alliance. www.centralbank.ie/news/article...

We have just published our second Financial Stability Review of 2025. Watch Vasileios Madouros (Deputy Governor, Monetary and Financial Stability) speaking about the risks and outlook for the financial system. Read the full publication: www.centralbank.ie/publication/...

📊 Retail interest rates statistics for September 2025 are now available. Read more here: centralbank.ie/statistics/d...

An féidir leat caimiléir a aithint? Léigh ár moltaí chun cabhrú leat camscéimeanna atá ag éirí níos coitianta a aithint agus a sheachaint - camscéimeanna domhainbhrionnaithe agus camscéimeanna aisghabhála calaoiseacha ina measc. www.centralbank.ie/ga/tomhaltoi...

Can you spot a scam artist? Read our tips to help you identify and avoid scams that are becoming more common – from deepfake scams to fraudulent recovery schemes. www.centralbank.ie/scams?utm_so... #SpotTheScam #ScamSavvy #Scams

We have just published a joint report with @ccacireland.bsky.social setting out the need to increase climate adaptation investment and finance in Ireland. Read more here www.centralbank.ie/publication/...

Central Bank of Ireland and the South African Reserve Bank have signed a Memorandum of Understanding to provide a framework to promote cooperation between the two institutions. Read more here. www.centralbank.ie/news/article...

💳 Monthly Card Payment statistics for September 2025 are now available. Read more here: www.centralbank.ie/statistics/d...

Read remarks from Colm Kincaid (Deputy Governor, Consumer and Investor Protection) at the Consumer Protection Code workshop at Central Bank of Ireland’s Dockland Campus. www.centralbank.ie/news/article...

The digital euro would complement banknotes and extend the benefits of cash to the digital sphere. This is important because euro cash brings us together. It’s our money. Europeans would have the freedom to use the digital euro for any digital payment, online or offline, throughout the euro area.

🚗We have just published the seventh annual Private Motor Insurance Report of the National Claims Information Database. Read more here: www.centralbank.ie/news/article...

If your current health insurance plan is due for renewal soon, you can contact your health insurance provider for a full suitability assessment. There may be a plan better suited to your current needs, circumstances and affordability level. Read more www.centralbank.ie/insurance

Ar mhaith leat mórphearsa i stair na hÉireann a chomóradh? Tá boinn phrofa óir agus airgid eisithe ag Banc Ceannais na hÉireann mar chomóradh ar 250 bliain ó rugadh Dónall Ó Conaill. Sonraí ordaithe: www.collectorcoins.ie/ga

The Governing Council of the @ecb.europa.eu has decided to progress to the next phase of the digital euro project which will ensure its technical readiness for first issuance. Read more: www.centralbank.ie/news/article...

We are very happy to share that Central Bank of Ireland received the “Data Innovation of the Year” award at the Public Sector Digital Transformation Awards 2025. The team developed an innovative tool to detect certain types of scam websites which pose a risk to consumers.

🗓️The clock is ticking! Applications for our Graduate Programme 2026 close on 29 October. Apply now at: www.centralbank.ie/careers/grad...

📊 We've just published a new edition of our “Behind the Data” series, which explores whether the Irish financial sector responded to an increase in US economic policy uncertainty in April 2025 by reducing its exposure to US assets over Q2 2025. Read more: www.centralbank.ie/statistics/s...

We have just published a Feedback Report on ESMA Common Supervisory Action on Sustainability Risks and Disclosures in the Investment Funds Sector. Read the report here www.centralbank.ie/regulation/i...

We have just published an Insights Report of our inaugural Innovation Sandbox Programme on Combatting Financial Crime, highlighting the programme’s key findings and outcomes. Read more here www.centralbank.ie/regulation/i...

Governor Gabriel Makhlouf has appeared before Joint Oireachtas Committee on Finance, Public Service Reform and Digitalisation, and Taoiseach. Read his opening statement www.centralbank.ie/news/article...

✏ In his latest blog, Governor Gabriel Makhlouf provides an update from the 2025 Annual Meeting of the International Monetary Fund in Washington DC. Read the full blog here www.centralbank.ie/news/article...

On World Statistics Day, please take our short user experience survey to help us improve the Central Bank’s Statistics website. #WorldStatisticsDay centralbankofireland.qualtrics.com/jfe/form/SV_...

We have just launched a new series of annual statistical publications on payment fraud. The first release looks at payment fraud data from 2024. Read on here www.centralbank.ie/statistics/d...

We have published a new edition of our Staff Insights series, “Who Clicks ‘Pay Later’? Financial Vulnerability and Buy Now Pay Later Usage”, by Anu Jose and Jane Kelly. Read on here: www.centralbank.ie/research-exc...

We’ve recently published a Research Technical Paper titled, “Buy Now, Spend More, Pay Later: Behavioural Mechanisms of Buy Now Pay Later Products”, by Anu Jose, Jane Kelly, Michael King & Yvonne McCarthy. Read on here: www.centralbank.ie/research-exc...

💬“The Trans-Atlantic economy: pathways and perceptions in an era of global fragmentation” – read remarks from Governor Gabriel Makhlouf at the Atlantic Council during IMF World Bank Week in Washington DC. www.centralbank.ie/news/article...

We are delighted to share that Central Bank of Ireland received the “Fintech Public Servant Advisor or Team of the Year” award at the National Fintech Awards 2025. Applications for our Innovation Sandbox Programme: Innovation in Payments are open here www.centralbank.ie/regulation/i...

From 9 October 2025, all banks and relevant payment service providers (in Ireland and the euro area) are required to facilitate the sending of SEPA instant credit payments. www.centralbank.ie/InstantPayme...