Unfortunately, the Big Beautiful Bill decimated the solar industry. The top solar companies have filled for bankruptcy.

A new study confirms that home prices have increased 54% since 2020. Unless your income increased 54% as well, that's why you can't buy a home. It has nothing to do with Starbucks, fancy phones, or new cars. Source: The Joint Center for Housing Studies of Harvard University

As I said before, the ducks are defacing the Reflecting Pool more than any person. If the sandwich guy on video was seen throwing a sub at a federal agent and that go nowhere, imagine putting your finger in a pool of water.

Because of AI, I wonder how many people get rejected b/c of this one question. There could be a long list of valid reasons/explanations why someone is in default.

Here's one way I'll be saving money: 0% APR for 21 months! #crediteducation #bankruptcyblog

I've noticed people tend to use overly simple statements to reach a conclusion, such as "avocado toast and Starbucks" is why Gen Z can't buy a home, ignoring the math behind those statements. Financial literacy is another that bothers me. Here's part of an article I'm working on.

@rockslammer.bsky.social Here's my favorite one. And notice who the sources are I posted in our chat. www.congress.gov/118/meeting/...

Facts on home affordability and immigrants. www.msn.com/en-us/money/...

If you are house shopping, we all know that descriptive words that exaggerate are used to describe the home. But now realtors are using AI to completely redo the appearance of the home. So be careful before you waste your time visiting a home. #househunting #bankruptcyblog

1/2 I'm sure there are ebbs/flows for all of us for what we are witnessing. Today is one of those days for me. The latest death b/c of ICE occurred in St. Augustine, not far from where I live.👇

I guess it is serendipitous that I'm updating an article on debt strategies, and I mention that leaving Miami was part of my long-term financial planning. #miami #bankruptcyblog

Scams have become more sophisticated, especially because of AI. Now, more than ever, be on high alert. Here are 3 common scams I'm coming across. #Scams #bankruptcyblog

The same Apple that closed a location that became unionized?

There's common sense. He said that Georgia's senators were elected/won through fraud. But, they haven't been arrested....🤔

Natural disasters don’t just destroy property; they disrupt contracts & and leave families scrambling to understand their legal rights. In this article, I explain how the Act of God clause works, when you can terminate a service or lease after a disaster, bankruptcy.blog/2024/10/unde...

I'm more likely to see Bigfoot than ever see an 800 credit score!

It's been years, and those virtual assistants answering calls still can't handle phone calls. Apparently, AI hasn't improved that either.

After hurricanes, I've always lost several thousand dollars, whether it's the office being closed, or other issues such as spending money on fuel, ice, etc. I even had a house foreclosed on b/c of Hurricane Wilma. Without FEMA, many will end up bankrupt.

I keep seeing articles that ICE is suspending vehicle stops. They aren't cops. They can't be stopping people at random to begin with.

Bankruptcy filings are climbing nationwide, & inflation is a major driver. As grocery, utility, & everyday costs surge past IRS allowances, qualifying for the Chapter 7 can be more difficult. Today’s article breaks down how inflation affects eligibility. bankruptcy.blog/2026/07/chap...

Working on today's article...

CNBC’s latest analysis shows that several parts of the country are struggling with slow GDP growth, weak job creation, heavy reliance on federal funding, and rising tariff exposure. Below are ranked the worst economic states. #bankruptcyblog

Couldn't play golf the other day bc of the weather, but I made new friends.

Why? Smh...

Are we heading towards a total economic collapse?

A recent study from moving services firm HireAHelper said there are only 3 states that have “affordable” housing when comparing the 30% rule on mortgage payments vs. the state’s median income. 1. Louisiana 2. Iowa and 2. Minnesota. #bankruptcyblog

It doesn’t matter what the government or economists tell us when 42% of the country believes we will experience a “total economic collapse” within a decade, with a civil war likely (33%). Are you part of the 42%? Source: YouGov.

Small business bankruptcy filings are up 50%. In today’s article, I explain the Identity Fusion, the psychology of owning a business, and why Subchapter V was designed to protect business owners. bankruptcy.blog/2026/07/smal...

Come to think of it, large businesses and universities, are sometimes connected to vendors for cheaper prices. I bought once a laptop substantially discounted. You would think Amazon can spare a few bucks and offer teachers a discount.

In a study from Stanford University, they found that costly drought-resilience projects, such as desalination and water reuse systems, could push many low-income households into severe water affordability crises. I would add that fuel, electricity, and food prices are also going to skyrocket.

@imthatholly.bsky.social Are the fires affecting you?

The AssuranceAmerica breach could affect up to 7 million people. At a minimum, take steps to freeze your credit. bankruptcy.blog/equifax-expe...

Subchapter V in Chapter 11 is for small businesses. During the first 6 months of the year, they have increased 50% when compared to last year. #tariffs #bankruptcyblog

Saul Goodman showed up on my YouTube Channel with some legal advice.

Writing today's article. Now you see the importance of the CFPB. Congress isn't there to help you. That's why I always say, "They have better lobbyists than you." Then again, the first 3 letters in Congress spell out "Con." #bankruptcyblog

Goldman Sachs is predicting global inflation bc of AI, w/ the U.S. feeling most of the economic pain. Yeah, we know. We've all been saying how AI can destroy the economy! You need to revise the entire tax code b/c of one simple reason- robots aren't taxed!

According to AccuWeather, 35 states to date have topped 100 degrees, with temperatures as high as 119 recorded in Death Valley, California. Cope Ranch, Texas, reached 118, while Havasu, Arizona, topped 117. Laughlin, Nevada, meanwhile, hit 114. And yet, we continue to ignore global warming!

How many bankruptcies are filed daily?

Smh...

Foreclosures have hit a 7-year high. Bankruptcy filings are up 50% over the last 3 years, and increased in 49 states. Today's article focuses on the liability issues accidental landlords face, as well as those transferring their home to an LLC for asset protection. bankruptcy.blog/2026/07/acci...

It's called math.

I was paying that in Miami by the year 2000.

The Big Beautiful Bill destroyed the solar industry. Those companies filed for bankruptcy and now homeowners don't have any warranties.

Psssttt.... Netherlands need a bankruptcy guy?

915 a.m. Feel like temperature is 100 degrees.

It's not that complicated. Tariffs increase costs for the business and like any business, they pass that expense on to you.

The feel like temperature is already 93 degrees. I have two choices, neither of which I like: Mowing the lawn starts around 7:30pm or wake up at 5:30 a.m., so I can mow between 6:30-7:30. And you can forget BBQ when the feel like temp. is 110 degrees and you are by the grill. This is insane!

Alabama appears 3 times and is part of the bankruptcy belt I've written about, which includes Georgia, Louisiana, and Mississippi.

Nice. We all need a good laugh.

Small businesses bankruptcy filings are up 50%. More tariffs isn't the answer.